Common use of Designation Clause in Contracts

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2026-1.” The Series 2026-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2026-1 4.99% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2026-1 5.39% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2026-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2026-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2026-1 shall be included in Group I and shall be a Principal Sharing Series. Series 2026-1 shall be an Excess Allocation Series. Series 2026-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 2026-1 shall be the October 2026 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 2026. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262019-1.” The Series 20262019-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262019-1 4.992.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262019-1 5.393.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262019-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262019-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262019-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262019-1 shall be an Excess Allocation Series. Series 20262019-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262019-1 shall be the October 2026 March 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 28, 20262019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262019-1 Certificates by issuing and selling additional Series 20262019-1 Certificates. Any additional Series 20262019-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262019-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262019-1 shall be a Repurchase Reporting Series. (f) Series 20262019-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262019-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262019-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262019-13.” The Series 20262019-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262019-1 4.993 2.00% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262019-1 5.393 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262019-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262019-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262019-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262019-1 3 shall be an Excess Allocation Series. Series 20262019-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262019-1 3 shall be the October 2026 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262019-1 3 Certificates by issuing and selling additional Series 20262019-1 3 Certificates. Any additional Series 20262019-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262019-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262019-1 3 shall be a Repurchase Reporting Series. (f) Series 20262019-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262019-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262019-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262019-14.” The Series 20262019-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262019-1 4.99% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262019-1 5.39% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262019-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262019-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262019-1 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262019-1 4 shall be an Excess Allocation Series. Series 20262019-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262019-1 4 shall be the October 2026 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262019-1 4 Certificates by issuing and selling additional Series 20262019-1 4 Certificates. Any additional Series 20262019-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262019-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262019-1 4 shall be a Repurchase Reporting Series. (f) Series 20262019-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262019-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262019-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262024-13.” The Series 20262024-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262024-1 4.993 4.65% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262024-1 5.393 5.08% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262024-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262024-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262024-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262024-1 3 shall be an Excess Allocation Series. Series 20262024-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262024-1 3 shall be the October 2026 August 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262024-1 3 Certificates by issuing and selling additional Series 20262024-1 3 Certificates. Any additional Series 20262024-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262024-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262024-1 3 shall be a Repurchase Reporting Series. (f) Series 20262024-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262024-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262024-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262021-1.” The Series 20262021-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262021-1 4.990.90% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262021-1 5.391.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262021-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262021-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262021-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262021-1 shall be an Excess Allocation Series. Series 20262021-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262021-1 shall be the October 2026 December 2021 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September November 30, 20262021. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262021-1 Certificates by issuing and selling additional Series 20262021-1 Certificates. Any additional Series 20262021-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262021-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262021-1 shall be a Repurchase Reporting Series. (f) Series 20262021-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262021-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262021-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-12.” The Series 20262025-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.992 4.28% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.392 4.59% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 2 shall be an Excess Allocation Series. Series 20262025-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262025-1 2 shall be the October 2026 June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 2 Certificates by issuing and selling additional Series 20262025-1 2 Certificates. Any additional Series 20262025-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 2 shall be a Repurchase Reporting Series. . (f) Series 20262025-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-17.” The Series 20262017-1 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.997 2.35% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.397 2.54% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-17” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 7 shall be included in Group I and shall be a Principal Sharing Series. Series 20262017-1 7 shall be an Excess Allocation Series. Series 20262017-1 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 7 shall be the October 2026 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30October 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 7 Certificates by issuing and selling additional Series 20262017-1 7 Certificates. Any additional Series 20262017-1 7 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 7 shall be a Repurchase Reporting Series. (f) Series 20262017-1 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 7 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262017-17.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-16.” The Series 20262018-1 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.996 3.06% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.396 3.25% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-16” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20262018-1 6 shall be an Excess Allocation Series. Series 20262018-1 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 6 shall be the October 2026 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 6 Certificates by issuing and selling additional Series 20262018-1 6 Certificates. Any additional Series 20262018-1 6 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 6 shall be a Repurchase Reporting Series. (f) Series 20262018-1 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 6 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262018-16.