Common use of LIABILITY AND REFUNDS Clause in Contracts

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 14, 15 and 16 of this Agreement, the Cardmember agrees to cooperate and to exert his or her best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember is solely liable for all amounts due on the Card Account including Charges on the Card.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember and the Company shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 14, 15 and 16 of this Agreement, the Cardmember agrees and the Company agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember is solely and the Company are jointly and severally liable for all amounts due on the Card Account including Charges on the Card.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember or any Supplementary Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 1416, 15 17 and 16 18 of this Agreement, the Cardmember agrees and all Supplementary Cardmembers agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember is solely and any Supplementary Cardmember are jointly and severally liable for all amounts due on the Card Account including Charges on the CardCard and on any Supplementary Cards.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember Company shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 14, 15 and 16 of this Agreement, the Cardmember agrees and the Company agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember Company is solely liable for all amounts due on the Card Account including Charges on the Card.

LIABILITY AND REFUNDS. 1. AEME shall a. We are not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the Cardmembergive you a refund, AEME we will credit your Account only credit the Card Account if AEME receives we receive a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. b. Unless expressly provided otherwisesub-paragraphs (c) and (d) below apply, AEME shall only we will be responsible for Transactions all expenditure on the Cardmember your Account if the Card is misused before you receive it or if a fault has occurred in the Cardmember has received itmachines or systems used with the Card and this causes you to suffer direct loss unless you should have known about the fault because there was a message or notice on the display of the machine in question. However, you will be liable for all charges if the Card is lost and misused before Amex (Saudi Arabia) Ltd is informed. 3. AEME c. We will only pay back the amounts erroneously wrongly charged to the Card your Account and any interest commission on those amounts. In all circumstances, the Cardmember shall you will be liable responsible for all amounts or damages any losses resulting from you or the Additional Cardmember committing or attempting to commit a fraud. 4. Whenever necessary and d. In any circumstances outlined in particular in any of the circumstances set out in Clauses this paragraph 14, 15 and 16 of this Agreement, the Cardmember agrees you agree to cooperate and to exert his or her best efforts to assist in any investigation that AEME we may wish to make. You must do your best to obtain the agreement of the Additional Cardmember to cooperate in any such investigations. 5. AEME shall e. American Express is not be liable in any manner responsible for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its carry out our obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failuresfailure, industrial dispute or any other event beyond the outside our reasonable control of AEMEcontrol, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The f. You and any Additional Cardmember is solely are jointly and severally liable for all amounts due transactions on the Card Account including Charges on the Cardand any Additional Cards.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember Company shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 14, 15 and 16 of this Agreement, the Cardmember agrees and the Company agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember is solely liable for all amounts due on the Card Account including Charges on the Card.,

