Common use of Eligibility and User Profile Clause in Contracts

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled bank account. You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by you or Bank. You may cancel the Services at any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked to your Service, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reason, you will have no further right or access to use the Services, and we will not access your accounts thereafter for any reason related to Zelle. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve the right to charge a fee for the use of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by law.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled bank account. You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-court ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business business, or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they However, we are terminated by under no obligation to make any such determination and assume no liability for the failure to do so. When you use or Bank. You may cancel access or permit other person(s) or entity to whom you delegate to act on your behalf to use or access the Services at any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked to your Service, any unprocessed payments will be canceledyou agree to the terms and conditions of this Agreement. Upon your Any person or our cancelation of your Services for any reason, entity to whom you delegate to act on hour behalf to use or access the Service is subject to this Agreement and you agree that you will have no further right or access to use the Services, and we will not access your accounts thereafter for any reason related to Zelle. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms provide a copy of this Agreement to any such person or the rights of Bank and/or our service providerentity. However, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve the right to charge a fee agree you are liable at all times for the use of the Service by any person or entity to whom you delegate to act on your behalf to use or access the Service and any additional services or features that we may introduce. You understand and agree that you are responsible shall defend and indemnify us for paying all fees associated with any claims that arise as a result of their use or access of the Service. We may amend or change this Agreement (including any applicable fee and service charge) from time to time, in our sole discretion, by sending you written notice by electronic mail, postal mail, or by posting the updated terms on the sites within the Service (the ‘Site(s)"). Please access and review this Agreement regularly. If you find the Agreement unacceptable to you at any time, please discontinue your use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes have made such change will indicate be considered your acceptance of agreement to the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by lawchange.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled bank account. You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by If we have reason to believe that you have used the Service for any unlawful purpose, made excessive or Bank. You may cancel the Services at unexplainable transfers, violated any time by notifying us parts of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking accountthis Agreement, or there is no longer provided any eligible funding account linked incorrect information, we may take various actions to your Serviceprotect Peoples National Bank, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reasonZelle, you will have no further right or access to use the ServicesNetwork Banks, and we will not access your accounts thereafter for any reason related to Zelle. We reserve the rightanother User, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Bank and/or our service providera third party, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve the right to charge a fee for the use of the Service from reversals, chargebacks, claims, fees, fines, penalties and any additional services or features that other liability. The actions we may introduce. You understand and agree that you take include but are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes not limited to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by law.following:

Eligibility and User Profile. When you enroll register to use the Zelle Transfer Service or when you permit others to whom you have delegated to act on your behalf to use or access the Zelle Transfer Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled registered bank account. You agree that you will not use the Zelle Transfer Service to request, send or receive money to from anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-court- ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you . You agree that you will not authorize a third party to use the Service or share your credentials with a third party to request money from anyone for any use the Service on your behalf except in legally authorized situations such paymentsas legal guardianship or pursuant to a power of attorney. The Zelle Transfer Service is intended for personal, not business business, or commercial use. You agree that you will not use the Zelle Transfer Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment registration if we believe that you are enrolling registering to use the Zelle Transfer Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Zelle Transfer Service if we believe that you are using the Zelle Transfer Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by you or Bank. You Agreement does not contain all terms which may cancel apply to you; for additional relevant information, please review the Services at any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked to your Service, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reason, you will have no further right or access to use the Services, eBanking Disclosure and we will not access your accounts thereafter for any reason related to ZelleAgreement and Deposit Account Terms and Conditions. We reserve the rightright to amend or cancel any of the provisions of this Agreement, subject including changes to any fees, costs, or assessments, by disclosing the change electronically, and, at our option, by sending you notification in addition thereto. We will provide notice thirty (30) days in advance of any changes (or such lesser period as may be allowed by applicable law) unless an immediate change is necessary to maintain the security of the system. You may choose to accept or decline amendments, cancellations, or changes by continuing or discontinuing the Zelle Transfer Service to terminate which these changes relate, at your right option. Your continued use of the Zelle Transfer Service will signify your acceptance of any and all changes to use this Agreement. We also reserve the Service at any time and for any reason, including without limitation if weoption, in our sole judgment, believe you have engaged to waive, reduce or reverse charges or fees in conduct or activities that violate any of the Terms of this Agreement or the rights of Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve the right to charge a fee for the use of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by lawindividual situations.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled bank account. You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. You agree that you will not authorize a third party to use the Service or share your credentials with a third party to use the Service on your behalf except in legally authorized situations such as legal guardianship or pursuant to a power of attorney. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by Content Standards: You agree that you will not upload or Bank. You may cancel the Services at any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking accountprovide content or otherwise post, transmit, distribute, or there disseminate through the Service any material that: (a) is no longer false, misleading, unlawful, obscene, indecent, lewd, pornographic, defamatory, libelous, threatening, harassing, hateful, abusive, or inflammatory; (b) encourages conduct that would be considered a criminal offense or gives rise to civil liability; (c) breaches or infringes any eligible funding account linked to your duty toward or rights of any person or entity, including rights of publicity, privacy or intellectual property; (d) contains corrupted data or any other harmful, disruptive, or destructive files; (e) advertises products or services competitive with Zelle®, as determined by Zelle® in its sole discretion; or (f) in Zelle®’s or our sole judgment, is objectionable, restricts or inhibits any person or entity from using or enjoying any portion of the Service, any unprocessed payments will be canceled. Upon your or which may expose us, Zelle® or our cancelation respective affiliates or customers to harm or liability of your Services for any reasonnature. Although neither we nor Zelle® have any obligation to monitor any content, you will both we and Zelle® have no further right or access absolute discretion to use the Services, and we will not access your accounts thereafter for any reason related to Zelle. We reserve the right, subject to applicable law, to terminate your right to use the Service remove content at any time and for any reasonreason without notice. We and Zelle® may also monitor such content to detect and prevent fraudulent activity or violations of the terms and conditions. You understand that by using the Service, you may be exposed to content that is offensive, indecent, or objectionable. We and Zelle® are not responsible for, and assume no liability, for any content, including any loss or damage to any of your content. We and Zelle® make no representation or warranty that Content uploaded to a User profile accurately identifies a particular User of the Service. The Service may include functionality for you to add a unique alpha-numeric identifier to your registered User profile to be used in lieu of your phone number or email address when sending or receiving money, which will be your “Zelle® tag.” You will be limited to one Zelle® tag per bank account, and each Zelle® tag must have one U.S. mobile phone number or email address associated with it. Your Zelle® tag must meet the Content Standards. You may not select a Zelle® tag that misleads or deceives other Users of the Service as to your identity, or otherwise. Although neither we nor Zelle® have any obligation to monitor User Zelle® tags, both we and Zelle® have absolute discretion to remove a User Zelle® tag at any time and for any reason without limitation if we, notice. We and Zelle® may require you to change your Zelle® tag in our sole judgmentdiscretion, believe you have engaged in conduct and we may elect to make a Zelle® tag unavailable to you, without any liability to you. We and Zelle® may also monitor User Zelle® tags to detect and prevent fraudulent activity or activities that violate any violations of the Terms of this Agreement or terms and conditions. You understand that by using the rights of Bank and/or our service providerService, you may be exposed to a Zelle® tag that is offensive, indecent, or if you provide us with false objectionable. We and Zelle® are not responsible for, and assume no liability, for any User Zelle® tags, including any loss or misleading information damage caused thereby. We and Zelle® make no representation or interfere with other users or the administration warranty that a User Zelle® tag accurately identifies a particular User of the Service. We reserve respect the intellectual property of others and require that users of the Service comply with relevant intellectual property laws, including copyright and trademark laws. We may, in appropriate circumstances and at our discretion, limit or terminate the use of our products or services for users who use or publish Content on the Service that is subject to intellectual property rights claims. AFCU reserves the right to charge a fee for the use of the Service and any additional services amend or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements time as may be required by law, regulation or modification of Zelle operating rules.

