How Rates and Fees Work. Rates for Pay Over Time balances See More About Pay Over Time in Part 2 of this Agreement Penalty APR for new transactions The penalty APR may apply to new transactions if: If the penalty APR applies to a balance, it will β you do not pay at least the Minimum apply to charges added to that balance 15 or Payment Due by the Payment Due Date more days after we send you notice. on one or more occasions; or We will review your Account every 6 months β your payment is returned by your bank. after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned We may also consider your creditworthiness in payments during the 6 months being reviewed. determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.
Appears in 4 contracts
Samples: Cardmember Agreement, Cardmember Agreement, Cardmember Agreement
