Common use of General Transfer Information Clause in Contracts

General Transfer Information. A transfer is a reallocation of amounts under this contract between the General Account, one or more Guarantee Periods of the Guaranteed Term Account, and the Sub-Accounts of the Variable Account subject to the limitations described below. You may make transfers by Written Request or, where permitted, by telephone. TRANSFER PROVISIONS ("TRANSFER PROVISIONS") BEFORE ANNUITY COMMENCEMENT You may transfer values from the General Account to any Guarantee Periods of the Guaranteed Term Account then being offered. You may also transfer to the Sub-Accounts of the Variable Account. Such transfers are limited to once per Contract Year and to no more than 20% of the General Account Contract Value as of the date of transfer. At our discretion, we may waive this limit for systematic investment programs. Transfers from the Guarantee Periods of the Guaranteed Term Account may be made to the General Account, any Guarantee Period of the Guaranteed Term Account then being offered, or to any Sub-Account of the Variable Account. Such transfers will be subject to a Market Value Adjustment as described in the section of this contract titled "Market Value Adjustment". You may make transfers among Sub-Accounts of the Variable Account or from the Variable Account to the General Account or to any Guarantee Periods of the Guaranteed Term Account then being offered. We will make the transfer based on the Accumulation Unit values on the Valuation Date coincident with or next following the day we receive the request at our home office. Transfers may be subject to a transfer charge as described in the section of this contract titled "Contract Charges". Transfers into the General Account or Guaranteed Term Account require our prior consent if the combined resulting value in the General Account and Guaranteed Term Account after the transfer is greater than $250,000. TRANSFER PROVISIONS AFTER ANNUITY COMMENCEMENT During the Annuity Payment period, amounts held as annuity reserves may be transferred among the variable Sub-Accounts or to the General Account to provide a fixed Annuity Payment. Amounts held as reserves for the payment of fixed Annuity Payments may not be transferred to the variable Sub-Accounts. Unless otherwise agreed to by us, we require transfers during the Annuity Payment period to meet the following conditions: - The transfer of an annuity reserve amount from any Sub-Account must be at least equal to $1,000, or the entire amount of the reserve remaining in that Sub-Account, if less. - Transfers are limited to one per Contract Year. - We must receive a Written Request, signed by the Annuitant and Joint Annuitant, if any, at least 30 days in advance of the date of the Annuity Payment subject to the transfer. When you request a transfer, it will be effective for future Annuity Payments. Your transfer will occur as of the Annuity Payment Valuation Date prior to the next Annuity Payment affected by your request. We will use the same valuation procedures that we describe to determine an initial variable Annuity Payment or fixed Annuity Payment. Your Annuity Payment option will remain the same. Transfers among Sub-Accounts of the Variable Account will be made on the basis of Annuity Unit values. The number of Annuity Units from the Sub-Account being transferred will be converted to a number of Annuity Units in the new Sub-Account. After this conversion, a number of Annuity Units in the new Sub-Account will be payable under the elected option. The first payment after conversion will be of the same dollar amount as it would have been without the transfer. The number of Annuity Units will be set at that number of units which are needed to pay that same amount on the transfer date.

General Transfer Information. A transfer is a reallocation of amounts under this contract between the General a DCA Fixed Account option, Fixed Account, one or more Guarantee Periods of the Guaranteed Term Account, and the Sub-Accounts of the Variable Account subject to the limitations described below. You may make transfers by Written Request or, where permitted, by telephonetelephone or other means acceptable to us. TRANSFER PROVISIONS (Transfers may be subject to a transfer charge as described in the section of this contract titled "TRANSFER PROVISIONSContract Charges") BEFORE ANNUITY COMMENCEMENT You . Transfer privileges may be suspended or modified by us at any time. The right to transfer values from among the General Sub-Accounts of the Variable Account to any and the Guarantee Periods of the Guaranteed Term Account then being offeredis also subject to modification if we determine, at our sole discretion, that the exercise of that right by one or more Owners is, or would be, to the disadvantage of other Owners. You Any modification could be applied to transfers to or from some or all of the Sub-Accounts of the Variable Account and the Guarantee Periods of the Guaranteed Term Account. These modifications could include, but not be limited to, the requirements of a minimum time period between each transfer, not accepting transfer requests of an agent acting under a power of attorney on behalf of more than one Owner, limiting the dollar amount that may also be transferred between the Sub-Accounts of the Variable Account and the Guarantee Periods of the Guaranteed Term Account by an Owner at any one time. We may apply these modifications or restrictions in any manner reasonably designed to prevent any use of the transfer right we consider to be to the disadvantage of other Owners. Transfer Provisions Before Annuity Commencement Values in a DCA Fixed Account option will be transferred to the Sub-Accounts of the Variable AccountAccount as described in the section of this contract titled "Purchase Payments". Such These dollar cost averaging transfers are limited will be made on a monthly basis unless otherwise agreed to once per Contract Year and by us. The transfers will occur on a date we determine. If you terminate the dollar cost averaging transfers for a DCA Fixed Account option prior to no more than 20% the end of the General period, all remaining Purchase Payments and interest in the DCA Fixed Account Contract Value will be transferred to the designated Sub-Accounts as of the Valuation Date coincident with or next following the date of transfertermination. At our discretionYou may transfer additional amounts from the DCA Fixed Account to Sub-Accounts of the Variable Account prior to the end of the period for the DCA Fixed Account option elected. You may not transfer into a DCA Fixed Account option. If you elect fixed dollar Annuity Payments, we your Contract Value will be transferred to the Fixed Account as described in the section of this contract titled "Annuity Payment Benefits." No other transfers may waive this limit for systematic investment programsbe made to the Fixed Account. Transfers from the Guarantee Periods of the Guaranteed Term Account may be made to the General Account, any Guarantee Period of the Guaranteed Term Account then being offered, offered or to any Sub-Account of the Variable Account. Such transfers will be subject to a Market Value Adjustment as described in the section of this contract titled "Market Value Adjustment". Minnesota Life 11 You may make transfers among Sub-Accounts of the Variable Account or from the Variable Account to the General Account or to any Guarantee Periods of the Guaranteed Term Account then being offered. We will make the transfer based on the Accumulation Unit values on the Valuation Date coincident with or next following the day we receive the request at our home office. Transfers may be subject to a transfer charge as described in the section of this contract titled "Contract Charges". Transfers into the General Account or Guaranteed Term Account require our prior consent if the combined resulting value in the General Account and Guaranteed Term Account after the transfer is greater than $250,000. TRANSFER PROVISIONS AFTER ANNUITY COMMENCEMENT During the Annuity Payment period, amounts held as annuity reserves may be transferred among the variable Sub-Accounts or to the General Account to provide a fixed Annuity Payment. Amounts held as reserves for the payment of fixed Annuity Payments may not be transferred to the variable Sub-Accounts. Unless otherwise agreed to by us, we require transfers during the Annuity Payment period to meet the following conditions: - The transfer of an annuity reserve amount from any Sub-Account must be at least equal to $1,000, or the entire amount of the reserve remaining in that Sub-Account, if less. - Transfers are limited to one per Contract Year. - We must receive a Written Request, signed by the Annuitant and Joint Annuitant, if any, at least 30 days in advance of the date of the Annuity Payment subject to the transfer. When you request a transfer, it will be effective for future Annuity Payments. Your transfer will occur as of the Annuity Payment Valuation Date prior to the next Annuity Payment affected by your request. We will use the same valuation procedures that we describe to determine an initial variable Annuity Payment or fixed Annuity Payment. Your Annuity Payment option will remain the same. Transfers among Sub-Accounts of the Variable Account will be made on the basis of Annuity Unit values. The number of Annuity Units from the Sub-Account being transferred will be converted to a number of Annuity Units in the new Sub-Account. After this conversion, a number of Annuity Units in the new Sub-Account will be payable under the elected option. The first payment after conversion will be of the same dollar amount as it would have been without the transfer. The number of Annuity Units will be set at that number of units which are needed to pay that same amount on the transfer date.