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the CardmemberCompany, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. 2. AEME is not responsible in any manner for the goods or services supplied to the CardmemberCompany. 23. Unless expressly provided otherwise, AEME the Company shall only be responsible liable for Transactions all Charges incurred on a Card as soon as the Cardmember Account if the Card is misused before the Cardmember Company has received it. 34. AEME will only be liable to pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraudAccount. 45. Whenever necessary and in particular in any of the circumstances set out in Clauses 148 (Queries or Complaints), 15 13 (Lost Stolen or Damaged Cards) and 16 14 (Fraudulent Transactions) of this Agreement, the Cardmember Company agrees to cooperate and to exert his or her best efforts the fullest extent to assist in any investigation that AEME may wish to make. 56. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any any i) non-acceptance of the Card or the way the Card is accepted or declined, , ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, , iii) indirect, special special, punitive or consequential damages arising for any cause under this Agreement. 67. The Cardmember is solely AEME shall not be liable for all amounts due on any damages of any nature if AEME fails to pay or delays the Card Account including Charges on the Cardpayment of any Transactions of any nature because of any technical failure, error or for any reason beyond AEME’s reasonable control.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the CardmemberCompany, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. 2. AEME is not responsible in any manner for the goods or services supplied to the CardmemberCompany. 23. Unless expressly provided otherwise, AEME the Company shall only be responsible liable for Transactions all Charges incurred on a Card as soon as the Cardmember Account if the Card is misused before the Cardmember Company has received it. 34. AEME will only be liable to pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraudAccount. 45. Whenever necessary and in particular in any of the circumstances set out in Clauses 148 (Queries), 15 13 (Lost Stolen or Damaged Cards) and 16 14 (Fraudulent Transactions) of this Agreement, the Cardmember Company agrees to cooperate and to exert his or her best efforts the fullest extent to assist in any investigation that AEME may wish to make. 56. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special special, punitive or consequential damages arising for any cause under this Agreement. 67. The Cardmember is solely AEME shall not be liable for all amounts due on any damages of any nature if AEME fails to pay or delays the Card Account including Charges on the Cardpayment of any Transactions of any nature because of any technical failure, error or for any reason beyond AEME's reasonable control.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the CardmemberCompany, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. 2. AEME is not responsible in any manner for the goods or services supplied to the CardmemberCompany. 23. Unless expressly provided otherwise, AEME the Company shall only be responsible liable for Transactions all Charges incurred on a Card as soon as the Cardmember Account if the Card is misused before the Cardmember Company has received it. 34. AEME will only be liable to pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraudAccount. 45. Whenever necessary and in particular in any of the circumstances set out in Clauses 148 (Queries or Complaints), 15 13 (Lost Stolen or Damaged Cards) and 16 14 (Fraudulent Transactions) of this Agreement, the Cardmember Company agrees to cooperate and to exert his or her best efforts the fullest extent to assist in any investigation that AEME may wish to make. 56. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special special, punitive or consequential damages arising for any cause under this Agreement. 67. The Cardmember is solely AEME shall not be liable for all amounts due on any damages of any nature if AEME fails to pay or delays the Card Account including Charges on the Cardpayment of any Transactions of any nature because of any technical failure, error or for any reason beyond AEME’s reasonable control.

LIABILITY AND REFUNDS. 1. AEME shall a. We are not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the Cardmembergive you a refund, AEME we will credit your Account only credit the Card Account if AEME receives we receive a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. b. Unless expressly provided otherwisesub-paragraphs (c) and (d) below apply, AEME shall only we will be responsible for Transactions all expenditure on the Cardmember your Account if the Card is misused before you receive it or if a fault has occurred in the Cardmember has received itmachines or systems used with the Card and this causes you to suffer direct loss unless you should have known about the fault because there was a message or notice on the display of the machine in question. However, you will be liable for all charges if the card is lost and misused before Amex (Saudi Arabia) Ltd is informed. 3. AEME c. We will only pay back the amounts erroneously wrongly charged to the Card Account and any interest on those amountsyour Account. In all circumstances, the Cardmember shall you will be liable responsible for all amounts or damages any losses resulting from you or the Additional Cardmember committing or attempting to commit a fraud. 4. Whenever necessary and d. In any circumstances outlined in particular in any of the circumstances set out in Clauses this paragraph 14, 15 and 16 of this Agreement, the Cardmember agrees you agree to cooperate and to exert his or her best efforts to assist in any investigation that AEME we may wish to make. You must do your best to obtain the agreement of the Additional Cardmember to cooperate in any such investigations. 5. AEME shall e. American Express is not be liable in any manner responsible for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its carry out our obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failuresfailure, industrial dispute or any other event beyond the outside our reasonable control of AEMEcontrol, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6f. In any circumstances outlined in this paragraph 14, you agree to cooperate in any investigation we may wish to make. The You must do your best to obtain the agreement of the Additional Cardmember to cooperate in any such investigations. g. American Express is solely not responsible for any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure to carry out our obligations under this Agreement arising from a systems failure, date or other data processing failure, industrial dispute or other event outside our reasonable control, iii) indirect, special or consequential damages arising under this Agreement. h. You and any Additional Cardmember are jointly and severally liable for all amounts due transactions on the Card Account including Charges on the Cardand any Additional Cards.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember Company shall be liable for all amounts or damages resulting from the Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 14, 15 and 16 of this Agreement, the Cardmember agrees and the Company agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement.. 40445_AMEX_Cardmember Agreement_Company Liability_Other Markets_03_2022 6. The Cardmember Company is solely liable for all amounts due on the Card Account including Charges on the Card.

