How Rates and Fees Work. Rates for Pay Over Time and/or Cash Advance balance(s) Penalty APR for new transactions The penalty APR may apply to new If the penalty APR applies to a balance, it will transactions if: apply to charges added to that balance 15 or • you do not pay at least the Minimum more days after we send you notice. Payment Due by the Payment Due Date on one or more occasions; or • your payment is returned by your bank. We will review your Account every 6 months after the penalty APR is applied. The penalty We may also consider your creditworthiness APR will continue to apply until you have made in determining whether or not to apply the timely payments with no returned payments penalty APR to the Pay Over Time during the 6 months being reviewed. balance(s) on your Account.
Appears in 23 contracts
Samples: Cardmember Agreement, Cardmember Agreement, Cardmember Agreement
