Common use of No charge Clause in Contracts

No charge. [Any optional Rider(s) selected by the Applicant will print on this Contract Data Page in addition to the automatic riders above. Available optional Riders are listed on the Application.] MAXIMUM RIDER CHARGE............................... 2.00% Annually BASIS OF ANNUITY TABLES............................ 1983 (a) Mortality Table ASSUMED INTEREST RATE.............................. 3.5% annually SUBACCOUNTS:

No charge. [Any optional Rider(s) selected by the Applicant will print on this Contract Data Page in addition to the automatic riders above. Available optional Riders are listed on the Application.] MAXIMUM RIDER CHARGE............................... ............................. 2.00% Annually BASIS OF ANNUITY TABLES............................ .......................... 1983 (a) Mortality Table ASSUMED INTEREST RATE.............................. ............................ 3.5% annually SUBACCOUNTS:

No charge. [Any optional Rider(s) selected by the Applicant will print on this Contract Data Page in addition to the automatic riders above. Available optional Riders are listed on the Application.] MAXIMUM RIDER CHARGE............................... ............................. 2.00% Annually BASIS OF ANNUITY TABLES............................ .......................... 1983 (a) Mortality Table ASSUMED INTEREST RATE.............................. ............................ 3.5% annually SUBACCOUNTS:

No charge. [Any optional Rider(s) selected by the Applicant will print on this Contract Data Page in addition to the automatic riders above. Available optional Riders are listed on the Application.] MAXIMUM RIDER CHARGE............................... 2.00% Annually BASIS OF ANNUITY TABLES............................ 1983 (a) Mortality Table ASSUMED INTEREST RATE.............................. 3.5% annually SUBACCOUNTS: