Common use of Lending Practices Clause in Contracts

Lending Practices. First Merchants Bank, including all of its officers, employees, agents acting on behalf of the Bank, representatives, assignees, and successors in interest, are hereby enjoined from engaging in any act or practice that discriminates on the basis of race that: (1) violates the FHA in any aspect of a residential real estate-related transaction; or (2) violates ECOA in any aspect of a credit transaction. Prohibited practices include, but are not limited to, those related to: (1) using race and other protected characteristics under the FHA and ECOA to make marketing and advertising decisions; (2) using race and other protected characteristics under the FHA and ECOA in the selection of sites for and the provision of services through branch offices or other channels;