LIABILITY AND REFUNDS. 1. AEME shall a. We are not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoeverCard. If a Service Establishment agrees to refund the amount of any Charge to the Cardmembergive you a refund, AEME we will credit your Account only credit the Card Account if AEME receives we receive a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. b. Unless expressly provided otherwisesub-paragraphs (c) and (d) below apply, AEME shall only we will be responsible for Transactions all expenditure on the Cardmember your Account if the Card is misused before you receive it or if a fault has occurred in the Cardmember has received itmachines or systems used with the Card and this causes you to suffer direct loss unless you should have known about the fault because there was a message or notice on the display of the machine in question. However, you will be liable for all charges if the Card is lost and misused before Amex (Saudi Arabia) Ltd is informed. 3. AEME c. We will only pay back the amounts erroneously wrongly charged to the Card Account and any interest on those amountsyour Account. In all circumstances, the Cardmember shall you will be liable responsible for all amounts or damages any losses resulting from you or the Additional Cardmember committing or attempting to commit a fraud. 4. Whenever necessary and d. In any circumstances outlined in particular in any of the circumstances set out in Clauses this paragraph 14, 15 and 16 of this Agreement, the Cardmember agrees you agree to cooperate and to exert his or her best efforts to assist in any investigation that AEME we may wish to make. You must do your best to obtain the agreement of the Additional Cardmember to cooperate in any such investigations. 5. AEME shall e. American Express is not be liable in any manner responsible for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its carry out our obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failuresfailure, industrial dispute or any other event beyond the outside our reasonable control of AEMEcontrol, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The f. You and any Additional Cardmember is solely are jointly and severally liable for all amounts due transactions on the Card Account including Charges on the Cardand any Additional Cards.

LIABILITY AND REFUNDS. 1. AEME shall not be liable if a Service Establishment does not accept the Card or if the Card is not accepted for use at an ATM for any reason whatsoever. If a Service Establishment agrees to refund the amount of any Charge to the Cardmember, AEME will only credit the Card Account if AEME receives a proper refund confirmation from the Service Establishment. AEME is not responsible in any manner for the goods or services supplied to the Cardmember. 2. Unless expressly provided otherwise, AEME shall only be responsible for Transactions on the Cardmember Account if the Card is misused before the Cardmember has received it. 3. AEME will only pay back the amounts erroneously charged to the Card Account and any interest on those amounts. In all circumstances, the Cardmember shall be liable for all amounts or damages resulting from the Cardmember or any Supplementary Cardmember committing or attempting to commit fraud. 4. Whenever necessary and in particular in any of the circumstances set out in Clauses 1416, 15 17 and 16 18 of this Agreement, the Cardmember agrees and all Supplementary Cardmembers agree to cooperate and to exert his or her their best efforts to assist in any investigation that AEME may wish to make. 5. AEME shall not be liable in any manner for any amounts, claims or damages of any nature resulting from any i) non-acceptance of the Card or the way the Card is accepted or declined, ii) failure by AEME to perform its obligations under this Agreement arising from a technical failure of any kind including systems failure, date or other data processing failures, industrial dispute or any other event beyond the reasonable control of AEME, iii) indirect, special or consequential damages arising for any cause under this Agreement. 6. The Cardmember is solely liable for all amounts due on the Card Account including Charges on the Card.,