Common use of Liability for Direct or Consequential Damages Clause in Contracts

Liability for Direct or Consequential Damages. If, through no fault of ours, there is not enough money in your accounts to complete the transaction, if any funds in your accounts necessary to complete the transaction are held as uncollected funds or pursuant to our Funds Availability Policy, or if the transaction involves a loan request exceeding your credit limit. * If you used your Card or access code in an incorrect manner. * If the ATM where you are making the transfer does not have enough cash. * If the ATM was not working properly and you knew about the problem when you started the transaction. * If acts of God (such as fire, flood, or power failure) prevent the transaction. * If the money in your account is subject to legal process or other claim. * If funds in your account are pledged as collateral subject to our lien or frozen because of a delinquent loan. * If the error was caused by a system of any participating ATM network. * If any circumstances beyond our control (such as your willful or negligent use of your Card, access code, or any EFT facility for making such transfers) prevent the transaction. * If the telephone or computer equipment you use to conduct audio response or electronic/PC transactions is not working properly and you know or should have known about the breakdown when you started the transaction. * Any other exceptions as established by the Credit Union.