Common use of Features and Functions Clause in Contracts

Features and Functions. The MBS allows you to access certain Digital Banking Services, which are described in the Agreement. Certain features and functions available through Digital Banking may not be available using the MBS. • Access to MBS. To access the MBS, you must have a Mobile Device. MBS is available by web browser or through an application you can download to your Mobile Device. The MBS may not be available through all mobile service providers and carriers, and some mobile phones and other wireless devices may not be supported. You are responsible for periodically referring to our website to determine currently supported mobile service providers, carriers, and Mobile Devices. The technical standards required to access and use the MBS (the "Mobile Technical Standards") may vary among the types of Mobile Devices and telecommunications carriers that support the MBS and may be updated from time to time by the carriers. You are responsible for satisfying any Mobile Technical Standards. Those Mobile Technical Standards that carriers have provided to the Bank are found on our website. You understand and agree that telecommunication carriers may modify the supported Mobile Devices and/or the Mobile Technical Standards at any time, without prior notice, and that Licensor, the telecommunication carriers and the Bank shall not be liable to you for your failure to access or use the MBS due to any such modifications. We reserve the right to refuse or cancel your registration for the MBS if we cannot verify information about your Mobile Device. Access to the MBS requires the use of a Username and User Password, or other security procedure we may offer now or in the future that you select. All terms and conditions in the Agreement relating to Usernames and User Passwords for the Digital Banking Services apply to the use of your Usernames and User Passwords for the MBS. You agree that the Bank may collect information about your Mobile Device, system and application software in connection with offering and operating the MBS and to enhance your experience when using the MBS. To read our privacy statement, visit our website. We reserve the right to block access or delete the MBS software from your Mobile Device if we or our agents or the MBS service providers have reason to believe you are misusing the MBS or otherwise not complying with these MBS Terms or the Agreement or have reason to suspect your Mobile Device has been infected with malicious software or virus. The Bank maintains the right to contact you via your Mobile Device as a means to relay important account information or information about the use of the MBS for as long as you are enrolled in the MBS. For assistance with our Mobile Bank Service visit our website, call (▇▇▇) ▇▇▇-▇▇▇▇ or visit a local branch of the Bank. Do not attempt to communicate with a Bank representative via SMS Text Messaging or any form of unencrypted electronic message. • Third-Party Fees. You are solely responsible for fees, including for web access, cellular and/or data or text message charges, that may be billed by your mobile carrier based on your individual plan. Check with your mobile carrier for details on specific fees and charges that may be applicable.