FIRST HEART ATTACK Sample Clauses
The "First Heart Attack" clause defines how benefits or coverage are triggered in the event of an insured individual's initial heart attack. Typically, this clause specifies the medical criteria that must be met for a heart attack to qualify, such as confirmation by a cardiologist and supporting diagnostic evidence. Its core function is to ensure that insurance payouts or policy benefits are only provided upon the first occurrence of a heart attack, thereby preventing multiple claims for the same type of event and clarifying the scope of coverage for both insurer and policyholder.
FIRST HEART ATTACK. OF SPECIFIED SEVERITY The first occurrence of myocardial infarction which means the death of a portion of the heart muscle as a result of inadequate blood supply to the relevant area. The diagnosis for this will be evidenced by all of the following criteria: a) a history of typical clinical symptoms consistent with the diagnosis of Acute Myocardial Infarction (for e.g. typical chest pain) b) new characteristic electrocardiogram changes c) elevation of infarction specific enzymes, Troponins or other specific biochemical markers. The following are excluded:
(1) Non-ST-segment elevation myocardial infarction (NSTEMI) with elevation of Troponin I or T; (2).Other acute Coronary Syndromes (3).Any type of angina pectoris