Eligibility and User Profile. When you enroll to use the Service use, use, access, or when you permit others to whom you have delegated any other person(s) to act on your behalf to use or access the Service, Service you agree to the terms and conditions of this AgreementAgreement . You In order to initiate Zelle®transactions, you represent that you are a U.S. resident (not including U.S. territories) and that you have the authority to authorize debits from and credits to the enrolled bank account. Debits are transactions that withdraw money from your Account. Credits are transactions that add money to your Account. In order to enroll in the Service so that you may request, send or receive money, you must have one or more eligible accounts to designate a Pay From Account and/or a Pay To Account, as applicable. You may change the designated accounts at any time subject to the terms of this Agreement. We have the right to determine eligibility and to restrict categories of recipients to whom payments may be made using the Service in our sole discretion. You agree that you will not use the Service for foreign transactions. You also agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. You agree that you will not authorize a third party to use the Service or share your credentials with a third party to use the Service on your behalf, except in legally authorized situations such as legal guardianship or pursuant to a power of attorney on record with and accepted by the Bank. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or and/or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by Content Standards: You agree that you will not upload or Bank. You may cancel the Services at any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking accountprovide content or otherwise post, transmit, distribute, or there disseminate through the Service (including but not limited to any content in the memo field associated with a transfer) any material that: (a) is no longer false, misleading, unlawful, obscene, indecent, lewd, pornographic, defamatory, libelous, threatening, harassing, hateful, abusive, or inflammatory; (b) encourages conduct that would be considered a criminal offense or gives rise to civil liability; (c) breaches or infringes any eligible funding account linked to your duty toward or rights of any person or entity, including rights of publicity, privacy or intellectual property; (d) contains corrupted data or any other harmful, disruptive, or destructive files; (e) advertises products or services competitive with Zelle®, as determined by Zelle® in its sole discretion; or (f) in Zelle®’s or our sole judgment, is objectionable, restricts or inhibits any person or entity from using or enjoying any portion of the Service, or which may expose us, Zelle® or our respective affiliates or customers to harm or liability of any unprocessed payments nature. Any determination by us that your conduct has violated these content standards will be canceled. Upon your or our cancelation of your Services for any reasonfinal and, to the extent permitted by applicable laws, rules and regulations, you will have no further right or access to use the Services, and we will not access your accounts thereafter for waive any reason related to Zelle. We reserve the right, subject to applicable law, to terminate your right to use the Service challenge our determination. Although neither we nor Zelle® have any obligation to monitor any content, both we and Zelle® have absolute discretion to remove content at any time and for any reasonreason without notice. We and Zelle® may also monitor such content to detect and prevent fraudulent activity or violations of the terms and conditions of this Agreement. You understand that by using the Service, you may be exposed to content that is offensive, indecent, or objectionable. We and Zelle® are not responsible for, and assume no liability, for any content, including any loss or damage to any of your content. We and Zelle® make no representation or warranty that Content uploaded to a User profile accurately identifies a particular User of the Service. The Service may include functionality for you to add a unique alpha-numeric identifier to your registered User profile to be used in lieu of your phone number or email address when sending or receiving money, which will be your “Zelle® Tag.” You will be limited to one Zelle® Tag per bank account, and each Zelle® Tag must have one U.S. mobile phone number or email address associated with it. Your Zelle® Tag must meet the Content Standards. You may not select a Zelle® Tag that misleads or deceives other Users of the Service as to your identity, or otherwise. Although neither we nor Zelle® have any obligation to monitor User Zelle® Tags, both we and Zelle® have absolute discretion to remove a User Zelle® Tag at any time and for any reason without limitation if we, notice. We and Zelle® may require you to change your Zelle® Tag in our sole judgmentdiscretion, believe you have engaged in conduct and we may elect to make a Zelle® Tag unavailable to you, without any liability to you. We and Zelle® may also monitor User Zelle® Tags to detect and prevent fraudulent activity or activities that violate any violations of the Terms of this Agreement or terms and conditions. You understand that by using the rights of Bank and/or our service providerService, you may be exposed to a Zelle® Tag that is offensive, indecent, or if you provide us with false objectionable. We and Zelle® are not responsible for, and assume no liability, for any User Zelle® Tags, including any loss or misleading information damage caused thereby. We and Zelle® make no representation or interfere with other users or the administration warranty that a User Zelle® Tag accurately identifies a particular User of the Service. We reserve respect the right to charge a fee for the use intellectual property of others and require that Users of the Service comply with relevant intellectual property laws, including copyright and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to timetrademark laws. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable law. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of the revised Agreement. We reserve the right to modify the terms may, in appropriate circumstances and conditions herein, at any time, at our sole discretion, limit or terminate the use of our products or services for Users who use or publish Content on the Service that is subject to intellectual property rights claims. We also reserve the right to terminate and/or restrict the use of Zelle® Tags at any prior notice requirements as may be required by lawtime. These rights are in addition to any other rights we have to terminate or restriction your access to the Service.