General Transfer Information. A transfer is a reallocation of amounts under this contract between the General Accounta DCA Fixed Account option, one or more Guarantee Periods of the Guaranteed Term Account, Fixed Account and the Sub-Accounts of the Variable Account subject to the limitations described below. You may make transfers by Written Request or, where permitted, by telephone. TRANSFER PROVISIONS ("TRANSFER PROVISIONS") BEFORE ANNUITY COMMENCEMENT You may transfer values from the General Account telephone or other means acceptable to any Guarantee Periods of the Guaranteed Term Account then being offered. You may also transfer to the Sub-Accounts of the Variable Account. Such transfers are limited to once per Contract Year and to no more than 20% of the General Account Contract Value as of the date of transfer. At our discretion, we may waive this limit for systematic investment programs. Transfers from the Guarantee Periods of the Guaranteed Term Account may be made to the General Account, any Guarantee Period of the Guaranteed Term Account then being offered, or to any Sub-Account of the Variable Account. Such transfers will be subject to a Market Value Adjustment as described in the section of this contract titled "Market Value Adjustment". You may make transfers among Sub-Accounts of the Variable Account or from the Variable Account to the General Account or to any Guarantee Periods of the Guaranteed Term Account then being offered. We will make the transfer based on the Accumulation Unit values on the Valuation Date coincident with or next following the day we receive the request at our home officeus. Transfers may be subject to a transfer charge as described in the section of this contract titled "Contract Charges". Transfers into Transfer privileges may be suspended or modified by us at any time. The right to transfer values among the General Sub-Accounts of the Variable Account is also subject to modification if we determine that the exercise of that right by one or Guaranteed Term more Owners is, or would be, to the disadvantage of other Owners. Any modification could be applied to transfers to or from some or all of the Sub-Accounts of the Variable Account. These modifications could include, but not be limited to, the requirements of a minimum time period between each transfer, not accepting transfer requests of an agent acting under a power of attorney on behalf of more than one Owner, limiting the dollar amount that may be transferred between the Sub-Accounts of the Variable Account require our prior consent by an Owner at any one time. We may apply these modifications or restrictions in any manner reasonably designed to prevent any use of the transfer right we consider to be to the disadvantage of other Owners. In the event your transfer activity is identified as disruptive you will be notified in writing that your transfer privileges will be restricted in the future if the combined resulting value activity continues. TRANSFER PROVISIONS BEFORE ANNUITY COMMENCEMENT Values in a DCA Fixed Account option will be transferred to the Sub-Accounts of the Variable Account as described in the General section of this contract titled "Purchase Payments". These dollar cost averaging transfers will be made on a monthly basis unless otherwise agreed to by us. The transfers will occur on a date we determine. If you terminate the dollar cost averaging transfers for a DCA Fixed Account option prior to the end of the period, all remaining Purchase Payments and Guaranteed Term interest in the DCA Fixed Account after will be transferred to the designated Sub-Accounts as of the Valuation Date coincident with or next following the date of termination. You may transfer is greater than $250,000additional amounts from the DCA Fixed Account to Sub-Accounts of the Variable Account prior to the end of the period for the DCA Fixed Account option elected. You may not transfer into a DCA Fixed Account option. If you elect fixed dollar Annuity Payments, your Contract Value will be transferred to the Fixed Account as described in the section of this contract titled "Annuity Payment Benefits." No other transfers may be made to the Fixed Account. TRANSFER PROVISIONS AFTER ANNUITY COMMENCEMENT During the Annuity Payment period, amounts held as annuity reserves for the payment of variable Annuity Payments may be transferred among the variable Sub-Accounts or to the General Account to provide a fixed Annuity PaymentAccounts. Amounts held as reserves for the payment of fixed Annuity Payments may not be transferred to the variable Sub-Accounts. ICC13-70263 Minnesota Life 10 Unless otherwise agreed to by us, we require transfers during the Annuity Payment period to meet the following conditions: - The transfer of an annuity reserve amount from any Sub-Account must be at least equal to $1,000, or the entire amount of the reserve remaining in that Sub-Account, if less. - Transfers are limited to one per Contract Year. - We must receive a Written Request, signed by the Annuitant and Joint Annuitant, if any, Request to transfer amounts held as reserve for Annuity Payments at least 30 3 days in advance of the date of the Annuity Payment subject to the transfer. When you request a transfer, it will be effective for future Annuity Payments. Your transfer will occur as of the Annuity Payment Valuation Date prior applicable to the next Annuity Payment affected by your request. We will use the same valuation procedures that we describe to determine an initial variable Annuity Payment or fixed Annuity Payment. Your Annuity Payment option will remain the same. Transfers among Sub-Accounts of the Variable Account will be made on the basis of Annuity Unit values. The number of Annuity Units from the Sub-Account being transferred will be converted to a number of Annuity Units in the new Sub-Account. After this conversion, a number of Annuity Units in the new Sub-Account will be payable under the elected option. The first payment after conversion will be of the same dollar amount as it would have been without the transfer. The number of Annuity Units will be set at that number of units which are needed to pay that same amount on the transfer date.

