Common use of F-1 Clause in Contracts

F-1. NOTE: This Table of Contents shall not, for any purpose, be deemed to be a part of the Indenture. INDENTURE dated as of July 13, 1999, among METRIS COMPANIES INC, a Delaware corporation (the "Company"), the GUARANTORS named herein and THE BANK ------- OF NEW YORK, a New York banking corporation, as trustee (the "Trustee"). ------- Each party hereto agrees as follows for the benefit of each other party and for the equal and ratable benefit of the Holders of the Securities:

F-1. NOTE: This Table of Contents shall not, for any purpose, be deemed to be a part of the Indenture. INDENTURE dated as of July 13November 24, 19991998, among METRIS COMPANIES INCCARROLS CORPORATION, a Delaware corporation (the "Company"), the GUARANTORS named herein and THE IBJ ▇▇▇▇▇▇▇▇ BANK ------- OF NEW YORK& TRUST COMPANY, a New York banking corporation, as trustee (the "Trustee"). ------- Each party hereto agrees as follows for the benefit of each other party and for the equal and ratable benefit of the Holders of the SecuritiesHolders: