Common use of Litigation and Environmental Matters Clause in Contracts

Litigation and Environmental Matters. 44 SECTION 3.7. Compliance with Laws and Agreements.......................... 44 SECTION 3.8. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ 45 SECTION 3.10. ERISA........................................................ 45 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 .. 27 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 Agreements ......... 27 SECTION 3.83.08. Investment and Holding Company Status........................ 45 Status ....... 28 SECTION 3.93.09. Taxes........................................................ 45 Taxes ....................................... 28 SECTION 3.10. ERISA........................................................ 45 ERISA ....................................... 28 SECTION 3.11. Disclosure................................................... 45 Disclosure .................................. 28 SECTION 3.12. Solvency..................................................... 45 Year 2000 ................................... 28 SECTION 3.13. Use of Proceeds; Margin RegulationsProprietary Rights .......................... 45 29 SECTION 3.14. No Default................................................... 46 Subsidiaries ................................ 29 ARTICLE IV. Conditions ............................................................. 29 SECTION 3.154.01. Subsidiaries..................................................46 Effective Date .............................. 29 SECTION 3.164.02. Each Credit Event ........................... 31

Litigation and Environmental Matters. 44 82 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ........................ 82 SECTION 3.83.07. Investment and Holding Company Status........................ 45 .................................. 82 SECTION 3.93.08. Taxes........................................................ 45 ERISA...................................................... 82 SECTION 3.09. Disclosure................................................. 82 SECTION 3.10. ERISA........................................................ 45 Subsidiaries............................................... 83 SECTION 3.11. Disclosure................................................... 45 Security Interests......................................... 83 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16............................................ 83 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 43 SECTION 3.73.07. Compliance with Laws and Agreements.......................... ......................44 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ....................44 SECTION 3.93.09. Taxes........................................................ 45 ....................................................44 SECTION 3.10. ERISA........................................................ 45 ....................................................44 SECTION 3.11. Disclosure................................................... ...............................................45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 40 SECTION 3.7. 3.7 Compliance with Laws and Agreements.......................... 44 Agreements ..................40 SECTION 3.8. 3.8 Investment and Holding Company Status........................ 45 Status ................41 SECTION 3.9. Taxes........................................................ 45 3.9 Taxes ................................................41 SECTION 3.10. ERISA........................................................ 45 3.10 ERISA ................................................41 SECTION 3.11. Disclosure................................................... 45 3.11 Disclosure ...........................................41 SECTION 3.12. Solvency..................................................... 45 3.12 Subsidiaries .........................................41 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 3.13 Insurance ............................................41 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 63 SECTION 3.7. 3.07 Compliance with Laws and Agreements.......................... 44 ......................... 64 SECTION 3.8. 3.08 Investment and Holding Company Status........................ 45 ....................... 64 SECTION 3.9. 3.09 Taxes........................................................ 45 ....................................................... 64 SECTION 3.10. 3.10 ERISA........................................................ 45 ....................................................... 64 SECTION 3.11. 3.11 Disclosure.................................................. 65 SECTION 3.12 Subsidiaries................................................ 65 SECTION 3.13 Insurance................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 65 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 128129 SECTION 3.7. 3.07 Compliance with Laws and Agreements.......................... 44 . ........................................................ 129 SECTION 3.8. 3.08 Investment and Holding Company Status........................ 45 . ..................................................................... 129130 SECTION 3.93.09 Taxes. Taxes........................................................ 45 ........................................................................................................ 129130 SECTION 3.103.10 ERISA. ERISA........................................................ 45 ...................................................................................................... 129130 SECTION 3.113.11 Disclosure. Disclosure................................................... 45 ................................................................................................. 130131 SECTION 3.123.12 Subsidiaries. .............................................................................................. 130131 SECTION 3.13 Intellectual Property; Licenses, Etc. .......................................................... 130131 SECTION 3.14 Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 ......................................................................................................... 131 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 SECTION 3.760 Section 3.08. Compliance with Laws and Agreements.......................... 44 SECTION 3.8; Foreign Asset Control Regulations......... 61 Section 3.09. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ 45 SECTION .......................................... 61 Section 3.10. ERISA........................................................ 45 SECTION .......................................................................... 61 Section 3.11. Disclosure................................................... 45 SECTION Regulation U................................................................... 62 Section 3.12. Solvency..................................................... 45 SECTION Disclosure..................................................................... 62 Section 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 31 SECTION 3.7. Compliance with Laws and Agreements.......................... 44 SECTION 3.83.06. Investment and Holding Company Status........................ 45 ..................... 31 SECTION 3.93.07. Taxes........................................................ 45 ..................................................... 31 SECTION 3.103.08. ERISA........................................................ 45 ..................................................... 32 SECTION 3.113.09. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Year 2000................................................. 32 ARTICLE IV Conditions ----------