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-16.” The Series 20262017-1 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.996 2.04% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.396 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-16” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20262017-1 6 shall be an Excess Allocation Series. Series 20262017-1 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 6 shall be the October 2026 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30October 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 6 Certificates by issuing and selling additional Series 20262017-1 6 Certificates. Any additional Series 20262017-1 6 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 6 shall be a Repurchase Reporting Series. (f) Series 20262017-1 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 6 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262017-16.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262023-14.” The Series 20262023-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262023-1 4.994 5.15% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262023-1 5.394 5.46% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262023-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262023-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262023-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262023-1 4 shall be an Excess Allocation Series. Series 20262023-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262023-1 4 shall be the October 2026 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262023-1 4 Certificates by issuing and selling additional Series 20262023-1 4 Certificates. Any additional Series 20262023-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262023-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262023-1 4 shall be a Repurchase Reporting Series. . (f) Series 20262023-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262023-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262023-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-19.” The Series 20262018-1 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.99% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.39% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-19” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262018-1 9 shall be an Excess Allocation Series. Series 20262018-1 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 9 shall be the October 2026 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 9 Certificates by issuing and selling additional Series 20262018-1 9 Certificates. Any additional Series 20262018-1 9 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 9 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 9 shall be a Repurchase Reporting Series. (f) Series 20262018-1 9 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 9 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262018-19.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-13.” The Series 20262025-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.993 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.393 4.83% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 3 shall be an Excess Allocation Series. Series 20262025-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262025-1 3 shall be the October 2026 June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 3 Certificates by issuing and selling additional Series 20262025-1 3 Certificates. Any additional Series 20262025-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 3 shall be a Repurchase Reporting Series. (f) Series 20262025-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-1.” The Series 20262025-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.994.56% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.394.96% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 shall be an Excess Allocation Series. Series 20262025-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262025-1 shall be the October 2026 March 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 28, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 Certificates by issuing and selling additional Series 20262025-1 Certificates. Any additional Series 20262025-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 shall be a Repurchase Reporting Series. (f) Series 20262025-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-14.” The Series 20262018-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.994 2.99% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.394 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262018-1 4 shall be an Excess Allocation Series. Series 20262018-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 4 shall be the October 2026 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 4 Certificates by issuing and selling additional Series 20262018-1 4 Certificates. Any additional Series 20262018-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 4 shall be a Repurchase Reporting Series. (f) Series 20262018-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262018-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-17.” The Series 20262018-1 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.99% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.39% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-17” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262018-1 7 shall be an Excess Allocation Series. Series 20262018-1 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 7 shall be the October 2026 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 7 Certificates by issuing and selling additional Series 20262018-1 7 Certificates. Any additional Series 20262018-1 7 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 7 shall be a Repurchase Reporting Series. (f) Series 20262018-1 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 7 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262018-17.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262023-12.” The Series 20262023-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262023-1 4.992 4.80% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262023-1 5.392 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262023-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262023-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262023-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262023-1 2 shall be an Excess Allocation Series. Series 20262023-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262023-1 2 shall be the October 2026 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September June 30, 20262023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262023-1 2 Certificates by issuing and selling additional Series 20262023-1 2 Certificates. Any additional Series 20262023-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262023-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262023-1 2 shall be a Repurchase Reporting Series. . (f) Series 20262023-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262023-1 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262023-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-12.” The Series 20262017-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262017-1 2 shall be an Excess Allocation Series. Series 20262017-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 2 shall be the October 2026 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 28, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 2 Certificates by issuing and selling additional Series 20262017-1 2 Certificates. Any additional Series 20262017-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 2 shall be a Repurchase Reporting Series. (f) Series 20262017-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262017-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-1.” The Series 20262018-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.992.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.392.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262018-1 shall be an Excess Allocation Series. Series 20262018-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 shall be the October 2026 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262018-1 Certificates by issuing and selling additional Series 20262018-1 Certificates. Any additional Series 20262018-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 shall be a Repurchase Reporting Series. (f) Series 20262018-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262018-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262022-14.” The Series 20262022-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262022-1 4.994 4.95% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262022-1 5.394 5.23% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262022-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262022-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262022-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262022-1 4 shall be an Excess Allocation Series. Series 20262022-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262022-1 4 shall be the October 2026 December 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 31, 20262022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262022-1 4 Certificates by issuing and selling additional Series 20262022-1 4 Certificates. Any additional Series 20262022-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262022-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262022-1 4 shall be a Repurchase Reporting Series. (f) Series 20262022-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262022-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262022-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262023-1.” The Series 20262023-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262023-1 4.994.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262023-1 5.395.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262023-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262023-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262023-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262023-1 shall be an Excess Allocation Series. Series 20262023-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262023-1 shall be the October 2026 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September June 30, 20262023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262023-1 Certificates by issuing and selling additional Series 20262023-1 Certificates. Any additional Series 20262023-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262023-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262023-1 shall be a Repurchase Reporting Series. (f) Series 20262023-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262023-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262023-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262024-1.” The Series 20262024-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262024-1 4.995.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262024-1 5.395.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262024-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262024-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262024-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262024-1 shall be an Excess Allocation Series. Series 20262024-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262024-1 shall be the October 2026 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September April 30, 20262024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262024-1 Certificates by issuing and selling additional Series 20262024-1 Certificates. Any additional Series 20262024-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262024-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262024-1 shall be a Repurchase Reporting Series. (f) Series 20262024-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262024-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262024-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-14.” The Series 20262017-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.994 1.64% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.394 1.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262017-1 4 shall be an Excess Allocation Series. Series 20262017-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 4 shall be the October 2026 June 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 4 Certificates by issuing and selling additional Series 20262017-1 4 Certificates. Any additional Series 20262017-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 4 shall be a Repurchase Reporting Series. (f) Series 20262017-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262017-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262023-13.” The Series 20262023-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262023-1 4.993 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262023-1 5.393 5.52% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262023-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262023-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262023-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262023-1 3 shall be an Excess Allocation Series. Series 20262023-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262023-1 3 shall be the October 2026 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262023-1 3 Certificates by issuing and selling additional Series 20262023-1 3 Certificates. Any additional Series 20262023-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262023-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262023-1 3 shall be a Repurchase Reporting Series. (f) Series 20262023-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262023-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262023-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262024-12.” The Series 20262024-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262024-1 4.992 5.24% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262024-1 5.392 5.51% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262024-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262024-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262024-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262024-1 2 shall be an Excess Allocation Series. Series 20262024-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262024-1 2 shall be the October 2026 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September April 30, 20262024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262024-1 2 Certificates by issuing and selling additional Series 20262024-1 2 Certificates. Any additional Series 20262024-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262024-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262024-1 2 shall be a Repurchase Reporting Series. (f) Series 20262024-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262024-1 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262024-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-1.” The Series 20262017-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.991.93% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.392.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262017-1 shall be an Excess Allocation Series. Series 20262017-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 shall be the October 2026 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 28, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 Certificates by issuing and selling additional Series 20262017-1 Certificates. Any additional Series 20262017-1 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 shall be a Repurchase Reporting Series. (f) Series 20262017-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262017-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-15.” The Series 20262018-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262018-1 5 shall be an Excess Allocation Series. Series 20262018-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 5 shall be the October 2026 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 5 Certificates by issuing and selling additional Series 20262018-1 5 Certificates. Any additional Series 20262018-1 5 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 5 shall be a Repurchase Reporting Series. (f) Series 20262018-1 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262018-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-18.” The Series 20262018-1 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.998 3.18% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.398 3.35% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-18” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 8 shall be included in Group I and shall be a Principal Sharing Series. Series 20262018-1 8 shall be an Excess Allocation Series. Series 20262018-1 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 8 shall be the October 2026 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262018-1 8 Certificates by issuing and selling additional Series 20262018-1 8 Certificates. Any additional Series 20262018-1 8 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 8 shall be a Repurchase Reporting Series. (f) Series 20262018-1 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262018-18.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20262000-14.” " The Series 20262000-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20262000-1 4.99% 4 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20262000-1 5.39% 4 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20262000-1” 4" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262000-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262000-1 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262000-1 4 shall be an Excess Allocation Series. Series 20262000-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262000-1 4 shall be the October 2026 July 2000 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include September 30July 24, 20262000. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-12.” The Series 20262018-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.992 3.01% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.392 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262018-1 2 shall be an Excess Allocation Series. Series 20262018-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 2 shall be the October 2026 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262018-1 2 Certificates by issuing and selling additional Series 20262018-1 2 Certificates. Any additional Series 20262018-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 2 shall be a Repurchase Reporting Series. (f) Series 20262018-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262018-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262022-13.” The Series 20262022-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262022-1 4.993 3.75% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262022-1 5.393 4.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262022-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262022-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262022-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262022-1 3 shall be an Excess Allocation Series. Series 20262022-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262022-1 3 shall be the October 2026 September 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30August 31, 20262022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262022-1 3 Certificates by issuing and selling additional Series 20262022-1 3 Certificates. Any additional Series 20262022-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262022-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262022-1 3 shall be a Repurchase Reporting Series. (f) Series 20262022-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262022-1 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262022-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-13.” The Series 20262017-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.993 1.77% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.393 1.92% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262017-1 3 shall be an Excess Allocation Series. Series 20262017-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 3 shall be the October 2026 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September April 30, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 3 Certificates by issuing and selling additional Series 20262017-1 3 Certificates. Any additional Series 20262017-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 3 shall be a Repurchase Reporting Series. (f) Series 20262017-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262017-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262018-13.” The Series 20262018-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262018-1 4.99% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262018-1 5.39% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262018-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262018-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262018-1 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262018-1 3 shall be an Excess Allocation Series. Series 20262018-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262018-1 3 shall be the October 2026 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 31, 20262018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262018-1 3 Certificates by issuing and selling additional Series 20262018-1 3 Certificates. Any additional Series 20262018-1 3 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262018-1 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262018-1 3 shall be a Repurchase Reporting Series. (f) Series 20262018-1 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262018-1 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262018-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-18.” The Series 20262017-1 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.99% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.39% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-18” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262017-1 8 shall be an Excess Allocation Series. Series 20262017-1 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 8 shall be the October 2026 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30October 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 8 Certificates by issuing and selling additional Series 20262017-1 8 Certificates. Any additional Series 20262017-1 8 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 8 shall be a Repurchase Reporting Series. (f) Series 20262017-1 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262017-18.

Designation. (a) There is hereby created a Series consisting of an Investor Certificates Certificate to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "Capital One Master Trust, Series 20262002-1CC.” " The Series 20262002-1 Certificates shall be issued in two Classes, the first of which CC Certificate shall be known as the “Class A Series 2026-1 4.99% "Asset Backed Certificates” Certificate, Series 2002-CC." The Series 2002-CC Certificate shall constitute a "security" within the meaning of (i) Article 8 of the Uniform Commercial Code (including Section 8-102(a)(15) thereof) as in effect from time to time in the State of New York and (ii) the Uniform Commercial Code of any other applicable jurisdiction that presently or hereafter substantially includes the 1994 revisions to Article 8 thereof as adopted by the American Law Institute and the second National Conference of which shall be known as Commissioners on Uniform State Laws and approved by the “Class B Series 2026-1 5.39% Asset Backed Certificates.” In additionAmerican Bar Association on February 14, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2026-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2026-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement1995. (b) Series 20262002-1 CC shall be included in Group I One and shall be a Principal Sharing Series. Series 20262002-1 shall be an Excess Allocation Series. Series 2026-1 CC shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262002-1 CC shall be the October 2026 November 2002 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30, 2026Date. (c) In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) This Supplement is the Series 2002-CC Supplement referred to in the Transfer and Administration Agreement, dated as of October 9, 2002, among Capital One Multi-asset Execution Trust, as issuer, the Transferor, as transferor, Capital One Bank, as administrator, and The Bank of New York, as indenture trustee. (e) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest Series 2002-CC Certificate to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsintends and, and together with the Collateral Interest HolderSeries 2002-CC Certificateholder, agree agrees to treat the Collateral Interest Series 2002-CC Certificate for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262022-12.” The Series 20262022-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262022-1 4.992 3.39% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262022-1 5.392 3.61% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262022-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262022-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262022-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262022-1 2 shall be an Excess Allocation Series. Series 20262022-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262022-1 2 shall be the October 2026 June 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 31, 20262022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262022-1 2 Certificates by issuing and selling additional Series 20262022-1 2 Certificates. Any additional