General Transfer Information. A transfer is a reallocation of amounts under this contract between the General Accounta DCA Fixed Account option, one or more Guarantee Periods of the Guaranteed Term Account, Fixed Account and the Sub-Accounts of the Variable Account subject to the limitations described below. You may make transfers by Written Request or, where permitted, by telephone. TRANSFER PROVISIONS ("TRANSFER PROVISIONS") BEFORE ANNUITY COMMENCEMENT You may transfer values from the General Account telephone or other means acceptable to any Guarantee Periods of the Guaranteed Term Account then being offered. You may also transfer to the Sub-Accounts of the Variable Account. Such transfers are limited to once per Contract Year and to no more than 20% of the General Account Contract Value as of the date of transfer. At our discretion, we may waive this limit for systematic investment programs. Transfers from the Guarantee Periods of the Guaranteed Term Account may be made to the General Account, any Guarantee Period of the Guaranteed Term Account then being offered, or to any Sub-Account of the Variable Account. Such transfers will be subject to a Market Value Adjustment as described in the section of this contract titled "Market Value Adjustment". You may make transfers among Sub-Accounts of the Variable Account or from the Variable Account to the General Account or to any Guarantee Periods of the Guaranteed Term Account then being offered. We will make the transfer based on the Accumulation Unit values on the Valuation Date coincident with or next following the day we receive the request at our home officeus. Transfers may be subject to a transfer charge as described in the section of this contract titled "Contract Charges". Transfers into Transfer privileges may be suspended or modified by us at any time. The right to transfer values among the General Sub-Accounts of the Variable Account is also subject to modification if we determine that the exercise of that right by one or Guaranteed Term more Owners is, or would be, to the disadvantage of other Owners. Any modification could be applied to transfers to or from some or all of the Sub-Accounts of the Variable Account. These modifications could include, but not be limited to, the requirements of a minimum time period between each transfer, not accepting transfer requests of an agent acting under a power of attorney on behalf of more than one Owner, limiting the dollar amount that may be transferred between the Sub-Accounts of the Variable Account require our prior consent by an Owner at any one time. We may apply these modifications or restrictions in any manner reasonably designed to prevent any use of the transfer right we consider to be to the disadvantage of other Owners. In the event your transfer activity is identified as disruptive you will be notified in writing that your transfer privileges will be restricted in the future if the combined resulting value activity continues. TRANSFER PROVISIONS BEFORE ANNUITY COMMENCEMENT Values in a DCA Fixed Account option will be transferred to the Sub-Accounts of the Variable Account as described in the General section of this contract titled "Purchase Payments". These dollar cost averaging transfers will be made on a monthly basis unless otherwise agreed to by us. The transfers will occur on a date we determine. If you terminate the dollar cost averaging transfers for a DCA Fixed Account option prior to the end of the period, all remaining Purchase Payments and Guaranteed Term interest in the DCA Fixed Account after will be transferred to the designated Sub-Accounts as of the Valuation Date coincident with or next following the date of termination. You may transfer is greater than $250,000additional amounts from the DCA Fixed Account to Sub-Accounts of the Variable Account prior to the end of the period for the DCA Fixed Account option elected. You may not transfer into a DCA Fixed Account option. If you elect fixed dollar Annuity Payments, your Contract Value will be transferred to the Fixed Account as described in the section of this contract titled "Annuity Payment Benefits." No other transfers may be made to the Fixed Account. TRANSFER PROVISIONS AFTER ANNUITY COMMENCEMENT During the Annuity Payment period, amounts held as annuity reserves for the payment of variable Annuity Payments may be transferred among the variable Sub-Accounts or to the General Account to provide a fixed Annuity PaymentAccounts. Amounts held as reserves for the payment of fixed Annuity Payments may not be transferred to the variable Sub-Accounts. ICC13-70262 Minnesota Life 10 Unless otherwise agreed to by us, we require transfers during the Annuity Payment period to meet the following conditions: - The transfer of an annuity reserve amount from any Sub-Account must be at least equal to $1,000, or the entire amount of the reserve remaining in that Sub-Account, if less. - Transfers are limited to one per Contract Year. - We must receive a Written Request, signed by the Annuitant and Joint Annuitant, if any, Request to transfer amounts held as reserve for Annuity Payments at least 30 3 days in advance of the date of the Annuity Payment subject to the transfer. When you request a transfer, it will be effective for future Annuity Payments. Your transfer will occur as of the Annuity Payment Valuation Date prior applicable to the next Annuity Payment affected by your request. We will use the same valuation procedures that we describe to determine an initial variable Annuity Payment or fixed Annuity Payment. Your Annuity Payment option will remain the same. Transfers among Sub-Accounts of the Variable Account will be made on the basis of Annuity Unit values. The number of Annuity Units from the Sub-Account being transferred will be converted to a number of Annuity Units in the new Sub-Account. After this conversion, a number of Annuity Units in the new Sub-Account will be payable under the elected option. The first payment after conversion will be of the same dollar amount as it would have been without the transfer. The number of Annuity Units will be set at that number of units which are needed to pay that same amount on the transfer date.