Louisiana East Baton Rouge Xxxxx Ascension Xxxxxxxxx West Baton Rouge Avoyelles Terrebonne Richland East Xxxxxxxxx Xxxxxxxxxx Iberia Xxxxxxxx Xxxx Xxxxxxxxx Catahoula Iberville E. Bienville Xxxxxxxxxx Concordia Jefferson NE Xxxx Assumption Xxxxxxxxxx Xxxxxxxxxx NW Tensas Ascension Grant Orleans NW Catahoula Point Coupee Xxxxxxxxx Xxxxx Plaquemines NW Madison St. Xxxxx XxXxxxx St. Xxxx X. XxXxxxx Iberville Natchitoches St. Xxxxxx Xxxxxxxx Lafourche Rapides Lafayette X. Xxxxxxx St. Xxxx the Baptist Xxxxxx Orleans X. Xxxxxxx Tangipahoa Xxxx Plaquemines Union St. Xxxxxxx St. Helena St. Xxxxxxx Xxxxxxx St. Xxxxxx St. Xxxxx St. Xxxx Xxxxxxx St. Xxxxxx St. Tammany Ouachita Claiborne Acadia Washington St. Xxxx Vermilion Iberia N. St. Xxxxxx Plaquemines Maryland Xxxx Arundel Baltimore Baltimore City Harford Prince Georges Xxxxxxx Xxxxxx Michigan DuPage Xxxxxxxxxx Oakland Washtenaw Xxxxxxxx XxXxxx St. Clair Xxxxx XxXxxx Xxxxxx Mississippi Xxxxxxxx Xxxxxxx Xxxxx Xxxxx Xxxxxx Xxxxxx Xxxxxxx Issaquena Xxxxxxx Xxxxxxxxx Xxxxx Xxxxx Xxxxxxxxx Xxxxxxx Xxxxx Xxxxxxxx Xxxxxxx Xxxxx River Xxxxx Xxxxx Xxxxxx Stone Xxxxxxxx Xxxxxxxxx Yazoo Xxxxxxxxx Xxxxxx Copiah
Oklahoma This Agreement is not a contract of insurance. Coverage afforded under this contract is not guaranteed by the Oklahoma Insurance Guaranty Association. CANCELLATION section is amended as follows: In the event You cancel this Agreement, return of premium shall be based upon ninety percent (90%) of the unearned pro rata premium, less any claims that have been paid or less the cost of repairs made on Your behalf. In the event We cancel this Agreement, return of premium shall be based upon one hundred percent (100%) of unearned pro rata premium, less any claims that have been paid or less the cost of repairs made on Your behalf. ARBITRATION – While arbitration is mandatory, the outcome of any arbitration shall be non-binding on the parties, and either party shall, following arbitration, have the right to reject the arbitration award and bring suit in a district court of Oklahoma.
Arkansas CANCELLATION section is amended as follows: A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within forty-five (45) days of receipt of returned Service Agreement.
Indiana There is no Mortgage Loan that was originated on or after January 1, 2005, which is a "high cost home loan" as defined under the Indiana Home Loan Practices Act (I.C. 24-9).
Missouri CANCELLATION section is amended as follows: A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within forty-five (45) days of receipt of returned Service Agreement.
Wyoming CANCELLATION section is amended as follows: A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within forty-five (45) days of receipt of returned Service Agreement. ARBITRATION section of this Agreement is removed.
Arizona In the “WHAT IS NOT COVERED” section of this Agreement, exclusion (E) is removed. CANCELLATION section is amended as follows: No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. Arbitration does not preclude the consumer’s right to file a complaint with the Arizona Department of Insurance Consumer Affairs Division, (000) 000-0000. Exclusions listed in the Agreement apply once the Covered Product is owned by You.
Iowa CANCELLATION section is amended as follows: A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned Service Agreement.
Kentucky The Company has a performance bond with the Great American Insurance Company, 000 X. 0xx Xxxxxx, Xxxxxxxxxx, Xxxx 00000. You are entitled to make a direct claim against the insurer upon the failure of the Company to pay any claim within 60 days after the claim has been filed with the Company.
Utah This Agreement is subject to limited regulation by the Utah Insurance Department. To file a complaint, contact the Utah Insurance Department. Coverage afforded under this Agreement is not guaranteed by the Utah Property and Casualty Guaranty Association. Proof of loss should be furnished by You to the Administrator as soon as reasonably possible. Failure to furnish such notice or proof within the time required by this Agreement does not invalidate or reduce a claim. CANCELLATION section is amended as follows: We can cancel this Agreement during the first sixty (60) days of the initial annual term by mailing to You a notice of cancellation at least thirty (30) days prior to the effective date of cancellation except that We can also cancel this Agreement during such time period for non-payment of premium by mailing You a notice of cancellation at least ten (10) days prior to the effective date of cancellation. After sixty (60) days have elapsed, We may cancel this Agreement by mailing a cancellation notice to You at least ten (10) days prior to the cancellation date for non-payment of premium and thirty (30) days prior to the cancellation date for any of the following reasons: (a) material misrepresentation, (b) substantial change in the risk assumed, unless the We should reasonably have foreseen the change or contemplated the risk when entering into the Agreement or (c) substantial breaches of contractual duties, conditions, or warranties. The notice of cancellation must be in writing to You at Your last known address and contain all of the following: (1) the Agreement number, (2) the date of notice, (3) the effective date of the cancellation and, (4) a detailed explanation of the reason for cancellation. Any matter in dispute between You and the company may be subject to arbitration as an alternative to court action pursuant to the rules of (the American Arbitration Association or other recognized arbitrator), a copy of which is available on request from the company. Any decision reached by arbitration shall be binding upon both You and the company. The arbitration award may include attorney's fees if allowed by state law and may be entered as a judgment in any court of proper jurisdiction.
