Common use of Eligibility and User Profile Clause in Contracts

Eligibility and User Profile. In order to use the Transfer Service, you must be a state of Hawaii, Guam or Saipan consumer checking accountholder who is 18 years of age or older and have a Funding Account and/or a Receiving Account. The Funding Account and the Receiving Account may be the same account. Your Receiving Account must be in good standing in order to receive fund transfers. Your Funding Account must have sufficient Available Balance plus amounts available through any overdraft protection plan (such as Overdraft Protection from Savings, Bankoh Covercheck, or Business CreditFlex Account) at the time of the Transfer Transaction in order to transfer funds. When you enroll to use the Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Transfer Service, you agree to the terms and conditions of this Mobile Agreement. You represent and warrant that you have the authority to authorize us to make debits and credits to the enrolled bank account(s). You agree that you will not use the Transfer Service for International Transactions, which are not allowed under the Mobile Agreement nor to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Transfer Service to request money from anyone for any such payments. The Transfer Service is intended for personal, not business or commercial use. You agree that you will not use the Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Transfer Service if we believe that you are using the Transfer Service for business or commercial purposes, or for any unlawful purpose.

Eligibility and User Profile. In order to use the Transfer Service, you must be a state of Hawaii, Guam or Saipan consumer checking accountholder who is 18 years of age or older and have a Funding Account and/or a Receiving Account. The Funding Account and the Receiving Account may be the same account. Your Receiving Account must be in good standing in order to receive fund transfers. Your Funding Account must have sufficient Available Balance plus amounts available through any overdraft protection plan (such as Overdraft Protection from Savings, Bankoh Covercheck, or Business CreditFlex Account) at the time of the Transfer Transaction in order to transfer funds. When you enroll to use the Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Transfer Service, you agree to the terms and conditions of this Mobile Agreement. You represent and warrant that you are at least 18 years of age and have the authority to authorize us to make debits and credits to the enrolled bank account(s)account. You agree that you will not use the Transfer Service for International Transactions, which are not allowed under the Mobile Agreement nor to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including including, but not limited to, court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Transfer Service to request money from anyone for any such payments. Any use of the Zelle Service in any way related to or associated with criminal activity, violation of intellectual property rights, or the exploitation of any individual is prohibited. The Transfer Service is intended for personal, not business or commercial use. You agree that you will not use the Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Transfer Service if we believe that you are using the Transfer Service for business or commercial purposes, or for any unlawful purpose. Enrollment: When you enroll, you must provide Bank with an active email address that you regularly use and intend to use regularly (i.e. no disposable email addresses) and/or a permanent mobile phone number that you intend to use for an extended period of time (i.e., no disposable or "burner" mobile phone numbers). You represent and warrant that the following also applies to any mobile phone numbers you use to enroll in the Zelle Service: • The mobile phone number provided is a valid number (i.e., the phone number is not a landline, Voice over IP ("VoIP") or Google Voice or similar number); • The mobile phone number is active, in my name or I am associated with the mobile phone account, and the mobile phone number is associated with a U.S. mobile network operator; • The mobile phone number is not an international number (i.e., does not have an international subscriber identification module (SIM) Card. • Mobile phone numbers deactivated by the U.S. mobile network operator will be deactivated from the Zelle Service. The Zelle Service may include functionality allowing you to add a unique alpha-numeric identifier to your registered User profile to be used in lieu of your phone number or email address when sending or receiving money, which is referred to as your “Zelle tag.” You understand that you are limited to one Zelle tag per bank account, and each Zelle tag must have one U.S. mobile phone number or email address associated with it. Your Zelle tag must meet the Content Standards (described below). You may not select a Zelle tag that misleads or deceives other Users of the Service as to your identity, or otherwise. Although neither Bank nor Zelle have any obligation to monitor User Zelle tags, both Bank and Xxxxx have absolute discretion to remove a User Zelle tag at any time and for any reason without notice. Bank and Zelle may require you to change your Zelle tag in Bank's or Xxxxx’x sole discretion, and Bank may elect to make a Zelle tag unavailable to you, without any liability to you. Bank and Zelle may also monitor User Zelle tags to detect and prevent fraudulent activity or violations of these terms and conditions. You understand that by using the Service, you may be exposed to a Zelle tag that is offensive, indecent, or objectionable. Bank and Zelle are not responsible for, and assume no liability, for any User Zelle tags, including any loss or damage caused thereby. Bank respects the intellectual property of others and requires that users of the Zelle Service comply with relevant intellectual property laws, including copyright and trademark laws. Bank may, in appropriate circumstances and at its discretion, limit or terminate the use of its products or services for Users who use or publish content on the Zelle Service that is subject to intellectual property rights claims. Content Standards: You agree that you will not upload or provide Content or otherwise post, transmit, distribute, or disseminate through the Service any material that: (a) is false, misleading, unlawful, obscene, indecent, lewd, pornographic, defamatory, libelous, threatening, harassing, hateful, abusive, or inflammatory; (b) encourages conduct that would be considered a criminal offense or gives rise to civil liability; (c) breaches or infringes any duty toward or rights of any person or entity, including rights of publicity, privacy or intellectual property; (d) contains corrupted data or any other harmful, disruptive, or destructive files; (e) advertises products or services competitive with Zelle, as determined by Zelle in its sole discretion; (f) is derogatory or brand damaging to Zelle, Bank, or another participating financial institution; or (g) in Zelle’s or our sole judgment, is objectionable, restricts or inhibits any person or entity from using or enjoying any portion of the Service, or which may expose us, Zelle or our respective affiliates or customers to harm or liability of any nature. Although neither we nor Zelle have any obligation to monitor any Content, both we and Zelle have absolute discretion to remove Content at any time and for any reason without notice. We and Zelle may also monitor such Content to detect and prevent fraudulent activity or violations of the terms and conditions. You understand that by using the Service, you may be exposed to Content that is offensive, indecent, or objectionable. We and Zelle are not responsible for, and assume no liability, for any Content, including any loss or damage to any of your Content. We and Zelle make no representation or warranty that Content uploaded to a User profile accurately identifies a particular User of the Zelle Service.

Eligibility and User Profile. In order When you register to use the Transfer Service, you must be a state of Hawaii, Guam or Saipan consumer checking accountholder who is 18 years of age or older and have a Funding Account and/or a Receiving Account. The Funding Account and the Receiving Account may be the same account. Your Receiving Account must be in good standing in order to receive fund transfers. Your Funding Account must have sufficient Available Balance plus amounts available through any overdraft protection plan (such as Overdraft Protection from Savings, Bankoh Covercheck, or Business CreditFlex Account) at the time of the Transfer Transaction in order to transfer funds. When you enroll to use the Zelle Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Zelle Transfer Service, you agree to the terms and conditions of this Mobile Agreement. You represent and warrant that you have the authority to authorize us to make debits and credits to the enrolled registered bank account(s)account. You agree that you will not use the Zelle Transfer Service for International Transactionsto request, which are not allowed under the Mobile Agreement nor to send or receive money to from anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-court- ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Transfer Service to request money from anyone for any such payments. The Zelle Transfer Service is intended for personal, not business business, or commercial use. You agree that you will not use the Zelle Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment registration if we believe that you are enrolling registering to use the Zelle Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Zelle Transfer Service if we believe that you are using the Zelle Transfer Service for business or commercial purposes, or for any unlawful purpose. The Agreement does not contain all terms which may apply to you; for additional relevant information, please review the eBanking Disclosure and Agreement and Deposit Account Terms and Conditions. We reserve the right to amend or cancel any of the provisions of this Agreement, including changes to any fees, costs, or assessments, by disclosing the change electronically, and, at our option, by sending you notification in addition thereto. We will provide notice thirty (30) days in advance of any changes (or such lesser period as may be allowed by applicable law) unless an immediate change is necessary to maintain the security of the system. You may choose to accept or decline amendments, cancellations, or changes by continuing or discontinuing the Zelle Transfer Service to which these changes relate, at your option. Your continued use of the Zelle Transfer Service will signify your acceptance of any and all changes to this Agreement. We also reserve the option, in our sole judgment, to waive, reduce or reverse charges or fees in individual situations.

Eligibility and User Profile. In order to use the Transfer Service, you must be a state of Hawaii, Guam or Saipan Hawaii consumer checking accountholder who is 18 years of age or older and have a Funding Account and/or a Receiving Account. The Funding Account and the Receiving Account may be the same account. Your Receiving Account must be in good standing in order to receive fund transfers. Your Funding Account must have sufficient Available Balance plus amounts available through any overdraft protection plan (such as Overdraft Protection from Savings, Bankoh Covercheck, or Business CreditFlex Account) at the time of the Transfer Transaction in order to transfer funds. When you enroll to use the Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Transfer Service, you agree to the terms and conditions of this Mobile Agreement. You represent and warrant that you have the authority to authorize us to make debits and credits to the enrolled bank account(s). You agree that you will not use the Transfer Service for International Transactions, which are not allowed under the Mobile Agreement nor to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Transfer Service to request money from anyone for any such payments. The Transfer Service is intended for personal, not business or commercial use. You agree that you will not use the Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Transfer Service if we believe that you are using the Transfer Service for business or commercial purposes, or for any unlawful purpose.

Eligibility and User Profile. In order to use the Transfer Service, you must be a state of Hawaii, Guam or Saipan consumer checking accountholder who is 18 years of age or older and have a Funding Account and/or a Receiving Account. The Funding Account and the Receiving Account may be the same account. Your Receiving Account must be in good standing in order to receive fund transfers. Your Funding Account must have sufficient Available Balance plus amounts available through any overdraft protection plan (such as Overdraft Protection from Savings, Bankoh Covercheck, or Business CreditFlex Account) at the time of the Transfer Transaction in order to transfer funds. When you enroll to use the Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Transfer Service, you agree to the terms and conditions of this Mobile Agreement. You represent and warrant that you have the authority to authorize us to make debits and credits to the enrolled bank account(s). You agree that you will not use the Transfer Service for International Transactions, which are not allowed under the Mobile Agreement nor to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered court‐ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Transfer Service to request money from anyone for any such payments. You agree that you will not authorize a third party to use the Transfer Service or share your credentials with a third party to use the Transfer Service on your behalf except in legally authorized situations such as legal guardianship or pursuant to a power of attorney. The Transfer Service is intended for personal, not business or commercial use. You agree that you will not use the Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Transfer Service if we believe that you are using the Transfer Service for business or commercial purposes, or for any unlawful purpose.