Common use of No Discretionary Authority Clause in Contracts

No Discretionary Authority. Nothing in this Agreement will give Us any discretionary authority, including authority to direct any of Your cash or securities or to take possession of any of Your assets. We will direct no trades for You. Services Outside Scope of Engagement: We will not provide You with tax, accounting, or legal advice, nor will We prepare any accounting, tax, or legal documents. We encourage You to work closely with Your attorney, accountant, and other appropriate professionals to implement and/or review our advice. Your Communications: You recognize that the value and usefulness of the Additional Services provided by Us will be dependent upon information provided by You through the Additional Services, and Your active participation in the Additional Services. You authorize Us to rely solely on the information provided by You through, and by using, the Additional Services, and agree that We are not required to independently verify any information obtained from You. You agree to promptly inform Us of any changes in Your Profile, including financial condition, investment objectives, or any other factors that may be important to Us in providing the Additional Services by updating Your Profile. You hereby authorize Us to provide information, newsletters, disclosure documents, and similar information, and other communications, notices and required disclosures to You via the Additional Services, in particular the Invstr App, email or the Web. Fees: For providing the Additional Services herein described, You agree to pay Us the Subscription Fee as outlined in the Invstr Fee Schedule, payable in advance. In the event of any change to the Subscription Fee, We will provide at least 30 days’ written notice to You and You will be deemed to consent to the revised Subscription Fee absent written notice of termination of this Agreement by You within 30 days from the date of such notice. Other Expenses: Our Subscription Fee covers all Additional Services rendered by Invstr on Your behalf as set forth herein. Our Subscription Fee does not include transaction or custodial fees charged by the custodian and/or broker-dealer, or any taxes owed with respect to Account holdings and transactions. Mutual funds and exchange-traded funds (“ETFs”) pay their own separate advisory fees and other expenses, as set forth in each mutual fund's or ETF’s prospectus. ADDITIONAL TERMS AND CONDITIONS Market Risk: You acknowledge the following risks:

No Discretionary Authority. Nothing in this Agreement will give Us any discretionary authority, including authority to direct any of Your cash or securities or to take possession of any of Your assets. We will direct no trades for You. Services Outside Scope of Engagement: We will not provide You with tax, accounting, or legal advice, nor will We prepare any accounting, tax, or legal documents. We encourage You to work closely with Your attorney, accountant, and other appropriate professionals to implement and/or review our advice. Your Communications: You recognize that the value and usefulness of the Additional Services provided by Us will be dependent upon information provided by You through the Additional Services, and Your active participation in the Additional Services. You authorize Us to rely solely on the information provided by You through, and by using, the Additional Services, and agree that We are not required to independently verify any information obtained from You. You agree to promptly inform Us of any changes in Your Profile, including financial condition, investment objectives, or any other factors that may be important to Us in providing the Additional Services by updating Your Profile. You hereby authorize Us to provide information, newsletters, disclosure documents, and similar information, and other communications, notices and required disclosures to You via the Additional Services, in particular the Invstr App, email or the Web. Fees: For providing the Additional Services herein described, You agree to pay Us the Subscription Fee as outlined in the Invstr Fee Schedule, payable in advance. In the event of any change to the Subscription Fee, We will provide at least 30 days’ written notice to You and You will be deemed to consent to the revised Subscription Fee absent written notice of termination of this Agreement by You within 30 days from the date of such notice. Other Expenses: Our Subscription Fee covers all Additional Services rendered by Invstr on Your behalf as set forth herein. Our Subscription Fee does not include transaction or custodial fees charged by the custodian and/or broker-dealer, or any taxes owed with respect to Account holdings and transactions. Mutual funds and exchange-traded funds (“ETFs”) pay their own separate advisory fees and other expenses, as set forth in each mutual fund's or ETF’s prospectus. ADDITIONAL TERMS AND CONDITIONS Market Risk: You acknowledge the following risks: