Common use of Limitations on Frequency and Amount Clause in Contracts

Limitations on Frequency and Amount. You may withdraw up to a maximum of $100.00 (if there are sufficient funds n your account) per day. • For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs. • Access to Savings Account on approval only. • Deposits are accepted at the Riverton Main Office ATM only. Fees and Charges for ATM Transactions: • There is no charge for ATM withdrawals at machines owned by us. • There is a $2.00 charge for each ATM withdrawal at machines we do not own. • There is no charge for ATM deposits at machines owned by us. • Non-proprietary ATM withdrawal fee(s) may be refunded upon request no later than 30 days after the bank statement has been received by the customer. • There is a replacement card fee of $12.50 per card. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Other Direct Deposit

Limitations on Frequency and Amount. You may make 99 cash withdrawals from ATMs per day. * You may withdraw up to a maximum of $100.00 400.00 (if there are sufficient funds n in your account) per day. • * For security purposes, there are limits on the frequency and amount of transfers you may make using ATMsATMS and this Point of Sale service. • Access * You may purchase up to Savings Account on approval only. • Deposits are accepted at the Riverton Main Office a maximum of $2000.00 worth of goods and services per day, exclusive of ATM onlywithdrawals. Fees and Charges for ATM TransactionsCharges: • * There is no charge for ATM withdrawals at machines owned by us. • * There is a $2.00 charge for each ATM withdrawal at machines we do not own. • There is no charge for ATM deposits * Balance Inquiry at machines owned by us. • Non-proprietary ATM withdrawal fee(s) may be refunded upon request no later than 30 days after the bank statement has been received by the customerFCB ATMs - $0.50 per Inquiry. • * There is a replacement card fee Replacement Card Fee of $12.50 5.00 per card. * We do not charge for any POS transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Other Direct Deposit).

Limitations on Frequency and Amount. You may make 99 cash withdrawals from ATMs per day. * You may withdraw up to a maximum of $100.00 400.00 (if there are sufficient funds n in your account) per day. • * For security purposes, there are limits on the frequency and amount of transfers you may make using ATMsATMS and this Point of Sale service. • Access * You may purchase up to Savings Account on approval only. • Deposits are accepted at the Riverton Main Office a maximum of $2000.00 worth of goods and services per day, exclusive of ATM onlywithdrawals. Fees and Charges for ATM TransactionsCharges: • * There is no charge for ATM withdrawals at machines owned by us. • * There is a $2.00 charge for each ATM withdrawal at machines we do not own. • There is no charge for ATM deposits * Balance Inquiry at machines owned by us. • Non-proprietary ATM withdrawal fee(s) may be refunded upon request no later than 30 days after the bank statement has been received by the customerFCB ATMs - $0.50 per Inquiry. • * There is a replacement card fee Replacement Card Fee of $12.50 5.00 per card. * We do not charge for any POS transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). Other Direct DepositTeleBank

Limitations on Frequency and Amount. You may make 9 cash withdrawals from ATMs per day. • You may withdraw up to a maximum of $100.00 500.00 (if there are sufficient funds n in your account) per day. • For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs. • Access You may purchase up to Savings Account on approval only. • Deposits are accepted at the Riverton Main Office a maximum of $500.00 worth of goods and services per day, inclusive of ATM onlywithdrawals. Fees and Charges for ATM TransactionsCharges: • There is no charge for ATM withdrawals at machines owned by us. • There is a $2.00 0.50 charge for each ATM withdrawal withdrawals at machines we do not own. • There is no charge for ATM deposits at machines owned by us. • NonThe first 4 ATM withdrawals at non-proprietary JSC Federal Credit Union ATMs per month, per account are free. • Horizons accounts receives all ATM withdrawal fee(s) withdrawals at non-JSC Federal Credit Union ATMs free (surcharges by machine owners may be refunded upon request no later than 30 days after the bank statement has been received by the customerapply). • There is a replacement card fee of $12.50 per card0.25 charge for each ATM inquiry at machines we do not own. • We do not charge for any POS transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Other Direct Deposit).