Newborn Coverage Coverage includes Clause Samples
The "Newborn Coverage" clause ensures that health insurance benefits extend to newborn children of covered individuals. Typically, this means that a newborn is automatically covered under the parent's policy for a specified period, such as the first 30 days after birth, during which time the parent must formally add the child to the policy to maintain ongoing coverage. This clause is essential for providing immediate medical protection to newborns and preventing gaps in coverage during the critical early days of life.
Newborn Coverage Coverage includes. 1. Medically Necessary routine newborn visits including admission and discharge exams and visits for the collection of adequate samples for hereditary and metabolic newborn screening;
2. Medically Necessary care and treatment of medically diagnosed congenital defects and birth abnormalities; and
3. Routine hearing screening consisting of one of the following:
a. Auditory brain stem response;
b. Otoacoustic emissions; or
c. Other appropriate, nationally recognized, objective physiological screening test. Additionally, benefits will be provided for infant hearing screenings and all necessary audiological examinations provided using any technology approved by the United States Food and Drug Administration, and as recommended by the most current standards addressing early hearing detection and intervention programs by the National Joint Committee on Infant Hearing. Such coverage includes follow-up audiological examinations as recommended by a physician or audiologist and performed by a licensed audiologist to confirm the existence or absence of hearing loss. Infant as used here is defined according to the most current recommendation of the American Academy of Pediatrics.