Common use of Eligibility for the Program Clause in Contracts

Eligibility for the Program. ● Aspiration or Coastal may, in their sole discretion, establish eligibility criteria for the Program. ● The Priority List of available Banks into which your funds may be deposited are available through the Online Services at ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇ or by contacting us at ▇-▇▇▇-▇▇▇-▇▇▇▇. Aspiration may deposit your funds into any of the Banks listed on the Priority List, in any order, with the exception of Banks the customer has requested to be ineligible to receive funds. You should review the Priority List carefully. ● The Priority List will designate an Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit if all Banks on the Priority List have received funds up to the Deposit Limit or if Aspiration is unable to place additional funds at a specific Bank. ● You may not change the order of the Banks on the Priority List. However, you may at any time designate a Bank, except as noted below, as ineligible to receive your funds. You may contact us at ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇▇▇-▇▇▇-▇▇▇▇ for the Priority List specific to your account. You may also contact us to inform us of any banks you would like excluded from this list for your balances. This will result in your funds being deposited into Deposit Accounts at other Bank(s) on the Priority List. In addition, you may at any time instruct us to remove your funds from a Bank and designate the Bank as ineligible to receive future deposits. You cannot exclude Coastal Community Bank from your Priority List, and at least one Excess Bank must remain eligible to receive your funds. Aspiration’s Program Banks have formally committed, through a depository attestation, that customer deposits will not be used for lending to oil and gas exploration, production or transportation. ● The Priority List of Banks will include one or more Excess Banks that will accept your funds without limit and without regard to the Maximum FDIC Insurance Amount if all Program Banks on the Priority List have received funds up to the Applicable Deposit Limit. You may only access your Cash Balance through your Aspiration Account. You cannot access or withdraw the Cash Balance by directly contacting the Priority List of Banks. Balances in the Sweep Program can be liquidated on your order and the proceeds returned to your account or to you. ● Bank will manage the movement of money between Bank and the Priority List of banks assigned to your Account; this will occur automatically whenever you make deposits, execute transactions or withdraw money from your Account. You may call an Aspiration Representative at ▇▇▇-▇▇▇-▇▇▇▇ if you have any questions regarding the Priority List of Banks. ● You are responsible for monitoring the total amount of your assets on deposit with a Priority List of Banks (including amounts in other accounts at that bank held in the same right and legal capacity) in order to determine the extent of FDIC deposit insurance coverage available to you on those deposits, including your Cash Balance held at the Priority List of Banks. ● The Cash Balance in the Sweep Program is swept to an FDIC-Insured interest-bearing account at one or more Priority List of Banks. The deposit at the Priority List of Banks is not covered by SIPC. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at ▇▇▇.▇▇▇▇.▇▇▇. ● In the event that your total assets at a Priority List of Banks (including assets that you hold with the bank outside of the Sweep Program) exceed the FDIC insurance limits, you may contact Aspiration to change the Priority List of Banks to which your funds are swept, if available. Aspiration or Bank may change the Priority List of Banks that is assigned to your account at any time. If a change is made to the Priority List of Banks assigned to your account, Aspiration will notify you in writing of that change through your statement or another notice electronically, in writing. Although Aspiration cannot guarantee the financial health or stability of the Priority List of Banks, we have made efforts to select banks that are financially sound, have a good business reputation, and are in good standing with the FDIC and other bank regulatory bodies ● Your funds will be deposited in Deposit Accounts at the first available Bank set forth on the Priority List, as determined by Aspiration at its sole discretion unless you have instructed us to exclude such Bank. ● You may not designate the Excess Bank(s) as ineligible to receive your funds, and you may not designate Coastal Community Bank as ineligible to receive your funds. However, all other Banks on the Priority List may be designated as ineligible to receive your funds. ● If you wish to designate a Bank as ineligible to receive your funds, please contact us at ▇-▇▇▇-▇▇▇-▇▇▇▇. By designating a Bank as ineligible, you understand and agree that maximum available FDIC insurance coverage on your Deposits made through Aspiration will decrease. ● As described below under “Changes to the Priority List,” the Banks available to accept deposits, as listed on the Priority List, may be changed. In general, you will receive prior notification of changes to the Priority List. However, under certain limited circumstances, prior notification may not be possible. ● Aspiration or Coastal may change the number of Banks on the Priority List by adding Banks to, or deleting Banks from, the Priority List. All such changes will be reflected through the Online Services and on ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇. One or more of the Banks included on the Priority List may be replaced with a Bank not previously included on the Priority List, and the order of Banks on the Priority List may change. In general, you will receive notification in advance of the addition or removal of Banks from the Priority List and have an opportunity to designate a Bank as ineligible to receive your deposits before any funds are deposited into a new Bank. However, if a Bank is unable to accept deposits for regulatory or other reasons, Aspiration may not be able to provide you with advance notice. Aspiration will provide you notice of such changes as soon as practicable. ● In the event that the order of Banks on the Priority List is changed, your previously deposited funds will be reallocated among the Banks on the revised Priority List in accordance with the deposit procedures described above under “Establishment of, and Deposits Into, the Deposit Accounts,” unless a given Bank on the revised Priority List is temporarily unable to accept deposits for regulatory or other reasons. In such case, that Bank will not have funds reallocated to it in accordance with the deposit procedures set forth above. Other than as described above, deposits and withdrawals of your funds made after a change to the Priority List will occur as described above under “Establishment of, and Deposits Into, the Deposit Accounts” and “Withdrawal Procedures,” respectively. ● If a Bank at which your funds are deposited no longer makes the Deposit Accounts available, your funds will be transferred to the next available Bank on the Priority List. ● The Program establishes interest bearing accounts at each Bank for the exclusive benefit of Aspiration customers. All Aspiration customer deposits at each bank are maintained in such accounts on an omnibus basis and Aspiration maintains books and records indicating the beneficial ownership of the funds within each Deposit Account. ● When funds are first available for deposit, Coastal, as your agent, will transfer your funds to one or more of the Banks on the then-current Priority List. The order of banks on the Priority List to which your funds are allocated may be different based on your state of residence. Please see above regarding Priority Lists. ● In the event that you have deposits equal to the Deposit Limit in the Deposit Accounts at each of the available Banks on the Priority List or Coastal is unable to place additional funds at an existing Bank on the Priority List, excess funds will be swept into the Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit. It is your obligation to monitor the funds you have on deposit at the Banks on the Priority List, including the Excess Bank(s). ● If a Bank on the Priority List is temporarily unable to accept your funds, your funds will be deposited in the next available Bank on the Priority List. When the Bank that could not accept your deposits is again able to accept your deposits, available cash in your Account will be placed in that Bank in accordance with the standard deposit procedures. Funds at other Banks on the Priority List will not be re-allocated to the Bank that was temporarily unable to accept your deposits. This may result in a Bank having smaller deposit balances than Banks in a lower priority position on the Priority List. ● All withdrawals necessary to satisfy debits in your Account will be made by Coastal as your agent. Coastal will directly sweep such amounts from our Account. A debit is created to satisfy a purchase or a request for a withdrawal of funds from your Account and, if applicable, when you write a check on your Account, make payments via the online bill pay service, or withdraw funds through your debit card. Checks written on your Account are not drawn directly against the Deposit Accounts established at the Banks. ● All withdrawals will be directly swept from your Account by Coastal. If a withdrawal of funds from the Deposit Accounts is necessary to satisfy a debit, funds will be withdrawn from the accounts at the Banks on the Priority List beginning with the lowest priority Bank on the Priority List at which your funds have been deposited. If there are insufficient funds at that Bank, funds will be withdrawn from each Bank in the sequence (lowest priority to highest priority) until the debit is satisfied. If funds in the accounts at a Bank from which funds are being withdrawn are insufficient to satisfy a debit, funds in the related account at that Bank will be transferred to satisfy the debit, plus funds to maintain any “threshold” amount that Aspiration, in its discretion, may determine to be maintained to satisfy debits in your Account. If there are insufficient funds in the Deposit Accounts at the Banks on the Priority List to satisfy the debit, Aspiration will withdraw funds from other available sources as described in your Account Agreement. ● Depending on the type of account at each Bank, you may be limited in the number of transfers to a total of six (6) during a monthly statement cycle. At any point during a monthly statement cycle in which transfers have reached the applicable limit, all funds will be transferred to another account at the Bank until the end of the monthly statement cycle. Deposits for the remainder of the monthly statement cycle into this Bank will be made to such alternative account.

