Employers Liability Coverage. A. How This Coverage Applies 1. The bodily injury must arise out of and in the course of the injured employee's employment by you. 2. The employment must be necessary or incidental to your work in the State of California. 3. Bodily injury by accident must occur during the coverage period. 4. Bodily injury by disease must be caused or aggravated by the conditions of your employment. The employee's last day of exposure to the conditions causing or aggravating such bodily injury by disease must occur during the coverage period. 5. If you are sued, the suit and any related legal actions for damages for bodily injury by accident or by disease must be brought under the laws of the State of California.
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Sources: Memorandum of Coverage, Memorandum of Coverage for Workers' Compensation