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled registered bank account. You agree that you will not use the Service to request, send or receive money to from anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, law and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment registration if we believe that you are enrolling registering to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they You agree that you are terminated by you or Bankenrolling for the Service. You agree that you will only use the Transfer Service for Transfer Transactions entered into for lawful purposes. You will not use the Transfer Service to pay taxes or other amounts owed to government entities. You will not use the Transfer Service to pay court-ordered amounts such as alimony or child support. To use the Service through Surrey Bank & Trust, you must be a registered Mobile Banking user with a valid User ID and Password, as well as an eligible Funding and Deposit Account. You agree to maintain an eligible Funding Account and/or a Deposit Account. For the Transfer Service offered directly through Surrey Bank & Trust, eligible Funding and Deposit Accounts are limited to personal checking accounts. Account eligibility rules may cancel differ if you are enrolling in Zelle through a separate financial institution or on Zelle's separate transfer service website or mobile app. In order to receive fund transfers into your Deposit Account, that account must be in good standing. In order to transfer funds out of your Funding Account, you must have an available balance in that account. Your use of the Services Service constitutes your acceptance of this Agreement. This Agreement may be amended at any time by notifying us of your intent without specific notice to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked you. In addition to your Service, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reasonthis Agreement, you will have no further right or access agree to use be bound by and to comply with the Services, applicable terms and we will not access conditions governing your accounts thereafter account(s). Please consult your Account Agreement for any reason related information. You also agree to Zellebe bound by and to comply with the Mobile Banking Terms and Conditions. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Surrey Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve & Trust reserves the right to charge a fee for the use change, modify, add, or remove portions of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable lawthese Services without notice. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of any such changes to the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by lawService.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you are at least eighteen (18) years of age and have the authority to authorize debits and credits to the enrolled Network FI account (“Account” or “bank account”). You agree that you will not use the Service to send money to anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, and you agree that you will not use the Service to request money from anyone for any such payments. You agree that you will not use the Service for international ACH transactions, which are prohibited under this Agreement. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment if we believe that you are enrolling to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they are terminated by you or BankWe may modify the Service from time to time at our sole discretion. You may cancel In the Services at event of any time by notifying us of your intent to cancel by calling customer service at 000-000-0000.If you close your primary checking accountchanges, updates, or there is no longer any eligible funding account linked to your Servicemodifications, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reason, you will have no further right or access to use the Services, and we will not access your accounts thereafter for any reason related to Zelle. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve the right to charge a fee for the use of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with making sure you understand how to use the Service, as modified. Except as otherwise required by law, we may also change the terms of this Agreement at any time. If we do make changes, we will update this Agreement, which can be viewed online. As always, you may choose to accept or decline changes by continuing or discontinuing the use of the Service. This Agreement is subject Changes to change from time fees or terms applicable to timeyour Accounts are governed by the agreement(s) otherwise governing your applicable Accounts. We will notify You agree that you are the legal owner of any material changethe Accounts and other financial information which may be accessed via the Service. We will provide You agree not to misrepresent your identity, or your Account information and you with advance notice understand that you are required to keep your personal contact information current and up to date for this purpose. You agree to keep BCU informed of any changes to the terms of this Agreement when required to do so by applicable lawyour email address and other personal contact information on file. Your continued use You also agree that you are an authorized user of the device on which the Service after we provide you notice of changes will indicate your acceptance of the revised Agreementis being used. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by law.v08/2021

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled registered bank account. You agree that you will not use the Service to request, send or receive money to from anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, law and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment registration if we believe that you are enrolling registering to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they You agree that you are terminated by you or Bankenrolling for the Service. You agree that you will only use the Transfer Service for Transfer Transactions entered into for lawful purposes. You will not use the Transfer Service to pay taxes or other amounts owed to government entities. You will not use the Transfer Service to pay court- ordered amounts such as alimony or child support. To use the Service through Surrey Bank & Trust, you must be a registered Mobile Banking user with a valid User ID and Password, as well as an eligible Funding and Deposit Account. You agree to maintain an eligible Funding Account and/or a Deposit Account. For the Transfer Service offered directly through Surrey Bank & Trust, eligible Funding and Deposit Accounts are limited to personal checking accounts. Account eligibility rules may cancel differ if you are enrolling in Zelle through a separate financial institution or on Zelle's separate transfer service website or mobile app. In order to receive fund transfers into your Deposit Account, that account must be in good standing. In order to transfer funds out of your Funding Account, you must have an available balance in that account. Your use of the Services Service constitutes your acceptance of this Agreement. This Agreement may be amended at any time by notifying us of your intent without specific notice to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked you. In addition to your Service, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reasonthis Agreement, you will have no further right or access agree to use be bound by and to comply with the Services, applicable terms and we will not access conditions governing your accounts thereafter account(s). Please consult your Account Agreement for any reason related information. You also agree to Zellebe bound by and to comply with the Mobile Banking Terms and Conditions. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Surrey Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve & Trust reserves the right to charge a fee for the use change, modify, add, or remove portions of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable lawthese Services without notice. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of any such changes to the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by lawService.