Litigation and Environmental Matters. 44 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ................................... SECTION 3.83.08. Investment and Holding Company Status........................ 45 Status .............................. SECTION 3.93.09. Taxes........................................................ 45 ................................................................. SECTION 3.10. ERISA........................................................ 45 ................................................................. SECTION 3.11. Disclosure................................................... 45 ............................................................ SECTION 3.12. Solvency..................................................... 45 Subsidiaries.......................................................... SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Insurance............................................................. SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 SECTION 3.73.07. Compliance with Laws and Agreements.......................... ................................... 44 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ................................. 44 SECTION 3.93.09. Taxes........................................................ ................................................................. 45 SECTION 3.10. ERISA........................................................ ................................................................. 45 SECTION 3.11. Disclosure................................................... ............................................................ 45 SECTION 3.12. Solvency..................................................... Subsidiaries.......................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... Insurance............................................................. 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Year 2000............................................................. 46

Litigation and Environmental Matters. 44 52 SECTION 3.7. 4.7 No Default; Compliance with Laws and Agreements.......................... 44 ...................................52 SECTION 3.8. 4.8 Investment and Holding Company Status........................ 45 .............................................53 SECTION 3.9. 4.9 Taxes........................................................ 45 .............................................................................53 SECTION 3.10. 4.10 ERISA........................................................ 45 .............................................................................53 SECTION 3.11. 4.11 Disclosure................................................... 45 ........................................................................53 SECTION 3.12. Solvency..................................................... 45 4.12 Subsidiaries......................................................................54 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 4.13 Insurance.........................................................................54 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.164.14

Litigation and Environmental Matters. 44 SECTION 3.743 Section 3.07. Compliance with Laws and Agreements.......................... 44 SECTION 3.8...........................................43 Section 3.08. Investment and Holding Company Status........................ 45 SECTION 3.9.........................................44 Section 3.09. Taxes........................................................ 45 SECTION .........................................................................44 Section 3.10. ERISA........................................................ 45 SECTION .........................................................................44 Section 3.11. Disclosure................................................... 45 SECTION ....................................................................44 Section 3.12. Solvency..................................................... 45 SECTION Year 2000.....................................................................44 Section 3.13. Use of Proceeds; Margin Regulations.......................... Stock..................................................................45 SECTION 3.14ARTICLE IV CONDITIONS..................................................................45 Section 4.01. No Default................................................... 46 SECTION 3.15Effective Date..............................................................45 Section 4.02. Subsidiaries..................................................46 SECTION 3.16Each Credit Event...........................................................46

Litigation and Environmental Matters. 44 40 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 .....................40 SECTION 3.83.08. Investment and Company Act Status...........................41 SECTION 3.09. Public Utility Holding Company Act Status........................ 45 SECTION 3.9. Taxes........................................................ 45 ...............41 SECTION 3.10. ERISA........................................................ 45 Taxes...................................................41 SECTION 3.11. Disclosure................................................... 45 ERISA...................................................41 SECTION 3.12. Solvency..................................................... 45 Disclosure..............................................41 SECTION 3.13. Use Business of Proceeds; Margin Regulations.......................... 45 the Borrower................................42 SECTION 3.14. No Default................................................... 46 Subsidiaries............................................42 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 SECTION 3.7. 34 4.07 Compliance with Laws and Agreements.......................... 44 SECTION 3.8. ......................................... 35 4.08 Investment and Holding Company Status........................ 45 SECTION 3.9. ....................................... 35 4.09 Taxes........................................................ 45 SECTION 3.10. ....................................................................... 35 4.10 ERISA........................................................ 45 SECTION 3.11. ....................................................................... 35 4.11 Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; .................................................................. 35 -i- TABLE OF CONTENTS (continued) Section Page ------- ---- 4.12 Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Stock................................................................ 36

