Common use of Limitations on Frequency and Dollar Amounts of Transactions Clause in Contracts

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Direct Deposit, or transfers initiated from outside financial institutions - Daily $10,000 Cash Load - Green Dot® Reload at the Register™ $1,500 (Daily) - $2,500 (Monthly) Cash Load - Western Union - Daily $900 Remote Check Deposit - Daily $5,000 Purchases (Signature or Pin) - Daily $5,000 Cash Withdrawals (ATM) - Daily ** $500 Cash back at the POS – Daily ** $500 Bank Teller Withdrawal - Daily ** $2,500 Card to Card Transfer Ŧ $300 (Daily) - $2,000 (Monthly) **The bank, ATM, or merchant where the withdrawal takes place may also place certain limits on a withdrawal. Ŧ Card-to-Card Transfer is available only between eligible open and active XXXX.xxx cards issued by Central Bank of Kansas City. An optional Card-to-Card transfer feature is available to you if you have multiple cards and one of your cards is reported lost or stolen. This optional feature allows you to move your funds to another active card in your name to ensure you always have access to your funds. To determine if your Card has access to Card-to-Card Transfer, please contact XXXX.xxx through its Mobile App, website at xxx.xxxx.xxx, or by calling 000-000-0000. Card Limits* Maximum balance of Card Account at any time ("Maximum Balance") May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account any time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. We may assess a fee for one or more of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options Yes Direct: Funds may be loaded to your Card Account, including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (“ACH”), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number and your Account Number. A direct deposit form is available by contacting us. Your employer or benefits provider may also have a form you can use. You may obtain our routing number and your Account Number, as well as a direct deposit form, through the Mobile App or Website or by contacting us (see section above entitled “How to Contact Us”). The 16-digit Card Number on your Card should not be used for initiating direct deposits through ACH as your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled "How to Contact Us"). You agree that only direct deposits in your name will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account. At our discretion, we may post your payroll or benefits payment direct deposits early. Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. CBKC will post the funds to your XXXX.xxx prepaid card when we receive it, rather than on the effective date. This may result in you having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already had a XXXX.xxx prepaid card issued by another bank, you must update your payer with CBKC’s account information to be eligible for the early direct deposit feature. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Direct Deposit, or transfers initiated from outside financial institutions - Daily $10,000 Cash Load - Green Dot® Reload at the Register™ $1,500 (Daily) - $2,500 (Monthly) Cash Load - Western Union - Daily $900 Remote Check Deposit - Daily $5,000 Purchases (Signature or Pin) - Daily $5,000 Cash Withdrawals (ATM) - Daily ** $500 Cash back at the POS – Daily ** $500 Bank Teller Withdrawal - Daily ** $2,500 ACH Transfers to the XXXX.xxx Account initiated using the XXXX.xxx Mobile App or Website † $100 (daily) - $1,000 (monthly) Card to Card Transfer Ŧ $300 (Daily) - $2,000 (Monthly) **The bank, ATM, or merchant where the withdrawal takes place may also place certain limits on a withdrawal. † Certain members may be eligible for higher transfer limits based on card account history, at our discretion. New Card Accounts open less than thirty (30) days and Card Accounts with no activated cards will be limited to transfers of up to $100. The recipient’s name on any ACH Transfers to the XXXX.xxx Account using the XXXX.xxx Mobile App or Website we receive must match the name of the XXXX.xxx Card Account holder. Any such deposits received in a name other than the name registered to the XXXX.xxx Card Account will be returned to the originator. Ŧ Card-to-Card Transfer is available only between eligible open and active XXXX.xxx cards issued by Central Bank of Kansas City. An optional Card-to-Card transfer feature is available to you if you have multiple cards and one of your cards is reported lost or stolen. This optional feature allows you to move your funds to another active card in your name to ensure you always have access to your funds. To determine if your Card has access to Card-to-Card Transfer, please contact XXXX.xxx through its Mobile App, website at xxx.xxxx.xxx, or by calling 000-000-0000. Card Limits* Maximum balance of Card Account at any time ("Maximum Balance") May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account any time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. We may assess a fee for one or more of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options Yes Direct: Funds may be loaded to your Card Account, including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (“ACH”), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number and your Account Number. A direct deposit form is available by contacting us. Your employer or benefits provider may also have a form you can use. You may obtain our routing number and your Account Number, as well as a direct deposit form, through the Mobile App or Website or by contacting us (see section above entitled “How to Contact Us”). The 16-digit Card Number on your Card should not be used for initiating direct deposits through ACH as your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled "How to Contact Us"). You agree that only direct deposits in your name will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account. At our discretion, we may post your payroll or benefits payment direct deposits early. Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. CBKC will post the funds to your XXXX.xxx prepaid card when we receive it, rather than on the effective date. This may result in you having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already had a XXXX.xxx prepaid card issued by another bank, you must update your payer with CBKC’s account information to be eligible for the early direct deposit feature. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Direct Deposit, or transfers initiated from outside financial institutions - Daily $10,000 Cash Load - Green Dot® Dotf Reload at the Register™ $1,500 (Daily) - $2,500 (Monthly) Cash Load - Western Union - Daily $900 Remote Check Deposit - Daily $5,000 Purchases (Signature or Pin) - Daily $5,000 Cash Withdrawals (ATM) - Daily ** $500 Cash back at the POS – Daily ** $500 Bank Teller Withdrawal - Daily ** $2,500 ACH Transfers to the XXXX.xxx Account initiated using the XXXX.xxx Mobile App or Website † $100 (daily) - $1,000 (monthly) Card to Card Transfer Ŧ $300 (Daily) - $2,000 (Monthly) **The bank, ATM, or merchant where the withdrawal takes place may also place certain limits on a withdrawal. † Certain members may be eligible for higher transfer limits based on card account history, at our discretion. New Card Accounts open less than thirty (30) days and Card Accounts with no activated cards will be limited to transfers of up to $100. The recipient’s name on any ACH Transfers to the XXXX.xxx Account using the XXXX.xxx Mobile App or Website we receive must match the name of the XXXX.xxx Card Account holder. Any such deposits received in a name other than the name registered to the XXXX.xxx Card Account will be returned to the originator. Ŧ Card-to-Card Transfer is available only between eligible open and active XXXX.xxx cards issued by Central Bank of Kansas City. An optional Card-to-Card transfer feature is available to you if you have multiple cards and one of your cards is reported lost or stolen. This optional feature allows you to move your funds to another active card in your name to ensure you always have access to your funds. To determine if your Card has access to Card-to-Card Transfer, please contact XXXX.xxx through its Mobile App, website at xxx.xxxx.xxx, or by calling 000-000-0000. Card Limits* Maximum balance of Card Account at any time ("Maximum Balance") May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account any time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. We may assess a fee for one or more of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options Yes Direct: Funds may be loaded to your Card Account, including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (“ACH”), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number and your Account Number. A direct deposit form is available by contacting us. Your employer or benefits provider may also have a form you can use. You may obtain our routing number and your Account Number, as well as a direct deposit form, through the Mobile App or Website or by contacting us (see section above entitled “How to Contact Us”). The 16-digit Card Number on your Card should not be used for initiating direct deposits through ACH as your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled "How to Contact Us"). You agree that only direct deposits in your name will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account. At our discretion, we may post your payroll or benefits payment direct deposits early. Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. CBKC will post the funds to your XXXX.xxx prepaid card when we receive it, rather than on the effective date. This may result in you having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already had a XXXX.xxx prepaid card issued by another bank, you must update your payer with CBKC’s account information to be eligible for the early direct deposit feature. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Direct Deposit, or transfers initiated from outside financial institutions - Daily $10,000 Cash Load - Green Dot® Dotf Reload at the Register™ $1,500 (Daily) - $2,500 (Monthly) Cash Load - Western Union - Daily $900 Remote Check Deposit - Daily $5,000 Purchases (Signature or Pin) - Daily $5,000 Cash Withdrawals (ATM) - Daily ** $500 Cash back at the POS – Daily ** $500 Bank Teller Withdrawal - Daily ** $2,500 ACH Transfers to the XXXX.xxx Account initiated using the XXXX.xxx Mobile App or Website † $100 (daily) - $1,000 (monthly) Card to Card Transfer Ŧ $300 (Daily) - $2,000 (Monthly) **The bank, ATM, or merchant where the withdrawal takes place may also place certain limits on a withdrawal. † Certain members may be eligible for higher transfer limits based on card account history, at our discretion. New Card Accounts open less than thirty (30) days and Card Accounts with no activated cards will be limited to transfers of up to $100. The recipient’s name on any ACH Transfers to the XXXX.xxx Account using the XXXX.xxx Mobile App or Website we receive must match the name of the XXXX.xxx Card Account holder. Any such deposits received in a name other than the name registered to the XXXX.xxx Card Account