Common use of Disclosure of Fees and Charges Clause in Contracts

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Series 2004-HE1 Representations and Warranties of NC Capital as to the NC Capital Mortgage Loans -------------------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VII, as to NC Capital Mortgage Loans only, to the Depositor and the Trustee, as of February 26, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Series 2004-HE1 HE3 Representations and Warranties of NC Capital as to the NC Capital Mortgage Loans -------------------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26May 27, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Txxxxxx Xxxxxxxcates Series 2004-HE1 HE6 Representations and Warranties of NC Capital -------------------------------------------- as to the NC Capital Mortgage Loans -------------------------------------------- ----------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26August 25, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Series 2004-HE1 HE6 Representations and Warranties of NC Capital -------------------------------------------- as to the NC Capital Mortgage Loans -------------------------------------------- ----------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26August 25, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII VIII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Series 2004-HE1 HE2 Representations and Warranties of NC Capital as to the NC Capital Mortgage Loans -------------------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VIIVIII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26April 29, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII VIII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII VIII Morgan Stanley ABS Capital I Inc. Mortgage PassXxxx-Xxxxxxh Xxxxxxicates Xhxxxxx Xertificates Series 2004-HE1 HE4 Representations and Warranties of NC Capital -------------------------------------------- as to the NC Capital Mortgage Loans -------------------------------------------- ----------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VIIVIII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26June 29, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII VIII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.

Disclosure of Fees and Charges. All fees and charges (including finance charges), whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each Mortgage Loan, have been disclosed in writing to the Mortgagor in accordance with applicable state and federal law and regulation. SCHEDULE VII Morgan Stanley ABS Capital I Inc. Mortgage Pass-Xxxxxxh Xxxxxxicates Series 2004-HE1 HE5 Representations and Warranties of NC Capital -------------------------------------------- as to the NC Capital Mortgage Loans -------------------------------------------- ----------------------------------- NC Capital hereby makes the representations and warranties set forth in this Schedule VII, as to NC Capital Mortgage Loans only, to the Depositor Depositor, the Servicers and the Trustee, as of February 26July 27, 2004 (the "Securitization Closing Date") (unless otherwise expressly indicated). Capitalized terms used but not otherwise defined in this Schedule VII shall have the meanings ascribed thereto in the NC Capital Purchase Agreement.