LOWER LIMBS. Disarticulation of a lower limb by the coccyx-femoral joint or complete loss of use of a lower limb 60 - Amputation of the thigh at the mid third 50 - Complete loss of use of a leg below the knee joint 40 - Complete loss of a foot 40 - Unconsolidated fracture of the thigh 45 - Unconsolidated fracture of the leg 40 - Partial amputation of a foot including all toes and part of the foot 25 - Complete loss of movement of the hip 35 - Complete loss of movement of the knee 25 - Complete anchyloses of the ankle in a favourable position 12 - Moderate sequelae of a transversal fracture of the kneecap 10 - Shortening of a lower limb by: . 5 cm or more 20 . 3 to 5 cm 15 . 2 to 3 cm 10 - Amputation of the big toe and its metatarsus 10 - Complete loss of any toe except the big toe 3 - Fracture of the cervical spine with no medullar injury 10 - Fracture of the dorsal or lumbar spine: . compression with clear spinal rigidity and no neurological signs 10 - Cervical pain with clear spinal rigidity 5 - Lumbar pain with clear spinal rigidity 5 - Mild paraplegia, able to walk, spasmodic episodes dominating paralysis 20 - Radicular pain with radiation (mild form) 2 - Isolated fracture of the sternum with unimportant sequelae 3 - Single rib fracture with unimportant sequelae 1 - Multiple rib fractures with important sequelae 8 -Residue of a traumatic effusion with radiological signs 5 - Ablation of the spleen with haematological sequelae without clinical manifestations 10 - Kidney extraction 20 - Abdominal scar from surgical procedure with inoperable eventration of 10 cm 15 1 Fire, lightning and explosion ● ● 2 Windstorm ● ● 3 Flood ● ● 4 Landslide ● ● 5 Water damage ● ● 6 Failure search ● 7 Aesthetic damages ● 8 Damages to underground pipework ● 9 Electrical risks – first risk sum ● ● 10 Refrigerated goods ● 11 Theft or robbery ● 12 Damages to the property by theft or robbery ● 13 Money robbery ● 14 Robbery of the insured persons ● 15 Breakage of mirrors, glass and sanitary ware ● ● 16 Accidental fixed furniture breakage ● ● 17 Civil liability of the Insured and family unit ● ● 18 Extra-contractual civil liability – damages caused by insured goods ● ● 19 Debris removal ● ● 20 Sludge removal ● ● 21 Breakage or collapse of antennas ●
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Sources: Home Insurance Policy, Insurance Policy