Litigation and Environmental Matters. 44 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ...................................................... SECTION 3.83.08. Investment and Holding Company Status........................ 45 .................................................... SECTION 3.93.09. Taxes........................................................ 45 .................................................................................... SECTION 3.10. ERISA........................................................ 45 .................................................................................... SECTION 3.11. Disclosure................................................... 45 ............................................................................... SECTION 3.12. Solvency..................................................... 45 Regulations U and X...................................................................... SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Material Agreements and Liens............................................................ SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 29 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ...................... 29 SECTION 3.83.07. Investment and Holding Company Status........................ 45 .................... 29 SECTION 3.93.08. Taxes........................................................ 45 .................................................... 29 SECTION 3.09. ERISA.................................................... 29 SECTION 3.10. ERISA........................................................ 45 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16............................................... 30

Litigation and Environmental Matters. 44 57 SECTION 3.7. 3.7 Compliance with Laws and Agreements.......................... 44 Agreements ................................ 57 SECTION 3.8. 3.8 Investment and Holding Company Status........................ 45 Status .............................. 57 SECTION 3.93.9 Taxes .............................................................. 57 SECTION 3.10 ERISA ............................................................. 57 SECTION 3.11 Disclosure. Taxes........................................................ 45 ....................................................... 58 SECTION 3.10. ERISA........................................................ 45 3.12 Subsidiaries ...................................................... 58 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 3.13 Insurance ......................................................... 58 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 54 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 .......................54 SECTION 3.83.08. Investment and Holding Company Status........................ 45 .....................55 SECTION 3.93.09. Taxes........................................................ 45 .....................................................55 SECTION 3.10. ERISA........................................................ 45 .....................................................55 SECTION 3.11. Disclosure................................................... 45 ................................................55 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 SECTION 3.760 Section 3.08. Compliance with Laws and Agreements.......................... 44 SECTION 3.8.............................................61 Section 3.09. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ 45 SECTION ...........................................61 Section 3.10. ERISA........................................................ 45 SECTION ...........................................................................61 Section 3.11. Disclosure................................................... 45 SECTION Regulation U....................................................................61 Section 3.12. Solvency..................................................... 45 SECTION Disclosure......................................................................61 Section 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION Senior Debt.....................................................................62 Section 3.14. No Default................................................... 46 SECTION Processing of Receivables.......................................................62 Section 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 17 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ......................... 17 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ....................... 17 SECTION 3.93.09. Taxes........................................................ 45 ....................................................... 17 SECTION 3.10. ERISA........................................................ 45 ....................................................... 17 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.................................................. 18

Litigation and Environmental Matters. 44 69 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ................................... 69 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ................................. 70 SECTION 3.93.09. Taxes........................................................ 45 ................................................................. 70 SECTION 3.10. ERISA........................................................ 45 ................................................................. 70 SECTION 3.11. Disclosure................................................... 45 ............................................................ 70 SECTION 3.12. Solvency..................................................... 45 Subsidiaries.......................................................... 71 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Insurance............................................................. 71 SECTION 3.14. No Default................................................... 46 Labor Matters......................................................... 71 SECTION 3.15. Subsidiaries..................................................46 Solvency.............................................................. 71 SECTION 3.16.

Litigation and Environmental Matters. 44 41 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ............................................. 42 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ........................................... 42 SECTION 3.93.09. Taxes........................................................ 45 ........................................................................... 42 SECTION 3.10. ERISA........................................................ 45 ........................................................................... 42 SECTION 3.11. Disclosure................................................... 45 ...................................................................... 43 SECTION 3.12. Solvency..................................................... 45 Subsidiaries.................................................................... 43 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 ................................................................. 43 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Solvency........................................................................ 43

Litigation and Environmental Matters. 44 35 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ....................................36 SECTION 3.83.07. Investment and Holding Company Status........................ 45 ..................................36 SECTION 3.93.08. Taxes........................................................ 45 ..................................................................36 SECTION 3.09. ERISA..................................................................36 SECTION 3.10. ERISA........................................................ 45 Financial Information..................................................36 ARTICLE IV Conditions...........................................................................37 SECTION 3.114.01. Disclosure................................................... 45 Effective Date.........................................................37 SECTION 3.124.02. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Each Credit Event......................................................38 ARTICLE V