Eligibility for the Program. ● Aspiration or Coastal may, in their sole discretion, establish eligibility criteria for the Program. ● The Priority List of available Banks into which your funds may be deposited are available through the Online Services at ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇ or by contacting us at ▇-▇▇▇-▇▇▇-▇▇▇▇. Aspiration may deposit your funds into any of the Banks listed on the Priority List, in any order, with the exception of Banks the customer has requested to be ineligible to receive funds. You should review the Priority List carefully. ● The Priority List will designate an Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit if all Banks on the Priority List have received funds up to the Deposit Limit or if Aspiration is unable to place additional funds at a specific Bank. ● You may not change the order of the Banks on the Priority List. However, you may at any time designate a Bank, except as noted below, as ineligible to receive your funds. You may contact us at ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇▇▇-▇▇▇-▇▇▇▇ for the Priority List specific to your account. You may also contact us to inform us of any banks you would like excluded from this list for your balances. This will result in your funds being deposited into Deposit Accounts at other Bank(s) on the Priority List. In addition, you may at any time instruct us to remove your funds from a Bank and designate the Bank as ineligible to receive future deposits. You cannot exclude Coastal Community Bank from your Priority List, and at least one Excess Bank must remain eligible to receive your funds. Aspiration’s Program Banks have formally committed, through a depository attestation, that customer deposits will not be used for lending to oil and gas exploration, production or transportation. ● The Priority List of Banks will include one or more Excess Banks that will accept your funds without limit and without regard to the Maximum FDIC Insurance Amount if all Program Banks on the Priority List have received funds up to the Applicable Deposit Limit. You may only access your Cash Balance through your Aspiration Account. You cannot access or withdraw the Cash Balance by directly contacting the Priority List of Banks. Balances in the Sweep Program can be liquidated on your order and the proceeds returned to your account or to you. ● Bank will manage the movement of money between Bank and the Priority List of banks assigned to your Account; this will occur automatically whenever you make deposits, execute transactions or withdraw money from your Account. You may call an Aspiration Representative at ▇▇▇-▇▇▇-▇▇▇▇ if you have any questions regarding the Priority List of Banks. ● You are responsible for monitoring the total amount of your assets on deposit with a Priority List of Banks (including amounts in other accounts at that bank held in the same right and legal capacity) in order to determine the extent of FDIC deposit insurance coverage available to you on those deposits, including your Cash Balance held at the Priority List of Banks. ● The Cash Balance in the Sweep Program is swept to an FDIC-Insured interest-bearing account at one or more Priority List of Banks. The deposit at the Priority List of Banks is not covered by SIPC. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at ▇▇▇.▇▇▇▇.▇▇▇. ● In the event that your total assets at a Priority List of Banks (including assets that you hold with the bank outside of the Sweep Program) exceed the FDIC insurance limits, you may contact Aspiration to change the Priority List of Banks to which your funds are swept, if available. Aspiration or Bank may change the Priority List of Banks that is assigned to your account at any time. If a change is made to the Priority List of Banks assigned to your account, Aspiration will notify you in writing of that change through your statement or another notice electronically, in writing. Although Aspiration cannot guarantee the financial health or stability of the Priority List of Banks, we have made efforts to select banks that are financially sound, have a good business reputation, and are in good standing with the FDIC and other bank regulatory bodies ● Your funds will be deposited in Deposit Accounts at the first available Bank set forth on the Priority List, as determined by Aspiration at its sole discretion unless you have instructed us to exclude such Bank. ● You may not designate the Excess Bank(s) as ineligible to receive your funds, and you may not designate Coastal Community Bank as ineligible to receive your funds. However, all other Banks on the Priority List may be designated as ineligible to receive your funds. ● If you wish to designate a Bank as ineligible to receive your funds, please contact us at ▇-▇▇▇-▇▇▇-▇▇▇▇. By designating a Bank as ineligible, you understand and agree that maximum available FDIC insurance coverage on your Deposits made through Aspiration will decrease. ● As described below under “Changes to the Priority List,” the Banks available to accept deposits, as listed on the Priority List, may be changed. In general, you will receive prior notification of changes to the Priority List. However, under certain limited circumstances, prior notification may not be possible. ● Aspiration or Coastal may change the number of Banks on the Priority List by adding Banks to, or deleting Banks from, the Priority List. All such changes will be reflected