will be returned to the originator. Ŧ Card-to-Card Transfer is available only between eligible open and active XXXX.xxx cards issued by Central Bank of Kansas City. An optional This means if a Card is reported lost or stolen, it will be closed and a replacement Card will be sent to you. Card-to-Card transfer feature is available to you if you have multiple cards and one of your cards is reported lost or stolen. This optional feature allows you to move your funds Transfer from the closed Card to another active card in your name to ensure Card is not available until you always have access to your fundsactivate the replacement Card. To determine if your Card has access to Card-to-to- Card Transfer, please contact XXXX.xxx through its Mobile Appmobile application, website at xxx.xxxx.xxx, or by calling 000-000-0000. Card Limits* Maximum balance of Card Account at any time ("Maximum Balance") May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account any time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. We may assess a fee for one or more of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options Yes Direct: Funds may be loaded to your Card Account, including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (“ACH”), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number and your Account Number. A direct deposit form is available by contacting us. Your employer or benefits provider may also have a form you can use. You may obtain our routing number and your Account Number, as well as a direct deposit form, through the Mobile App or Website or by contacting us (see section above entitled “How to Contact Us”). The 16-digit Card Number on your Card should not be used for initiating direct deposits through ACH as your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled "How to Contact Us"). You agree that only direct deposits in your name will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account. At our discretion, we may post your payroll or benefits payment direct deposits early. Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. CBKC will post the funds to your XXXX.xxx prepaid card when we receive it, rather than on the effective date. This may result in you having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already had a XXXX.xxx prepaid card issued by another bank, you must update your payer with CBKC’s account information to be eligible for the early direct deposit feature. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Direct Deposit, or transfers initiated from outside financial institutions - Daily $10,000 Cash Load - Green Dot® Dotf Reload at the Register™ $1,500 (Daily) - $2,500 (Monthly) Cash Load - Western Union - Daily $900 Remote Check Deposit - Daily $5,000 Purchases (Signature or Pin) - Daily $5,000 Cash Withdrawals (ATM) - Daily ** $500 Cash back at the POS – Daily ** $500 Bank Teller Withdrawal - Daily ** $2,500 Card to Card Transfer Ŧ $300 (Daily) - $2,000 (Monthly) **The bank, ATM, or merchant where the withdrawal takes place may also place certain limits on a withdrawal. Ŧ Card-to-Card Transfer is available only between eligible open and active XXXX.xxx cards issued by Central Bank of Kansas City. An optional Card-to-Card transfer feature is available to you if you have multiple cards and one of your cards is reported lost or stolen. This optional feature allows you to move your funds to another active card in your name to ensure you always have access to your funds. To determine if your Card has access to Card-to-Card Transfer, please contact XXXX.xxx through its Mobile App, website at xxx.xxxx.xxx, or by calling 000-000-0000. Card Limits* Maximum balance of Card Account at any time ("Maximum Balance") May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder's name. We will provide advance notice of such changes when required by Law. Adding Funds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Account any time after your identity has been verified, subject to the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. We may assess a fee for one or more of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options Yes Direct: Funds may be loaded to your Card Account, including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (“ACH”), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number and your Account Number. A direct deposit form is available by contacting us. Your employer or benefits provider may also have a form you can use. You may obtain our routing number and your Account Number, as well as a direct deposit form, through the Mobile App or Website or by contacting us (see section above entitled “How to Contact Us”). The 16-digit Card Number on your Card should not be used for initiating direct deposits through ACH as your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled "How to Contact Us"). You agree that only direct deposits in your name will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account. At our discretion, we may post your payroll or benefits payment direct deposits early. Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. CBKC will post the funds to your XXXX.xxx prepaid card when we receive it, rather than on the effective date. This may result in you having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. If you already had a XXXX.xxx prepaid card issued by another bank, you must update your payer with CBKC’s account information to be eligible for the early direct deposit feature. First time deposits less than $5.00 and deposits from tax sources do not qualify for early deposit of funds.