Limits on Coverage. If you fail to notify TIC, without reasonable cause, it will result in the reduction of eligible benefit amounts payable by 20%. You will be responsible for any expenses that are not payable by the insurer. To apply for benefits, complete the claim form and include all original bills. Incomplete forms will cause delay; refer to our ‘Claims Procedures’ also explained in this policy. What if your travel plans change? You must contact your representative to make any changes to
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