Series 20262022-1 2 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262022-1 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262022-1 2 shall be a Repurchase Reporting Series. (f) Series 20262022-1 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262022-1 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262022-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262019-12.” The Series 20262019-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262019-1 4.992 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262019-1 5.392 2.86% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262019-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262019-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262019-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262019-1 2 shall be an Excess Allocation Series. Series 20262019-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262019-1 2 shall be the October 2026 May 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September April 30, 20262019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262019-1 2 Certificates by issuing and selling additional Series 20262019-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "ADVANTA Credit Account Card Master TrustTrust II, Series 20261998-1.” A." The Series 20261998-1 A Certificates shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2026-1 4.99% Floating Rate Asset Backed Certificates” , Series 1998-A" and the second of which Class shall be known as the “"Class B Series 2026-1 5.39% Floating Rate Asset Backed Certificates.” , Series 1998-A." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2026-1” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than and shall be in uncertificated form and which shall be known as the "Collateral Interest, Series 1998-A." Solely for the purposes of the definition of the term “Tax Opinion” in Section 1.01 9.02(a) of the Agreement. The , the holders of interests in the Collateral Interest and the Cash Collateral Account shall each be considered deemed to be a Class of Series 2026-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreementseparate Class. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under Series 1998-A. Notwithstanding anything to the Agreement and this Supplement.contrary in the Agreement, the institution making the initial deposit to the Cash Collateral Account shall not be deemed to be a Series Enhancer for Series 1998-A. (b) Series 20261998-1 A shall be included in Group I and One. Series 1998-A shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20261998-1 shall be an Excess Allocation Series. Series 2026-1 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20261998-1 A shall be the October 2026 April 1998 Distribution Date, and references herein to the Monthly Period relating to the April 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include September 30, 2026of March 1998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20261999-12.” " The Series 20261999-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20261999-1 4.992 5.95% Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20261999-1 5.392 6.10% Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20261999-1” 2" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20261999-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20261999-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20261999-1 2 shall be an Excess Allocation Series. Series 20261999-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20261999-1 2 shall be the October 2026 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include September 30May 25, 20261999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262014-12.” The Series 20262014-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262014-1 4.992 1.26% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262014-1 5.392 1.42% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262014-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262014-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262014-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262014-1 2 shall be an Excess Allocation Series. Series 20262014-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262014-1 2 shall be the October 2026 August 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 25, 20262014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262014-1 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262014-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20262005-1.” " The Series 20262005-1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20262005-1 4.99% Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20262005-1 5.39% Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20262005-1” " and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262005-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262005-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262005-1 shall be an Excess Allocation Series. Series 20262005-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262005-1 shall be the October 2026 April 2005 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 27, 20262005. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-19.” The Series 20262008-1 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-19” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 9 shall be an Excess Allocation Series. Series 20262008-1 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 9 shall be the October 2026 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 3024, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-15.” The Series 20262017-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262017-1 5 shall be an Excess Allocation Series. Series 20262017-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 5 shall be the October 2026 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 5 Certificates by issuing and selling additional Series 20262017-1 5 Certificates. Any additional Series 20262017-1 5 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 5 shall be a Repurchase Reporting Series. (f) Series 20262017-1 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 5 with respect to any Rating Agency (other than Standard & Poor’s▇▇▇▇▇’▇) then rating Series 20262017-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-15.” The Series 20262007-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 5 shall be an Excess Allocation Series. Series 20262007-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 5 shall be the October 2026 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 25, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262012-14.” The Series 20262012-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262012-1 4.99% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262012-1 5.39% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262012-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262012-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262012-1 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262012-1 4 shall be an Excess Allocation Series. Series 20262012-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262012-1 4 shall be the October 2026 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262012-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262012-1.4

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-15.” The Series 20262008-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 5 shall be an Excess Allocation Series. Series 20262008-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 5 shall be the October 2026 July 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30June 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-14.” The Series 20262007-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 4 shall be an Excess Allocation Series. Series 20262007-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 4 shall be the October 2026 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 25, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262022-1.” The Series 20262022-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262022-1 4.992.21% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262022-1 5.392.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262022-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262022-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262022-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20262022-1 shall be an Excess Allocation Series. Series 20262022-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262022-1 shall be the October 2026 April 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 31, 20262022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262022-1.

