Common use of IF YOUR PASSWORD HAS BEEN LOST OR STOLEN Clause in Contracts

IF YOUR PASSWORD HAS BEEN LOST OR STOLEN. If a third party should gain access to your User ID and Password, you alone are responsible for changing the Password to deny the third party’s access to your banking information. We also require that you keep a record of what information you shared, and as always, that you carefully monitor and review the activity in your Account. If you believe your Password has been lost or stolen, contact Fowler State Bank immediately at (000)000-0000 or (000)000-0000, 8:30 A.M. to 4:00 P.M., Monday through Thursday, and 8:30 A.M. to 6:00 P.M., on Friday. Contacting Xxxxxx State Bank via telephone is the best way of minimizing your losses. You may also restore the security of your Service by changing your Password. If you believe your Password has been lost or stolen and you tell us within 2 business days after you learn of the loss or theft, you can lose no more than $50 if someone uses your Password to conduct unauthorized electronic funds transfers. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Password, and we can prove we could have stopped someone from using your Password to conduct unauthorized electronic funds transfers had you told us prior to the end of the 2-day period, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 day period if we could have stopped someone from taking the money had you told us prior to the end of the 60 day period.

IF YOUR PASSWORD HAS BEEN LOST OR STOLEN. If a third party should gain access to your User ID and Password, you alone are responsible for changing the Password to deny the third party’s access to your banking information. We also require that you keep a record of what information you shared, and as always, that you carefully monitor and review the activity in your Account. If you believe your Password has been lost or stolen, contact Fowler State Bank immediately at (000)000-0000 or (000)000-0000, 8:30 A.M. to 4:00 P.M.3:00 P.M, Monday through Thursday, Thursday and 8:30 A.M. to 6:00 P.M., P.M. on Friday. Contacting Xxxxxx State Bank via telephone is the best way of minimizing your losses. You may also restore the security of your Service by changing your Password. If you believe your Password has been lost or stolen and you tell us within 2 business days after you learn of the loss or theft, you can lose no more than $50 if someone uses your Password to conduct unauthorized electronic funds transfers. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Password, and we can prove we could have stopped someone from using your Password to conduct unauthorized electronic funds transfers had you told us prior to the end of the 2-day period, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 day period if we could have stopped someone from taking the money had you told us prior to the end of the 60 day period.

IF YOUR PASSWORD HAS BEEN LOST OR STOLEN. If a third party should gain access to your User Access ID and Password, you alone are responsible for changing the Password to deny the third party’s access to your banking information. We also require that you keep a record of what information you shared, and as always, that you carefully monitor and review the activity in your Account. If you believe your Password has been lost or stolen, contact Fowler State Bank call us immediately at (000)000000) 000-0000 or (000)000-000)000- 0000, 8:30 A.M. to 4:00 P.M., Monday through Thursday, and 8:30 A.M. to 6:00 P.M., on Friday. Contacting Xxxxxx State Bank us via telephone is the best way of minimizing your losses. You may also restore the security of your Service by changing your Password. If you believe your Password has been lost or stolen and you tell us within 2 business days after you learn of the loss or theft, you can lose no more than $50 if someone uses your Password to conduct unauthorized electronic funds transfers. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Password, and we can prove we could have stopped someone from using your Password to conduct unauthorized electronic funds transfers had you told us prior to the end of the 2-day period, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 day period if we could have stopped someone from taking the money had you told us prior to the end of the 60 day period.

IF YOUR PASSWORD HAS BEEN LOST OR STOLEN. If a third party should gain access to your User Access ID and Password, you alone are responsible for changing the Password to deny the third party’s access to your banking information. We also require that you keep a record of what information you shared, and as always, that you carefully monitor and review the activity in your Account. If you believe your Password has been lost or stolen, contact Fowler State call First Community Bank immediately at (000)000-0000 or (000)000000) 000-0000, 8:30 A.M. 8:00 AM to 4:00 P.M.5:00 PM, Monday through Thursday, and 8:30 A.M. to 6:00 P.M., on Friday. Contacting Xxxxxx State First Community Bank via telephone is the best way of minimizing your losses. You may also restore the security of your Service by changing your Password. If you believe your Password has been lost or stolen and you tell us within 2 business days after you learn of the loss or theft, you can lose no more than $50 if someone uses your Password to conduct unauthorized electronic funds transfers. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Password, and we can prove we could have stopped someone from using your Password to conduct unauthorized electronic funds transfers had you told us prior to the end of the 2-day period, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 day period if we could have stopped someone from taking the money had you told us prior to the end of the 60 day period.