through the Online Services and on ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇. One or more of the Banks included on the Priority List may be replaced with a Bank not previously included on the Priority List, and the order of Banks on the Priority List may change. In general, you will receive notification in advance of the addition or removal of Banks from the Priority List and have an opportunity to designate a Bank as ineligible to receive your deposits before any funds are deposited into a new Bank. However, if a Bank is unable to accept deposits for regulatory or other reasons, Aspiration may not be able to provide you with advance notice. Aspiration will provide you notice of such changes as soon as practicable. ● In the event that the order of Banks on the Priority List is changed, your previously deposited funds will be reallocated among the Banks on the revised Priority List in accordance with the deposit procedures described above under “Establishment of, and Deposits Into, the Deposit Accounts,” unless a given Bank on the revised Priority List is temporarily unable to accept deposits for regulatory or other reasons. In such a case, that Bank will not have funds reallocated to it in accordance with the deposit procedures set forth above. Other than as described above, deposits and withdrawals of your funds made after a change to the Priority List will occur as described above under “Establishment of, and Deposits Into, the Deposit Accounts” and “Withdrawal Procedures,” respectively. ● If a Bank at which your funds are deposited no longer makes the Deposit Accounts available, your funds will be transferred to the next available Bank on the Priority List. ● The Program establishes interest bearing accounts at each Bank for the exclusive benefit of Aspiration customers. All Aspiration customer deposits at each bank are maintained in such accounts on an omnibus basis and Aspiration maintains books and records indicating the beneficial ownership of the funds within each Deposit Account. ● When funds are first available for deposit, Coastal, as your agent, will transfer your funds to one or more of the Banks on the then-current Priority List. The order of banks on the Priority List to which your funds are allocated may be different based on your state of residence. Please see above regarding Priority Lists. ● In the event that you have deposits equal to the Deposit Limit in the Deposit Accounts at each of the available Banks on the Priority List or Coastal is unable to place additional funds at an existing Bank on the Priority List, excess funds will be swept into the Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit. It is your obligation to monitor the funds you have on deposit at the Banks on the Priority List, including the Excess Bank(s). ● If a Bank on the Priority List is temporarily unable to accept your funds, your funds will be deposited in the next available Bank on the Priority List. When the Bank that could not accept your deposits is again able to accept your deposits, available cash in your Account will be placed in that Bank in accordance with the standard deposit procedures. Funds at other Banks on the Priority List will not be re-allocated to the Bank that was temporarily unable to accept your deposits. This may result in a Bank having smaller deposit balances than Banks in a lower priority position on the Priority List. ● All withdrawals necessary to satisfy debits in your Account will be made by Coastal as your agent. Coastal will directly sweep such amounts from our Account. A debit is created to satisfy a purchase or a request for a withdrawal of funds from your Account and, if applicable, when you write a check on your Account, make payments via the online bill pay service, or withdraw funds through your debit card. Checks written on your Account are not drawn directly against the Deposit Accounts established at the Banks. ● All withdrawals will be directly swept from your Account by Coastal. If a withdrawal of funds from the Deposit Accounts is necessary to satisfy a debit, funds will be withdrawn from the accounts at the Banks on the Priority List beginning with the lowest priority Bank on the Priority List at which your funds have been deposited. If there are insufficient funds at that Bank, funds will be withdrawn from each Bank in the sequence (lowest priority to highest priority) until the debit is satisfied. If funds in the accounts at a Bank from which funds are being withdrawn are insufficient to satisfy a debit, funds in the related account at that Bank will be transferred to satisfy the debit, plus funds to maintain any “threshold” amount that Aspiration, in its discretion, may determine to be maintained to satisfy debits in your Account. If there are insufficient funds in the Deposit Accounts at the Banks on the Priority List to satisfy the debit, Aspiration will withdraw funds from other available sources as described in your Account Agreement. ● Depending on the type of account at each Bank, you may be limited in the number of transfers to a total of six (6) during a monthly statement cycle. At any point during a monthly statement cycle in which transfers have reached the applicable limit, all funds will be transferred to another account at the Bank until the end of the monthly statement cycle. Deposits for the remainder of the monthly statement cycle into this Bank will be made to such an alternative account.