Designation. (a) There is hereby created a Series of Investor Certificates Securities to be issued pursuant to the Agreement and this Series Supplement to be known generally as “American Express Credit Account Master Trust, the "Series 2026[-1] Securities.” " The Series 2026[-1 Certificates ] Securities shall be issued in two Classes, the first of which shall be known designated generally as the “Floating Rate Asset Backed Securities, Series [-], Class A Series 2026-1 4.99% (the "Class A Securities"), and the Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Securities, Series [-], Class B Series 2026-1 5.39% Asset Backed Certificates.” (the "Class B Securities"). In addition, there is hereby created a third Class of an uncertificated interests interest in the Trust which shall be known as the “Collateral Interest, Series 2026-1” and which shall be deemed to be “an "Investor Certificates” Security" for all purposes under the Agreement and this Supplement other than for purposes Series Supplement, except as expressly provided herein, and which shall be known as the Excess Collateral, Series [-] (the "Excess Collateral"). (b) The Excess Collateral Holder, as holder of the definition of the term “Tax Opinion” in Section 1.01 of an "Investor Security" under the Agreement. The Collateral Interest , shall be considered a Class of Series 2026-1 for all purposes entitled to the benefits of the Agreement and this Supplement, including for purposes Series Supplement upon payment by the Excess Collateral Holder of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2026-1 shall be included in Group I and shall be a Principal Sharing Series. Series 2026-1 shall be an Excess Allocation Series. Series 2026-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after amount owing on the Closing Date with respect as agreed to Series 2026-1 shall be by the October 2026 Distribution Date Transferor and the first Monthly Period shall begin on and include Excess Collateral Holder. Notwithstanding the Closing Date and end on and include September 30foregoing, 2026. (c) Except except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of the Registered Certificates Securities and the provisions of subsection 6.9(b) of the Agreement with respect to the effect that a newly issued series of Investor Securities will be treated as debt for Federal income tax purposes shall not be applicable to the Excess Collateral Interest, and (ii) the provisions of Section 3.07 3.7 of the Agreement shall not apply to cause the Excess Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsintends and, and together with the Excess Collateral Interest Holder, agree agrees to treat the Excess Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-14.” The Series 20262025-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.994 4.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.394 4.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 4 shall be an Excess Allocation Series. Series 20262025-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date closing date with respect to Series 20262025-1 4 shall be the October 2026 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 4 Certificates by issuing and selling additional Series 20262025-1 4 Certificates. Any additional Series 20262025-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 4 shall be a Repurchase Reporting Series. . (f) Series 20262025-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-1.” The Series 20262008-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 shall be an Excess Allocation Series. Series 20262008-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 shall be the October 2026 February 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30January 25, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262013-1.” The Series 20262013-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262013-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262013-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262013-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262013-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262013-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262013-1 shall be an Excess Allocation Series. Series 20262013-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262013-1 shall be the October 2026 August 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 25, 20262013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262013-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262013-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262013-13.” The Series 20262013-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262013-1 4.993 0.98% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262013-1 5.393 1.28% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262013-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262013-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262013-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262013-1 3 shall be an Excess Allocation Series. Series 20262013-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262013-1 3 shall be the October 2026 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262013-1 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262013-13.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-12.” The Series 20262007-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 2 shall be an Excess Allocation Series. Series 20262007-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 2 shall be the October 2026 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 24, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262009-12.” The Series 20262009-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262009-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262009-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262009-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262009-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262009-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262009-1 2 shall be an Excess Allocation Series. Series 20262009-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262009-1 2 shall be the October 2026 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 3024, 20262009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-16.” The Series 20262007-1 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-16” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 6 shall be an Excess Allocation Series. Series 20262007-1 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 6 shall be the October 2026 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 24, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-14.” The Series 20262025-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.994 4.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.394 4.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 4 shall be an Excess Allocation Series. Series 20262025-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262025-1 4 shall be the October 2026 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 4 Certificates by issuing and selling additional Series 20262025-1 4 Certificates. Any additional Series 20262025-1 4 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 4 shall be a Repurchase Reporting Series. . (f) Series 20262025-1 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-14.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-15.” The Series 20262025-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.995 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.395 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 5 shall be an Excess Allocation Series. Series 20262025-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date closing date with respect to Series 20262025-1 5 shall be the October 2026 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 5 Certificates by issuing and selling additional Series 20262025-1 5 Certificates. Any additional Series 20262025-1 5 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 5 shall be a Repurchase Reporting Series. . (f) Series 20262025-1 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262012-1.” The Series 20262012-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262012-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262012-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262012-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262012-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262012-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262012-1 shall be an Excess Allocation Series. Series 20262012-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262012-1 shall be the October 2026 July 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30June 24, 20262012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262012-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262012-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262013-12.” The Series 20262013-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262013-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262013-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262013-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262013-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262013-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262013-1 2 shall be an Excess Allocation Series. Series 20262013-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262013-1 2 shall be the October 2026 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262013-1 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262013-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262010-1.” The Series 20262010-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262010-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262010-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262010-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262010-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262010-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262010-1 shall be an Excess Allocation Series. Series 20262010-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262010-1 shall be the October 2026 June 2010 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 25, 20262010. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262014-1.” The Series 20262014-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262014-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262014-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262014-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262014-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262014-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262014-1 shall be an Excess Allocation Series. Series 20262014-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262014-1 shall be the October 2026 June 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30May 25, 20262014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262014-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262014-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20261999-13.” " The Series 20261999-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20261999-1 4.99% 3 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20261999-1 5.39% 3 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20261999-1” 3" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20261999-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20261999-1 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20261999-1 3 shall be an Excess Allocation Series. Series 20261999-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20261999-1 3 shall be the October 2026 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 19, 1999, and end on and include September 30May 25, 20261999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262012-15.” The Series 20262012-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262012-1 4.995 0.59% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262012-1 5.395 0.77% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262012-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262012-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262012-1 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20262012-1 5 shall be an Excess Allocation Series. Series 20262012-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262012-1 5 shall be the October 2026 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262012-1 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262012-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262011-12.” The Series 20262011-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262011-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262011-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262011-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262011-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262011-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262011-1 2 shall be an Excess Allocation Series. Series 20262011-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262011-1 2 shall be the October 2026 December 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-1.” The Series 20262007-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 shall be an Excess Allocation Series. Series 20262007-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 shall be the October 2026 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 24, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262012-13.” The Series 20262012-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262012-1 4.99% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262012-1 5.39% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262012-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262012-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262012-1 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262012-1 3 shall be an Excess Allocation Series. Series 20262012-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262012-1 3 shall be the October 2026 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30August 25, 20262012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262012-1 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262012-1.3

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262015-1.” The Series 20262015-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262015-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262015-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262015-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262015-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262015-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262015-1 shall be an Excess Allocation Series. Series 20262015-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262015-1 shall be the October 2026 August 2015 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262015. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262015-1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262015-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-17.” The Series 20262008-1 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-17” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 7 shall be an Excess Allocation Series. Series 20262008-1 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 7 shall be the October 2026 September 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30August 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-17.” The Series 20262007-1 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-17” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 7 shall be an Excess Allocation Series. Series 20262007-1 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 7 shall be the October 2026 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 24, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-12.” The Series 20262008-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 2 shall be an Excess Allocation Series. Series 20262008-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 2 shall be the October 2026 March 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30February 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-13.” The Series 20262007-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 3 shall be an Excess Allocation Series. Series 20262007-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 3 shall be the October 2026 April 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30March 26, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262014-13.” The Series 20262014-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262014-1 4.993 1.49% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262014-1 5.393 1.73% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262014-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262014-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262014-1 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20262014-1 3 shall be an Excess Allocation Series. Series 20262014-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262014-1 3 shall be the October 2026 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 3024, 20262014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-18.” The Series 20262008-1 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-18” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 8 shall be an Excess Allocation Series. Series 20262008-1 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 8 shall be the October 2026 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 3024, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-14.” The Series 20262008-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 4 shall be an Excess Allocation Series. Series 20262008-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 4 shall be the October 2026 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30April 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Travelers Bank Credit Account Card Master TrustTrust I, Series 20261998-1.” " The Series 2026-1 of Investor Certificates created hereby shall be issued in two three Classes, the . The first of which Class shall be known as the “"Class A Series 2026-1 4.996.00% Asset Backed Certificates” and , Series 1998-1," the second of which Class shall be known as the “"Class B Series 2026-1 5.39% Asset Backed Certificates.” In addition, there is hereby created a Series 1998-1" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Asset Backed Interests, Series 20261998-1” ." Except as expressly provided herein, the Class B Certificates and which the Class C Interests shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes and shall be in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the definition of Class B Certificateholders or the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Class C Interest Holders shall be considered a Class of Series 2026-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementSeries 1998-1. (b) Series 20261998-1 shall be included in Group I and One. Series 1998-1 shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20261998-1 shall be an Excess Allocation SeriesSeries with respect to Group One only. Series 20261998-1 shall be entitled to share Excess Transferor Finance Charge Collections and Shared Transferor Principal Collections. Series 1998-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20261998-1 shall be the October 2026 April 15, 1998 Distribution Date, and references herein to the Monthly Period relating to the April 15, 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and end on and include September 30through March 31, 20261998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Class B Certificateholders and the Class C Interest Holders, as holders of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) Class