Common use of Limits on our liability Clause in Contracts

Limits on our liability. You acknowledge that we will rely unauthorized signature or is counterfeit, altered or otherwise fraudulent completely on information and instructions you give us in providing the or not validly issued, so long as we otherwise process that check in PPY and RPPY services to you and that we are not required to inspect accordance with our standard check cashing procedures. Similarly, if any attribute of a check (other than those included in the relevant issue you select the RPPY service option,we may not provide you information file) that is processed through the PPY or RPPY service. As a result, for all check attributes(such as the payee name)that the PPY service is you agree that in addition to any limitations on our liability under the capable of matching. Of course, not matching all available check agreement, we will not have any liability for(a)following instructions we attributes increases the risk that a fraudulent check will not be detected receive from any person we believe in good faith is one of your as a mismatched check. As a result, you agree that, in addition to the authorized representatives or telephone representatives or(b)paying or other limits on our liability provided in the master agreement,the general returning any check in accordance with these PPY and RPPY terms and terms and conditions or these RPPY terms and conditions, if you select conditions, including any check that (i)bears a forged or unauthorized the RPPY service for an account, then we will not be liable for paying signature or is counterfeit or otherwise not validly issued or(ii)is altered any check that is fraudulent with respect to the attributes for which we or otherwise fraudulent with respect to an attribute that the PPY or do not provide you information, so long as we otherwise satisfied our RPPY service is designed to match. Moreover, you acknowledge that duty of care with respect to the other aspects of the RPPY service in the PPY service is not a substitute for our stop payment service and you processing that check. agree not to report an item as"void"if you have released the item. 3. .

Limits on our liability. You acknowledge that we will rely unauthorized signature or is counterfeit, altered or otherwise fraudulent with respect to the attributes for which you failed to provide completely on information and instructions you give us in providing the or not validly issuedus information, so long as we otherwise process that check in PPY and RPPY services satisfied our duty of care with CPR service to you and that we are not required to inspect accordance with our standard check cashing procedures. Similarly, if any attribute respect to the other aspects of the CPR service in processing that of a check (other than those included in the relevant issue you select the RPPY service option,we may not provide you information file) that is check. processed through the PPY or RPPY CPR service. As a result, for all check attributes(such as the payee name)that the PPY service is you agree that in addition to any limitations on our liability under the capable of matching. Of course, not matching all available check agreement, we will not have any liability for(a)following instructions we attributes increases the risk that a fraudulent check will not be detected receive from any person we believe in good faith is one of your as a mismatched check. As a result, you agree that, in addition to any other limitations on our liability under the agreement, we (b) As part of the CPR service,we can also make your issue will not have any liability for (a)following instructions we receive from files available to our branches to assist our tellers in cashing checks. any person we believe in good faith is one of your authorized This is referred to as "teller access." If a check presented for payment representatives or telephone representatives or(b)paying or other limits on (b)paying or returning over the counter in one of our liability provided in the master agreement,the general returning branches against an account that uses any check in accordance with the terms of this these PPY and RPPY CPR terms and terms teller access(i)is presented before we have received and conditions or these RPPY terms and conditions, if you select processed an conditions, including any check that (i)bears a forged or unauthorized the RPPY service issue file for an accountsuch check or(ii)is a mismatched check, then we will not be liable for paying attempt to signature or is counterfeit or otherwise not validly issued or(ii)is altered any obtain approval for payment of the mismatched check that is fraudulent with respect to the attributes for which we by calling one of or otherwise fraudulent with respect to an attribute that the PPY or do not provide CPR service the people you information, so long have designated as we otherwise satisfied our RPPY service a "telephone representative"for the is designed to match. Moreover, you acknowledge that duty of care with respect to the other aspects of the RPPY CPR service relevant account as reflected in the PPY your CPR service profiles as they are in is not a substitute for our stop payment service and you processing that check. agree not to effect at the relevant time. We will make one attempt to call each report an item as"void"if as "void" if you have released the item. 3Finally, you telephone representative for the relevant account until we have reached understand and agree that the purpose of the CPR service is to improve one of them. Each telephone representative is authorized to instruct us reconciliation of checks and eliminate traditional stop payment to pay or return any mismatched check. If the telephone representative procedures,and not to delay the collection of funds. we contact instructs us to pay the check, then you authorize us to post, finally pay and charge the check against the relevant account. If we are 5.