Litigation and Environmental Matters. 44 55 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ...................... 55 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ................................................. 55 SECTION 3.93.09. Taxes........................................................ 45 .................................................... 55 SECTION 3.10. ERISA........................................................ 45 .................................................... 56 SECTION 3.11. Disclosure................................................... 45 ............................................... 56 SECTION 3.12. Solvency..................................................... 45 Subsidiaries............................................. 56 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Insurance................................................ 56 SECTION 3.14. No Default................................................... 46 Labor Matters............................................ 56 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Purchase Agreement....................................... 57

Litigation and Environmental Matters. 44 52 SECTION 3.7. 4.7 No Default; Compliance with Laws and Agreements.......................... 44 ...................................53 SECTION 3.8. 4.8 Investment and Holding Company Status........................ 45 .............................................53 SECTION 3.9. 4.9 Taxes........................................................ 45 .............................................................................53 SECTION 3.10. 4.10 ERISA........................................................ 45 .............................................................................53 SECTION 3.11. 4.11 Disclosure................................................... 45 ........................................................................53 SECTION 3.12. Solvency..................................................... 45 4.12 Subsidiaries......................................................................54 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 4.13 Insurance.........................................................................54 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.164.14

Litigation and Environmental Matters. 44 7278 SECTION 3.7. 3.07 Compliance with Laws and Agreements.......................... 44 ; No Default .............................................7278 SECTION 3.8. 3.08 Investment and Holding Company Status........................ 45 Status ....................................................................................7278 SECTION 3.9. 3.09 Taxes........................................................ 45 ........................................................................................................................7278 SECTION 3.10. 3.10 ERISA........................................................ 45 ......................................................................................................................7278 SECTION 3.11. Disclosure................................................... 45 3.11 Disclosure ................................................................................................................7379 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 43 SECTION 3.73.07. Compliance with Laws and Agreements.......................... ............................44 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ..........................44 SECTION 3.93.09. Taxes........................................................ 45 ..........................................................44 SECTION 3.10. ERISA........................................................ 45 ..........................................................44 SECTION 3.11. Disclosure................................................... .....................................................45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.

Litigation and Environmental Matters. 44 35 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 .......................................... 36 SECTION 3.83.07. Investment and Holding Company Status........................ 45 ........................................ 36 SECTION 3.93.08. Taxes........................................................ 45 ERISA........................................................................ 36 SECTION 3.09. Disclosure................................................................... 36 SECTION 3.10. ERISA........................................................ 45 Subsidiaries................................................................. 36 SECTION 3.11. Disclosure................................................... 45 Security Interests........................................................... 36 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.............................................................. 37 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 45 SECTION 3.7. 3.08 Compliance with Laws and Agreements.......................... 44 ........................ 46 SECTION 3.8. 3.09 Investment and Holding Company Status........................ 45 ...................... 47 SECTION 3.9. 3.10 Taxes........................................................ 45 ...................................................... 47 SECTION 3.10. 3.11 ERISA........................................................ 45 ...................................................... 47 SECTION 3.11. 3.12 Disclosure................................................... 45 ................................................. 47 SECTION 3.12. Solvency..................................................... 45 3.13 Insurance.................................................. 47 SECTION 3.13. Use of Proceeds; 3.14 Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16......................................... 48

Litigation and Environmental Matters. 44 38 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ............................... 39 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ............................. 39 SECTION 3.93.09. Taxes........................................................ 45 ............................................................. 39 SECTION 3.10. ERISA........................................................ 45 ............................................................. 39 SECTION 3.11. Disclosure................................................... 45 ........................................................ 39 SECTION 3.12. Solvency..................................................... 45 Federal Regulations............................................... 40 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16...................................................... 40 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 48 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ........................... 49 SECTION 3.83.07. Investment and Holding Company Status........................ 45 ..................................... 49 SECTION 3.93.08. Taxes........................................................ 45 ......................................................... 49 SECTION 3.09. ERISA......................................................... 49 SECTION 3.10. ERISA........................................................ 45 Disclosure.................................................... 49 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.................................................. 50 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 50 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ............................... 50 SECTION 3.83.07. Investment and Holding Company Status........................ 45 ............................. 50 SECTION 3.93.08. TaxesERISA............................................................. 50 SECTION 3.09. Disclosure........................................................ 45 51 SECTION 3.10. ERISA........................................................ 45 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Security Interests................................................ 51

