Common use of DISTRIBUTION INSTRUCTIONS Clause in Contracts

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of _____________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 2002-HLTV1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to to________________________________________________ for the account of ________________________________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B TO THE TRUST AGREEMENT CERTIFICATE OF TRUST OF GMACM HOME LOAN MSDWCC HELOC TRUST 20022003-HLTV1 1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ___________________________ for the account of ___________________________________, account number ____________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022006-HLTV1 HE4 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _____________________________________ for the account of of________________________________, account number ______________________, or, if mailed by check, to ___________________________________-. Applicable statements should be mailed to to____________________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022000-HLTV1 HE2 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of _____________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. By: _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM IRWIN HOME EQUITY LOAN TRUST 20022001-HLTV1 THE UNDERSIGNED, Wilmington Trust Company2 The undersigned, as owner trustee (the ▇▇▇ "Owner Trustee"), for the purpose of forming a statutory trust business trust, does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to for the account of__________________________ for the account of _____________________, account number ___________________________, or, if mailed by check, to ______________________________. Applicable statements should be mailed to ___________________________. _______________________________ . -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 20022001-HLTV1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of __________________ , account number ____, account number ____________________, or, if mailed by check, to ___________________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022004-HLTV1 HE1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of ______________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022004-HLTV1 HE4 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of _____________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022003-HLTV1 HE1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _____________________________________________ ________________________________________________ for the account of _____________________, account number __________________ , or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022000-HLTV1 HE1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ________________________________ for the account of _____________________, _ account number __________________, or, if mailed by check, to ____________________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME MORTGAGE LOAN TRUST 20022003-HLTV1 GH2 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of _____________________, account ---------------------------------------------------------- number _________________, or, if mailed by check, to ______________________. ---------------------------- ---------------------------- Applicable statements should be mailed to ___________________________. _______________________________ ------------------------------------ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME MORTGAGE LOAN TRUST 20022000-HLTV1 HE3 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________________ for the account of of____________________________, account number number_____________________, or, if mailed by check, to ___________________________. Applicable statements should be mailed to ______________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022000-HLTV1 HE4 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ____________________________ for the account of _____________________, account number __________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to _______________________. ____. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 2002-HLTV1 HE3 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _______________________________ for the account of ______________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ -------------------------------- Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022004-HLTV1 HE3 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _____________________________ for the account of ________________________, account number ______________________, or, if mailed by check, to ________________________. Applicable statements should be mailed to ___________________________. ________________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 2002-HLTV1 HE1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ________to__________________ for the account of _____________________, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________. ________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022005-HLTV1 HE2 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _________________________________ for the account of ______________________________, account number _________________________________, or, if mailed by check, to ________________________. Applicable statements should be mailed to ______________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 2002-HLTV1 HE2 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ______________________________________ for the account of _________________, account number ____, account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ____________________________. ________________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME MORTGAGE LOAN TRUST 20022004-HLTV1 GH1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to _________________________________________________________________ for the account of ________________________________________, account number _________________, or, if mailed by check, to ______________. Applicable statements should be mailed to__________________. Applicable statements should be mailed to ------------------------------ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B TO THE OWNER TRUST AGREEMENT CERTIFICATE OF TRUST OF ______ TRUST SERIES ____-__ THE UNDERSIGNED, ___________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 2002-HLTV1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of _____________________, account number ____________________, or, if mailed by check, to ________________________. Applicable statements should be mailed to ___________________________. ________________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME EQUITY LOAN TRUST 20022004-HLTV1 HE5 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ________________________________ for the account of ______________________________, account number __________________________, or, if mailed by check, to __________________________. Applicable statements should be mailed to ___________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 20022001-HLTV1 CL1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to ________to__________________ for the account of ______________________ , account number _________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to __________________________. _. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 20022004-HLTV1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory trust does hereby certify as follows:

DISTRIBUTION INSTRUCTIONS. The assignee should include the following for the information of the Certificate Paying Agent: Distribution shall be made by wire transfer in immediately available funds to __________________________ for the account of ___________________, account number__, account number __________________, or, if mailed by check, to ______________________. Applicable statements should be mailed to ___________________________. _______________________________ Signature of assignee or agent (for authorization of wire transfer only) EXHIBIT B CERTIFICATE OF TRUST OF GMACM HOME LOAN TRUST 20022000-HLTV1 CL1 THE UNDERSIGNED, Wilmington Trust Company, as owner trustee (the "Trustee"), for the purpose of forming a statutory business trust does hereby certify as follows: