Common use of DISCLOSURE AND REVIEW OF INFORMATION Clause in Contracts

DISCLOSURE AND REVIEW OF INFORMATION. Consultant acknowledges and represents that he has received and reviewed a copy of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2001, has been given a reasonable opportunity to review all documents, books and records of the Merging Companies pertaining to this investment, has been supplied with all additional information concerning the Merging Companies and the Securities that has been requested by Consultant, has had a reasonable opportunity to ask questions of and receive answers from the Merging Companies or its representatives concerning this investment, and has had all such questions answered to the full satisfaction of Consultant. Consultant has received, and acknowledges that he is receiving, no representations, written or oral, from the Merging Companies or its officers, directors, employees, attorneys or agents other than those contained in this Agreement and the written materials provided by the Merging Companies. In making his decision to purchase the Securities, Consultant has relied solely upon his review of this Agreement, the written material provided by the Merging Companies and independent investigations made by he or his representatives without assistance of the Merging Companies. (e)

DISCLOSURE AND REVIEW OF INFORMATION. Consultant acknowledges and represents that he has received and reviewed a copy of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2001, has been given a reasonable opportunity to review all documents, books and records of the Merging Companies pertaining to this investment, has been supplied with all additional information concerning the Merging Companies and the Securities that has been requested by Consultant, has had a reasonable opportunity to ask questions of and receive answers from the Merging Companies or its representatives concerning this investment, and has had all such questions answered to the full satisfaction of Consultant. Consultant has received, and acknowledges that he is receiving, no representations, written or oral, from the Merging Companies or its officers, directors, employees, attorneys or agents other than those contained in this Agreement and the written materials provided by the Merging Companies. In making his decision to purchase the Securities, Consultant has relied solely upon his review of this Agreement, the written material provided by the Merging Companies and independent investigations made by he or his representatives without assistance of the Merging Companies. (e).

DISCLOSURE AND REVIEW OF INFORMATION. Consultant acknowledges and represents that he it has received and reviewed a copy of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2001, has been given a reasonable opportunity to review all documents, books and records of the Merging Companies pertaining to this investment, has been supplied with all additional information concerning the Merging Companies and the Securities that has been requested by Consultant, has had a reasonable opportunity to ask questions of and receive answers from the Merging Companies or its representatives concerning this investment, and has had all such questions answered to the full satisfaction of Consultant. Consultant has received, and acknowledges that he it is receiving, no representations, written or oral, from the Merging Companies or its officers, directors, employees, attorneys or agents other than those contained in this Agreement and the written materials provided by the Merging Companies. In making his its decision to purchase the Securities, Consultant has relied solely upon his its review of this Agreement, the written material provided by the Merging Companies and independent investigations made by he it or his its representatives without assistance of the Merging Companies. (e).

DISCLOSURE AND REVIEW OF INFORMATION. Consultant acknowledges and represents that he he/it has received and reviewed a copy of (A) the Company's Annual Report on Form 10-K K, as amended, for the fiscal year ended December 31, 2001, (B) the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2002, and (C) the Company's Current Report on Form 8-K filed with the SEC on January 4, 2002 (the "Current Filings") and has been given a reasonable opportunity to review all documents, books and records of the Merging Companies Company pertaining to this investment, and has been supplied with all additional information concerning the Merging Companies Company and the Securities that has been requested by Consultant, has had a reasonable opportunity to ask questions of and receive answers from the Merging Companies Company or its representatives concerning this investment, and has had that all such questions have been answered to the full satisfaction of Consultant. Consultant has received, and acknowledges that he he/it is receiving, no representations, written or oral, from the Merging Companies Company or its officers, directors, employees, attorneys or agents other than those contained in this Agreement and the written materials provided by the Merging CompaniesCurrent Filings. In making his his/her decision to purchase the Securities, Consultant has relied solely upon his its review of the Current Filings, this Agreement, the written material provided by the Merging Companies and independent investigations made by he it or his its representatives without assistance of the Merging Companies. (e)Company.

DISCLOSURE AND REVIEW OF INFORMATION. Consultant acknowledges and represents that he he/it has received and reviewed a copy of (A) the Company's Annual Report on Form 10-K K, as amended, for the fiscal year ended December 31, 2000, (B) the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2001, and (C) the Company's Current Report on Form 8-K filed with the SEC on January 4, 2002 (the "Current Filings") and has been given a reasonable opportunity to review all documents, books and records of the Merging Companies Company pertaining to this investment, and has been supplied with all additional information concerning the Merging Companies Company and the Securities that has been requested by Consultant, has had a reasonable opportunity to ask questions of and receive answers from the Merging Companies Company or its representatives concerning this investment, and has had that all such questions have been answered to the full satisfaction of Consultant. Consultant has received, and acknowledges that he he/it is receiving, no representations, written or oral, from the Merging Companies Company or its officers, directors, employees, attorneys or agents other than those contained in this Agreement and the written materials provided by the Merging CompaniesCurrent Filings. In making his his/her decision to purchase the Securities, Consultant has relied solely upon his its review of the Current Filings, this Agreement, the written material provided by the Merging Companies and independent investigations made by he it or his its representatives without assistance of the Merging Companies. (e)Company.