Common use of LIABILITY FOR FAILURE TO COMPLETE TRANSACTIONS Clause in Contracts

LIABILITY FOR FAILURE TO COMPLETE TRANSACTIONS. We will not be liable for transactions that are not completed if any of the following circumstances apply: • Through no fault of ours, you do not have sufficient funds available in your credit line; • The transaction would cause you to exceed your credit limit; • The ATM where you are requesting a cash advance does not have enough cash; • The terminal or system was not working properly and you knew of the malfunction at the time you initiated the transactions; • Circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions we have taken; • Your Card is retained by the ATM; • Your Card or PIN has been reported lost or stolen and your account has been blocked or frozen; • Your account is in default; • You or anyone authorized by you to conduct a transaction commits fraud or violates any laws or regulations; or • You fail to follow the instructions on the screen or terminal.

LIABILITY FOR FAILURE TO COMPLETE TRANSACTIONS. We will not be liable for transactions that are not completed if any of the following circumstances apply: • Through no fault of ours, you do not have sufficient funds available in your credit line; • The transaction would cause you to exceed your credit limit; • The ATM where you are requesting a cash advance does not have enough cash; • The terminal or system was not working properly and you knew of the malfunction at the time you initiated the transactions; • Circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions we have taken; • Your Card is retained by the ATM; • Your Card or PIN has been reported lost or stolen and your account has been blocked or frozen; • Your account is in default; • You or You/anyone authorized by you to conduct a transaction commits fraud or violates any laws or regulations; or • You fail to follow the instructions on the screen or terminal.

LIABILITY FOR FAILURE TO COMPLETE TRANSACTIONS. We will not be liable for transactions that are not completed if any of the following circumstances apply: • ⚫ Through no fault of ours, you do not have sufficient funds available in your credit line; • ⚫ The transaction would cause you to exceed your credit limit; • ⚫ The ATM where you are requesting a cash advance does not have enough cash; • ⚫ The terminal or system was not working properly and you knew of the malfunction at the time you initiated the transactions; • ⚫ Circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions we have taken; • ⚫ Your Card is retrieved or retained by the ATM; • ⚫ Your Card or PIN has been reported lost or stolen and your account has been blocked or frozen; • ⚫ Your account is in default; • ⚫ You or anyone authorized by you to conduct a transaction commits fraud or violates any laws or regulations; or • ⚫ You fail to follow the instructions on the screen or terminal.

LIABILITY FOR FAILURE TO COMPLETE TRANSACTIONS. We will not be liable for transactions that are not completed if any of the following circumstances apply: • Through no fault of ours, you do not have sufficient funds available in your credit line; • The transaction would cause you to exceed your credit limit; • The ATM where you are requesting a cash advance does not have enough cash; • The terminal or system was not working properly and you knew of the malfunction at the time you initiated the transactions; • Circumstances beyond our control (such as fire or flood) prevent the transaction, despite reasonable precautions we have taken; • Your Card is retrieved or retained by the an ATM; • Your Card or PIN has been reported lost or stolen and your account has been blocked or frozen; • Your account is in default; • You or anyone authorized by you to conduct a transaction commits fraud or violates any laws or regulations; or • You fail to follow the instructions on the an ATM screen or other terminal.