Fire and Lightning Clause Samples

The 'Fire and Lightning' clause defines how losses or damages caused by fire or lightning are treated under an agreement, typically within the context of insurance or property contracts. This clause specifies that the insurer or responsible party will cover damages resulting directly from fire or lightning strikes, often outlining any exclusions or limitations to this coverage. Its core function is to clearly allocate responsibility for these specific risks, ensuring that parties understand what is protected and reducing disputes over coverage in the event of such incidents.
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Fire and Lightning. When a premium for sudden and accidental damage from smoke, windstorm, hurricane and hail, explosion,aircraft and vehicles and riot and civil commotion is shown on the declarations, the following perils are made a part of the Perils Insured Against.
Fire and Lightning. ▇▇▇▇▇▇ and Accidental Damage from Smoke.
Fire and Lightning. We do not cover loss to electrical appliances devices, or wiring caused by electricity, other than lightning.
Fire and Lightning. When a premium for sudden and accidental dam- age from smoke, windstorm, hurricane and hail, explosion, aircraft and vehicles and riot and civil commotion is shown on the declarations, the following perils are made a part of the Perils In- sured Against.