Description of Tables. The Tables contained herein show the dollar value of accumulation units required to purchase a first monthly payment of $1.00, and the accumulation units applied to effect an annuity for an Annuitant will be at the accumulation unit value on the tenth day immediately preceding the date annuity payments commence. Amounts shown in the Tables are based on the Progressive Annuity Table with interest at the rate of 3 1/2% per annum and assume births in the year 1900. The amount of each payment will depend upon the sex of the Annuitant and the Annuitant's adjusted age at the time the first payment is due, where adjusted age shall be determined in accordance with the following: Calendar Year of Birth Before 1901 1901-1915 1916 -1935 1936-1955 1956-1975 Adjusted Age is Actual Age plus 1 minus 0 minus 1 minus 2 minus 3 Actual Age, as used above, shall mean nearest birthday at the time the first payment is due. If it would produce greater benefits, VALIC agrees that the first monthly payment to an Annuitant will be determined on the same mortality and interest basis used in determining rates for immediate annuities then being issued for this class of Annuitant. DOLLAR VALUE OF ACCUMULATION UNITS REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Options A, B and C - Single Life Annuities Adjusted Age Monthly Payments Guaranteed ------------ ------------------------------------------------------------ Male Female None 60 120 180 Unit Refund ------------ ---------- ------- ------- ---------- ----------- ------------ 50 54 $210.85 $211.36 $213.06 $216.23 $220.90 51 55 206.73 207.30 209.18 212.68 217.38 52 56 202.54 203.17 205.26 209.12 213.91 53 57 198.27 198.97 201.28 205.55 210.30 54 58 193.93 194.70 197.26 201.96 206.62 55 59 189.51 190.37 193.20 198.39 202.99 56 60 185.03 185.98 189.11 194.82 199.23 57 61 180.48 181.54 185.00 191.28 195.40 58 62 175.87 177.04 180.87 187.77 191.64 59 63 171.21 172.50 176.73 184.31 187.75 60 64 166.49 167.93 172.59 180.91 183.78 61 65 161.73 163.32 168.47 177.58 179.90 62 66 156.93 158.69 164.37 174.34 175.90 63 67 152.09 154.05 160.30 171.19 171.81 64 68 147.23 149.40 156.28 168.16 167.86 65 69 142.35 144.75 152.31 165.25 163.76 66 70 137.46 140.11 148.42 162.48 159.58 67 71 132.57 135.50 144.62 159.86 155.59 68 72 127.67 130.91 140.92 157.40 151.42 69 73 122.79 126.37 137.32 155.12 147.16 70 74 117.93 121.89 133.86 153.01 143.19 71 75 113.11 117.47 130.54 151.09 138.97 72 76 108.32 113.13 127.37 149.36 134.66 73 77 103.57 108.88 124.37 147.82 130.74 74 78 98.89 104.73 121.55 146.46 126.52 75 79 94.27 100.69 118.92 145.29 122.18 Option D - Joint and Last Survivor Annuity Adjusted Age of Annuitant Adjusted Age of ----------------------------------------------------------------------- Secondary Annuitant M-51 M-56 M-58 M-61 M-63 M-66 M-71 Male Female F-55 F-60 F-62 F-65 F-67 F-70 F-75 ------------ ---------- ---------- -------- -------- -------- -------- -------- --------- 50 54 $237.79 $229.86 $227.15 $223.59 $221.57 $218.92 $215.73 55 59 229.05 218.34 214.55 209.38 206.35 202.42 197.39 57 61 225.97 214.14 209.85 204.01 200.50 195.93 190.01 60 64 221.91 208.43 203.38 196.39 192.18 186.50 179.02 62 66 219.55 204.99 199.50 191.72 186.96 180.56 171.88 65 69 216.52 200.49 194.31 185.42 179.85 172.21 161.64 70 74 212.71 194.65 187.42 176.84 170.06 160.43 146.43 Option E - Payment for a Designated Period Years of Payment Years of Payment Years of Payment ---------------- ---------------- ---------------- 1 $ 11.81 6 $ 65.15 11 $110.01 2 23.23 7 74.74 12 118.20 3 34.26 8 84.03 13 125.94 4 44.90 9 93.02 14 133.51 5 55.19 10 101.73 15 140.85