B Certificates or the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262007-18.” The Series 20262007-1 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262007-1 4.99% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262007-1 5.39% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262007-18” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262007-1 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262007-1 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262007-1 8 shall be an Excess Allocation Series. Series 20262007-1 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262007-1 8 shall be the October 2026 November 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30October 24, 20262007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262012-12.” The Series 20262012-1 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262012-1 4.992 0.68% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262012-1 5.392 0.99% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262012-12” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262012-1 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262012-1 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20262012-1 2 shall be an Excess Allocation Series. Series 20262012-1 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262012-1 2 shall be the October 2026 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30August 25, 20262012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262012-1 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262012-12.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262011-1.” The Series 20262011-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262011-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262011-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262011-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262011-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262011-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262011-1 shall be an Excess Allocation Series. Series 20262011-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262011-1 shall be the October 2026 November 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30October 25, 20262011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-13.” The Series 20262008-1 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-13” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 3 shall be an Excess Allocation Series. Series 20262008-1 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 3 shall be the October 2026 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30April 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262017-15.” The Series 20262017-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262017-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262017-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262017-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262017-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262017-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262017-1 5 shall be an Excess Allocation Series. Series 20262017-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262017-1 5 shall be the October 2026 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20262017-1 5 Certificates by issuing and selling additional Series 20262017-1 5 Certificates. Any additional Series 20262017-1 5 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262017-1 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262017-1 5 shall be a Repurchase Reporting Series. (f) Series 20262017-1 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262017-1 5 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20262017-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262025-15.” The Series 20262025-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262025-1 4.995 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262025-1 5.395 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262025-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262025-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262025-1 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20262025-1 5 shall be an Excess Allocation Series. Series 20262025-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262025-1 5 shall be the October 2026 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 31, 20262025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20262025-1 5 Certificates by issuing and selling additional Series 20262025-1 5 Certificates. Any additional Series 20262025-1 5 Certificates so issued shall be treated, for all purposespurpose, like the Series 20262025-1 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20262025-1 5 shall be a Repurchase Reporting Series. . (f) Series 20262025-1 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20262025-1 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20262025-15.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20262001-16.” " The Series 20262001-1 6 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20262001-1 4.99% 6 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20262001-1 5.39% 6 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20262001-1” 6" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262001-1 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262001-1 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262001-1 6 shall be an Excess Allocation Series. Series 20262001-1 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262001-1 6 shall be the October 2026 July 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30June 23, 20262001. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262008-16.” The Series 20262008-1 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262008-1 4.99% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262008-1 5.39% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262008-16” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262008-1 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262008-1 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262008-1 6 shall be an Excess Allocation Series. Series 20262008-1 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262008-1 6 shall be the October 2026 August 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30July 24, 20262008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262009-1.” The Series 20262009-1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262009-1 4.99% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262009-1 5.39% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262009-1” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262009-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262009-1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262009-1 shall be an Excess Allocation Series. Series 20262009-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262009-1 shall be the October 2026 July 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30June 25, 20262009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262014-14.” The Series 20262014-1 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262014-1 4.994 1.43% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262014-1 5.394 1.62% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262014-14” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262014-1 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262014-1 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20262014-1 4 shall be an Excess Allocation Series. Series 20262014-1 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262014-1 4 shall be the October 2026 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20262014-15.” The Series 20262014-1 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20262014-1 4.99% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20262014-1 5.39% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20262014-15” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20262014-1 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20262014-1 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20262014-1 5 shall be an Excess Allocation Series. Series 20262014-1 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20262014-1 5 shall be the October 2026 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include September 30November 24, 20262014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "AT&T Universal Card Master Trust, Series 20261997-1.” " The Series 20261997-1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20261997-1 4.99% Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20261997-1 5.39% Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2026-1” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement (other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement) and which shall be known as the "Collateral Interest, Series 1997- 1. The Collateral Interest shall be considered a Class of Series 20261997-1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20261997-1 shall be included in Group I and shall be a Principal Sharing Series. Series 20261997-1 shall be an Excess Allocation Series. Series 20261997-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in 6 this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20261997-1 shall be the October 2026 June 1997 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 1, 1997 and end on and include September 30May 31, 20261997. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2026-1 Certificates by issuing and selling additional Series 2026-1 Certificates. Any additional Series 2026-1 Certificates so issued shall be treated, for all purposes, like the Series 2026-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2026-1 shall be a Repurchase Reporting Series. (f) Series 2026-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2026-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2026-1.