Eligibility for the Program. ● Aspiration or Coastal may, in their sole discretion, establish eligibility criteria for the Program. ● The Priority List of available Banks into which your funds may be deposited are available through the Online Services at ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇ or by contacting us at ▇1-▇▇▇800-▇▇▇-▇▇▇▇683- 8529. Aspiration may deposit your funds into any of the Banks listed on the Priority List, in any order, with the exception of Banks the customer has requested to be ineligible to receive funds. You should review the Priority List carefully. ● The Priority List will designate an Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit if all Banks on the Priority List have received funds up to the Deposit Limit or if Aspiration is unable to place additional funds at a specific Bank. ● You may not change the order of the Banks on the Priority List. However, you may at any time designate a Bank, except as noted below, as ineligible to receive your funds. You may contact us at ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇▇▇-▇▇▇-▇▇▇▇ for the Priority List specific to your account. You may also contact us to inform us of any banks you would like excluded from this list for your balances. This will result in your funds being deposited into Deposit Accounts at other Bank(s) on the Priority List. In addition, you may at any time instruct us to remove your funds from a Bank and designate the Bank as ineligible to receive future deposits. You cannot exclude Coastal Community Bank from your Priority List, and at least one Excess Bank must remain eligible to receive your funds. Aspiration’s Program Banks have formally committed, through a depository attestation, that customer deposits will not be used for lending to oil and gas exploration, production or transportation. ● The Priority List of Banks will include one or more Excess Banks that will accept your funds without limit and without regard to the Maximum FDIC Insurance Amount if all Program Banks on the Priority List have received funds up to the Applicable Deposit Limit. You may only access your Cash Balance through your Aspiration Account. You cannot access or withdraw the Cash Balance by directly contacting the Priority List of Banks. Balances in the Sweep Program can be liquidated on your order and the proceeds returned to your account or to you. ● Bank will manage the movement of money between Bank and the Priority List of banks assigned to your Account; this will occur automatically whenever you make deposits, execute transactions or withdraw money from your Account. You may call an Aspiration Representative at ▇▇▇-▇▇▇-▇▇▇▇ if you have any questions regarding the Priority List of Banks. ● You are responsible for monitoring the total amount of your assets on deposit with a Priority List of Banks (including amounts in other accounts at that bank held in the same right and legal capacity) in order to determine the extent of FDIC deposit insurance coverage available to you on those deposits, including your Cash Balance held at the Priority List of Banks. ● The Cash Balance in the Sweep Program is swept to an FDIC-Insured interest-bearing account at one or more Priority List of Banks. The deposit at the Priority List of Banks is not covered by SIPC. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at ▇▇▇.▇▇▇▇.▇▇▇. ● In the event that your total assets at a Priority List of Banks (including assets that you hold with the bank outside of the Sweep Program) exceed the FDIC insurance limits, you may contact Aspiration to change the Priority List of Banks to which your funds are swept, if available. Aspiration or Bank may change the Priority List of Banks that is assigned to your account at any time. If a change is made to the Priority List of Banks assigned to your account, Aspiration will notify you in writing of that change through your statement or another notice electronically, in writing. Although Aspiration cannot guarantee the financial health or stability of the Priority List of Banks, we have made efforts to select banks that are financially sound, have a good business reputation, and are in good standing with the FDIC and other bank regulatory bodies ● Your funds will be deposited in Deposit Accounts at the first available Bank set forth on the Priority List, as determined by Aspiration at its sole discretion unless you have instructed us to exclude such Bank. ● You may not designate the Excess Bank(s) as ineligible to receive your funds, and you may not designate Coastal Community Bank as ineligible to receive your funds. However, all other Banks on the Priority List may be designated as ineligible to receive your funds. ● If you wish to designate a Bank as ineligible to receive your funds, please contact us at ▇1-▇▇▇-800- ▇▇▇-▇▇▇▇. By designating a Bank as ineligible, you understand and agree that maximum available FDIC insurance coverage on your Deposits made through Aspiration will decrease. ● As described below under “Changes to the Priority List,” the Banks available to accept deposits, as listed on the Priority List, may be changed. In general, you will receive prior notification of changes to the Priority List. However, under certain limited circumstances, prior notification may not be possible. ● Aspiration or Coastal may change the number of Banks on the Priority List by adding Banks to, or deleting Banks from, the Priority List. All such changes will be reflected through the Online Services and on ▇▇▇▇▇▇▇▇▇▇.▇▇▇/▇▇▇▇▇▇▇▇/▇▇▇-▇▇▇▇▇▇▇-▇▇▇▇▇. One or more of the Banks included on the Priority List may be replaced with a Bank not previously included on the Priority List, and the order of Banks on the Priority List may change. In general, you will receive notification in advance of the addition or removal of Banks from the Priority List and have an opportunity to designate a Bank as ineligible to receive your deposits before any funds are deposited into a new Bank. However, if a Bank is unable to accept deposits for regulatory or other reasons, Aspiration may not be able to provide you with advance notice. Aspiration will provide you notice of such changes as soon as practicable. ● In the event that the order of Banks on the Priority List is changed, your previously deposited funds will be reallocated among the Banks on the revised Priority List in accordance with the deposit procedures described above under “Establishment of, and Deposits Into, the Deposit Accounts,” unless a given Bank on the revised Priority List is temporarily unable to accept deposits for regulatory or other reasons. In such a case, that Bank will not have funds reallocated to it in accordance with the deposit procedures set forth above. Other than as described above, deposits and withdrawals of your funds made after a change to the Priority List will occur as described above under “Establishment of, and Deposits Into, the Deposit Accounts” and “Withdrawal Procedures,” respectively. ● If a Bank at which your funds are deposited no longer makes the Deposit Accounts available, your funds will be transferred to the next available Bank on the Priority List. ● The Program establishes interest bearing accounts at each Bank for the exclusive benefit of Aspiration customers. All Aspiration customer deposits at each bank are maintained in such accounts on an omnibus basis and Aspiration maintains books and records indicating the beneficial ownership of the funds within each Deposit Account. ● When funds are first available for deposit, Coastal, as your agent, will transfer your funds to one or more of the Banks on the then-current Priority List. The order of banks on the Priority List to which your funds are allocated may be different based on your state of residence. Please see above regarding Priority Lists. ● In the event that you have deposits equal to the Deposit Limit in the Deposit Accounts at each of the available Banks on the Priority List or Coastal is unable to place additional funds at an existing Bank on the Priority List, excess funds will be swept into the Excess Bank, which will accept your funds without limit and without regard to the FDIC insurance limit. It is your obligation to monitor the funds you have on deposit at the Banks on the Priority List, including the Excess Bank(s). ● If a Bank on the Priority List is temporarily unable to accept your funds, your funds will be deposited in the next available Bank on the Priority List. When the Bank that could not accept your deposits is again able to accept your deposits, available cash in your Account will be placed in that Bank in accordance with the standard deposit procedures. Funds at other Banks on the Priority List will not be re-allocated to the Bank that was temporarily unable to accept your deposits. This may result in a Bank having smaller deposit balances than Banks in a lower priority position on the Priority List. ● All withdrawals necessary to satisfy debits in your Account will be made by Coastal as your agent. Coastal will directly sweep such amounts from our Account. A debit is created to satisfy a purchase or a request for a withdrawal of funds from your Account and, if applicable, when you write a check on your Account, make payments via the online bill pay service, or withdraw funds through your debit card. Checks written on your Account are not drawn directly against the Deposit Accounts established at the Banks. ● All withdrawals will be directly swept from your Account by Coastal. If a withdrawal of funds from the Deposit Accounts is necessary to satisfy a debit, funds will be withdrawn from the accounts at the Banks on the Priority List beginning with the lowest priority Bank on the Priority List at which your funds have been deposited. If there are insufficient funds at that Bank, funds will be withdrawn from each Bank in the sequence (lowest priority to highest priority) until the debit is satisfied. If funds in the accounts at a Bank from which funds are being withdrawn are insufficient to satisfy a debit, funds in the related account at that Bank will be transferred to satisfy the debit, plus funds to maintain any “threshold” amount that Aspiration, in its discretion, may determine to be maintained to satisfy debits in your Account. If there are insufficient funds in the Deposit Accounts at the Banks on the Priority List to satisfy the debit, Aspiration will withdraw funds from other available sources as described in your Account Agreement. ● Depending on the type of account at each Bank, you may be limited in the number of transfers to a total of six (6) during a monthly statement cycle. At any point during a monthly statement cycle in which transfers have reached the applicable limit, all funds will be transferred to another account at the Bank until the end of the monthly statement cycle. Deposits for the remainder of the monthly statement cycle into this Bank will be made to such an alternative account.