Litigation and Environmental Matters. 44 34 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ..........................34 SECTION 3.83.08. Federal Reserve Regulations..................................34 SECTION 3.09. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ 45 ........................35 SECTION 3.10. ERISA........................................................ 45 Taxes........................................................35 SECTION 3.11. Disclosure................................................... 45 ERISA........................................................35 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Disclosure...................................................35 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 43 SECTION 3.73.08. Compliance with Laws and Agreements.......................... 44 .................................................... 45 SECTION 3.83.09. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ .................................................. 45 SECTION 3.10. ERISA........................................................ Taxes.................................................................................. 45 SECTION 3.11. Disclosure................................................... ERISA.................................................................................. 45 SECTION 3.12. Solvency..................................................... Disclosure............................................................................. 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Insurance.............................................................................. 46 SECTION 3.14. No Default................................................... Margin Regulations..................................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16........................................................................... 46

Litigation and Environmental Matters. 44 48 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ; No Default...........48 SECTION 3.83.08. Investment and Holding Company Status........................ 45 .....................48 -i- TABLE OF CONTENTS SECTION 3.93.09. Taxes........................................................ 45 .....................................................49 SECTION 3.10. ERISA........................................................ 45 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.....................................................49

Litigation and Environmental Matters. 44 39 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ............................... 39 SECTION 3.83.07. Investment and Holding Company Status........................ 45 ......................................... 39 SECTION 3.93.08. Taxes........................................................ 45 ............................................................. 39 SECTION 3.09. ERISA............................................................. 40 SECTION 3.10. ERISADisclosure........................................................ 45 40 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16...................................................... 40 ARTICLE IV Conditions ARTICLE V

Litigation and Environmental Matters. 44 50 SECTION 3.7. 3.07 Compliance with Laws and Agreements.......................... 44 ......................................... 51 SECTION 3.8. 3.08 Investment and Holding Company Status........................ 45 ....................................... 51 SECTION 3.9. 3.09 Taxes........................................................ 45 ....................................................................... 51 SECTION 3.10. 3.10 ERISA........................................................ 45 ....................................................................... 51 SECTION 3.11. 3.11 Disclosure................................................... 45 .................................................................. 51 SECTION 3.12. Solvency..................................................... 45 3.12 Subsidiaries................................................................ 52 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 3.13 Insurance................................................................... 52 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16

Litigation and Environmental Matters. 44 34 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ............................34 SECTION 3.83.08. Federal Reserve Regulations....................................34 SECTION 3.09. Investment and Holding Company Status........................ 45 SECTION 3.9. Taxes........................................................ 45 ..........................35 SECTION 3.10. ERISA........................................................ 45 Taxes..........................................................35 SECTION 3.11. Disclosure................................................... 45 ERISA..........................................................35 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16Disclosure.....................................................35 ARTICLE IV Conditions

Litigation and Environmental Matters. 44 SECTION 3.73.06. Compliance with Laws and Agreements.......................... 44 ............................................ 45 SECTION 3.83.07. Investment and Holding Company Status........................ .......................................... 45 SECTION 3.93.08.................................................................................. 45 ERISA......................................................................................... 45 SECTION 3.09. Taxes........................................................ Disclosure..................................................................... 45 SECTION 3.10. ERISA........................................................ 45 SECTION 3.11. Disclosure................................................... 45 SECTION 3.12. Solvency..................................................... 45 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 SECTION 3.14. No Default................................................... 46 SECTION 3.15. Subsidiaries..................................................46 SECTION 3.16.................................................................................. 45

Litigation and Environmental Matters. 44 94 SECTION 3.73.07. Compliance with Laws and Agreements.......................... 44 ......................... 94 SECTION 3.83.08. Investment and Holding Company Status........................ 45 ....................... 95 SECTION 3.93.09. Taxes........................................................ 45 ....................................................... 95 SECTION 3.10. ERISA........................................................ 45 ....................................................... 95 SECTION 3.11. Disclosure................................................... 45 .................................................. 95 SECTION 3.12. Solvency..................................................... 45 Subsidiaries................................................ 96 SECTION 3.13. Use of Proceeds; Margin Regulations.......................... 45 Insurance................................................... 96 SECTION 3.14. No Default................................................... 46 Labor Matters............................................... 96 SECTION 3.15. Subsidiaries..................................................46 Solvency.................................................... 97 SECTION 3.16.