Common use of Individual Characteristics Clause in Contracts

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by Seller to be adverse to the Purchaser.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ______ and not more than _____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ______ and not more than ______; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ixxi) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ______ and not more than ______; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ixxi) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by any Seller Affiliate or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable being sold by Seller to Purchaser hereunder has a Contract Rate of at least ____8% and not no more than ____20%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ____ six months and not more than ____60 months; (iv) each Receivable had an Initial original term of not less than 12 months and not more than 84 months; (v) each Receivable has a remaining Principal Balance of not less than $__________ 500.00 and not more than $__________50,000.00; (vvi) no Receivable was more than 30 days past due as of the Cutoff Date; (vivii) no Financed Vehicle had been repossessed without reinstatement as of the Cutoff Date; (viiviii) have not been identified in the computer files of any Seller as relating to Obligors who were in bankruptcy proceedings as of the Cutoff Date; (ix) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ixx) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by Seller to be adverse to the PurchaserPurchaser or to the Noteholders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ______ and not more than _____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by any Seller Affiliate or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ______ and not more than _____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as 20 of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ______ and not more than ______; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ixxi) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ______ and not more than ______; (iv) each Receivable had an Initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by any Seller Affiliate or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ $ and not more than $__________$ ; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ $ and not more than $__________$ ; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ and not more than $__________$ ; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by the Transferor or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; : (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ and not more than ____; (iv) each Receivable had an Initial initial Principal Balance of not less than $__________ and not more than $__________; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable;] and (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by any Seller Affiliate or Seller to be adverse to the PurchaserHolders.

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled paymentsterm, as of the Cutoff Date, of not less than ____ [36] months and not more than ____[84] months; (iv) each Receivable had an Initial Principal Balance of not less than [$__________ 6,000] and not more than [$__________50,000]; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable [or an Actuarial Receivable;] and , Rule of 78's Receivable or Sum of Periodic Balances Receivable]; (ixxi) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable. The Receivables were selected using selection procedures that were not intended by Seller to be adverse to the Purchaser.of

Individual Characteristics. The Receivables have the following individual characteristics as of the Cutoff Date; (i) each Receivable is secured by either a Motor Vehicle; (ii) each Receivable has a Contract Rate of at least ____% and not more than ____%; (iii) each Receivable had a remaining number of scheduled payments, as of the Cutoff Date, of not less than ____ [36] and not more than ____[84]; (iv) each Receivable had an Initial Principal Balance of not less than [$__________ 6,000] and not more than [$__________50,000]; (v) no Receivable was more than 30 days past due as of the Cutoff Date; (vi) no Financed Vehicle had been repossessed as of the Cutoff Date; (vii) no Receivable is subject to a force placed Physical Damage Insurance Policy on the related Financed Vehicle; [(viii) each Receivable is a Simple Interest Receivable [or an Actuarial Receivable;] and , Rule of 78's Receivable or Sum of Periodic Balances Receivable]; (ix) the Dealer of the Financed Vehicle has no participation in, or other right to receive, any proceeds of the Receivable; and (x) no Receivable has Payaheads with respect to payments due more than [__] months after the Cut-Off Date. The Receivables were selected using selection procedures that were not intended by Seller to be adverse to the Purchaser.