Foresters. ™ is a not-for-profit, fraternal benefit membership organization with a 130-year legacy of: • Helping its members achieve financial security through life insurance and annuity products • Investing its time, talent and financial strength to improve members’ communities through support of local and national charitable and community organizations across Canada, the United States and the United Kingdom, including Children’s Miracle Network and Prevent Child Abuse America • Giving its members opportunities for voluntary service to others, personal development, and social interaction through community projects and exclusive Foresters events through a network of member groups As a fraternal organization, Foresters provides the following benefits to its membership: • Unique opportunities for members to get involved and make a difference in their local community through a network of member groups known as branches • Invitations to exclusive Foresters events • Complimentary life, health and educational member benefits. Member benefits available as of January 2010, include: o Competitive Scholarships o Orphan Benefits o Terminal Illness Loan o Everyday Money o Critical Illness Benefit • Member benefits are offered to eligible members, at no additional cost, who are the insured/annuitant on individual insurance, and most annuity, products only. Contact Foresters Life Insurance Company to confirm current eligible products. • Member benefits are not part of the member’s policy or certificate of insurance. They are non- contractual and are subject to change or discontinuation at the discretion of Foresters • Clients should go to xxx.xxxxxxxxx.xxx/xxxxxxxxxx for details of Benefits of Membership • Voting rights and governance opportunities Delivery Meeting: • Reinforce membership advantages (reiterate all points above from initial meeting) • Deliver and review membership pamphlet and member benefits brochure • Advise your client that as a member they will be contacted by Foresters about opportunities to get involved in community projects and exclusive Foresters events • Encourage them to call xxx.xxxxxxxxx.xxx to: o Find out more about voting right and governance o Sign up for member newsletters o Register to be contacted by email to be invited to exclusive events and community opportunities If you have any questions about this document or require further information on the benefits of Foresters Membership, please contact your Foresters Life Marketing contact or the Marke...
Foresters. In addition, if the principal of the Trust, and any earnings thereon, are not sufficient to make payments of benefits in accordance with the terms of the SERP, the Company shall make the balance of each such payment as it falls due. The Trustee shall notify the Company when principal and earnings are not sufficient.