Eligibility and User Profile. When you enroll to use the Service or when you permit others to whom you have delegated to act on your behalf to use or access the Service, you agree to the terms and conditions of this Agreement. You represent that you have the authority to authorize debits and credits to the enrolled registered bank account. You agree that you will not use the Service to request, send or receive money to from anyone to whom you are obligated for tax payments, payments made pursuant to court orders (including court-ordered amounts for alimony or child support), fines, payments to loan sharks, gambling debts or payments otherwise prohibited by law, law and you agree that you will not use the Service to request money from anyone for any such payments. The Service is intended for personal, not business or commercial use. You agree that you will not use the Service to send or receive payments in connection with your business or commercial enterprise. We reserve the right to decline your enrollment registration if we believe that you are enrolling registering to use the Service with your business account or to receive business or commercial payments. We further reserve the right to suspend or terminate your use of the Service if we believe that you are using the Service for business or commercial purposes, or for any unlawful purpose. The Services remain in effect until they You agree that you are terminated by you or Bankenrolling for the Service. You agree that you will only use the Transfer Service for Transfer Transactions entered into for lawful purposes. You will not use the Transfer Service to pay taxes or other amounts owed to government entities. You will not use the Transfer Service to pay court-ordered amounts such as alimony or child support. To use the Service through Surrey Bank & Trust, you must be a registered Mobile Banking user with a valid User ID and Password, as well as an eligible Funding and Deposit Account. You agree to maintain an eligible Funding Account and/or a Deposit Account. For the Transfer Service offered directly through Surrey Bank & Trust, eligible Funding and Deposit Accounts are limited to personal checking accounts. Account eligibility rules may cancel differ if you are enrolling in Zelle through a separate financial institution or on Zelle’s separate transfer service website or mobile app. In order to receive fund transfers into your Deposit Account, that account must be in good standing. In order to transfer funds out of your Funding Account, you must have an available balance in that account. Your use of the Services Service constitutes your acceptance of this Agreement. This Agreement may be amended at any time by notifying us of your intent without specific notice to cancel by calling customer service at 000-000-0000.If you close your primary checking account, or there is no longer any eligible funding account linked you. In addition to your Service, any unprocessed payments will be canceled. Upon your or our cancelation of your Services for any reasonthis Agreement, you will have no further right or access agree to use be bound by and to comply with the Services, applicable terms and we will not access conditions governing your accounts thereafter account(s). Please consult your Account Agreement for any reason related information. You also agree to Zellebe bound by and to comply with the Mobile Banking Terms and Conditions. We reserve the right, subject to applicable law, to terminate your right to use the Service at any time and for any reason, including without limitation if we, in our sole judgment, believe you have engaged in conduct or activities that violate any of the Terms of this Agreement or the rights of Surrey Bank and/or our service provider, or if you provide us with false or misleading information or interfere with other users or the administration of the Service. We reserve & Trust reserves the right to charge a fee for the use change, modify, add, or remove portions of the Service and any additional services or features that we may introduce. You understand and agree that you are responsible for paying all fees associated with the use of the Service. This Agreement is subject to change from time to time. We will notify you of any material change. We will provide you with advance notice of any changes to the terms of this Agreement when required to do so by applicable lawthese Services without notice. Your continued use of the Service after we provide you notice of changes will indicate your acceptance of any such changes to the revised Agreement. We reserve the right to modify the terms and conditions herein, at any time, at our sole discretion, subject to any prior notice requirements as may be required by lawService.