Common use of Individual Characteristics Clause in Contracts

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6% and not more than 14%; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six months and not more than 60 months; (d) each Receivable had a remaining Principal Balance of not less than $100 and not more than $77,000 as of the Cutoff Date; (e) no Receivable was more than 30 days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990. The Receivables were selected utilizing selection procedures that were not adverse to the Certificateholders.

Individual Characteristics. The Receivables have -------------------------- the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6% _____ and not more less than 14%_____; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six ___ months and not more than 60 ___ months; (d) each Receivable had a remaining Principal Receivable Balance of not less than $100 _____ and not more than $77,000 _________ as of the Cutoff Date; (e) no Receivable was more than 30 ___ days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990__________. The Receivables were selected utilizing selection procedures that were not adverse to the CertificateholdersSecurityholders.

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6__% and not more than 14___%; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six months and not more than 60 months; (d) each Receivable had a remaining Principal Balance of not less than $100 ____ and not more than $77,000 _______ as of the Cutoff Date; (e) no Receivable was more than 30 days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990____________. The Receivables were selected utilizing selection procedures that were not adverse to the Certificateholders.

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6____% and not more than 14_____%; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six 6 months and not more than 60 __ months; (d) each Receivable had a remaining Principal Balance of not less than $100 ___ and not more than $77,000 ______ as of the Cutoff Date; (e) no Receivable was more than 30 __ days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990_________________. The Receivables were selected utilizing selection procedures that were not adverse to the Certificateholders.

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6____% and not more than 14_____%; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six ___ months and not more than 60 ___ months; (d) each Receivable had a remaining Principal Receivable Balance of not less than $100 ___ and not more than $77,000 ______ as of the Cutoff Date; (e) no Receivable was more than 30 __ days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990________________. The Receivables were selected utilizing selection procedures that were not adverse to the CertificateholdersSecurityholders.

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (ai) the obligations of the Obligors on the Receivables are secured by security interests in the respective new or used automobiles automobiles, vans or light-duty truckslight trucks which were purchased thereunder; (bii) each Receivable has a Contract Rate an APR of at least 615% and not more than 1430%; (ciii) each Receivable had a remaining maturitymaturity of not less than 3 months and not more than 59 months; (iv) each Receivable had, as of the Cutoff Date, of not less than six months and not more than 60 months; (d) each Receivable had a remaining Principal Balance principal balance of not less than $100 and not more than $77,000 as of the Cutoff Date30,000; (e) no Receivable was more than 30 days delinquent as of the Cutoff Date; (fv) no Financed Vehicle had been repossessed as of the Cutoff Date under the related Contract; (vi) no Receivable is a Liquidated Receivable as of the Cutoff Date; (gvii) each Receivable is a retail motor vehicle retail installment sale contract or motor vehicle retail installment loansales contract; (hviii) each Receivable provides Receivable, at origination, provided for allocation of payments between principal and interest by the Simple Interest Method, the Rule of 78s Method or the Actuarial Method; (iix) the Dealers each Receivable, at origination, had an original term to maturity of the Financed Vehicles, if any, have less than or equal to 60 months; (x) no participation in, Receivable was acquired as part of a bulk transfer or bulk acquisition other right to receive, any proceeds of the Receivablethan from SunStar Acceptance Corporation (California); and (jxi) at least one payment has been made by an Obligor with respect to each Receivable was originated on or after December 15, 1990. The Receivables were selected utilizing selection procedures that were not adverse to the CertificateholdersReceivable.

Individual Characteristics. The Receivables have the following individual characteristics as of the close of business of the Servicer on the Cutoff Date: (a) the obligations of the Obligors on the Receivables are secured by security interests in new or used automobiles or light-duty trucks; (b) each Receivable has a Contract Rate of at least 6____% and not more than 14_____%; (c) each Receivable had a remaining maturity, as of the Cutoff Date, of not less than six months and not more than 60 months; (d) each Receivable had a remaining Principal Balance of not less than $100 [800] and not more than $77,000 [100,000] as of the Cutoff Date; (e) no Receivable was more than 30 days delinquent as of the Cutoff Date; (f) no Financed Vehicle had been repossessed as of the Cutoff Date; (g) each Receivable is a motor vehicle retail installment sale contract or motor vehicle retail installment loan; (h) each Receivable provides for allocation of payments between principal and interest by the Simple Interest Method; (i) the Dealers of the Financed Vehicles, if any, have no participation in, or other right to receive, any proceeds of the Receivable; and (j) each Receivable was originated on or after December 15, 1990____________. The Receivables were selected utilizing selection procedures that were not adverse to the Certificateholders.