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Sources: Insurance Contract (Variable Annuity Life Insurance Co Separate Account A)
Description of Tables. The Tables contained herein show the dollar value of accumulation units required to purchase a first monthly payment of $1.00, and the accumulation units applied to effect an annuity for an Annuitant will be at the accumulation unit value on the tenth day immediately preceding proceeding the date annuity payments commence. Amounts shown in the Tables are based on the Progressive Annuity Table with interest at the rate of 3 1/2% per annum and assume births in the year 1900. The amount of each payment will depend upon the sex of the Annuitant and the Annuitant's adjusted age at the time the first payment is due, where adjusted age shall be determined in accordance with the following: Calendar Year of Birth Before 1901 1901-1915 1916 -1935 1916-1935 1936-1955 1956-1975 Adjusted Age is Actual Age plus 1 minus 0 minus 1 minus 2 minus 3 Actual Age, as used above, shall mean the age at the nearest birthday at the time the first payment is due. If it would produce greater benefits, VALIC agrees that the first monthly payment to an Annuitant will be determined on the same mortality and interest basis used in determining rates for immediate annuities then than being issued for this class of Annuitant. DOLLAR VALUE OF ACCUMULATION ACCUMULATED UNITS REQUIRED TO PURCHASE AN ANNUITY WITH A FIRST MONTHLY PAYMENT OF $1.00 Options A, B and C - -- Single Life Annuities Adjusted Age Monthly Payments Guaranteed ------------ ------------------------------------------------------------ -------------------------------------- Male Female None 60 120 180 Unit Refund ------------ ---------- ------ ------ ------- ------- ---------- ------- ------- ----------- ------------ 50 54 $210.85 $211.36 $213.06 $216.23 $220.90 51 55 206.73 207.30 209.18 212.68 217.38 52 56 202.54 203.17 205.26 209.12 213.91 53 57 198.27 198.97 201.28 205.55 210.30 54 58 193.93 194.70 197.26 201.96 206.62 55 59 189.51 190.37 193.20 198.39 202.99 56 60 185.03 185.98 189.11 194.82 199.23 57 61 180.48 181.54 185.00 191.28 195.40 58 62 175.87 177.04 180.87 187.77 191.64 59 63 171.21 172.50 176.73 184.31 187.75 60 64 166.49 167.93 172.59 180.91 183.78 61 65 161.73 163.32 168.47 177.58 179.90 62 66 156.93 158.69 164.37 174.34 175.90 63 67 152.09 154.05 160.30 171.19 171.81 64 68 147.23 149.40 156.28 168.16 167.86 65 69 142.35 144.75 152.31 165.25 163.76 66 70 137.46 140.11 148.42 162.48 159.58 67 71 132.57 135.50 144.62 159.86 155.59 68 72 127.67 130.91 140.92 157.40 151.42 69 73 122.79 126.37 137.32 155.12 147.16 70 74 117.93 121.89 133.86 153.01 143.19 71 75 113.11 117.47 130.54 151.09 138.97 72 76 108.32 113.13 127.37 149.36 134.66 73 77 103.57 108.88 124.37 147.82 130.74 74 78 98.89 104.73 121.55 146.46 126.52 75 79 94.27 100.69 118.92 145.29 122.18 Option D - -- Joint and Last Survivor Annuity Adjusted Age of Annuitant Adjusted Age of ----------------------------------------------------------------------- ---------------------------------------------------------------------- Secondary Annuitant M-51 M-56 M-58 M-61 M-63 M-66 M-71 Male Female F-55 F-60 F-62 F-65 F-67 F-70 F-75 ------------ ---------- ---------- -------- -------- -------- -------- -------- --------- ------ ------ ------- ------- ------- ------- ------- ------- ------- 50 54 $237.79 $229.86 $227.15 $223.59 $221.57 $218.92 219.92 $215.73 55 59 229.05 218.34 214.55 209.38 206.35 202.42 197.39 57 61 225.97 214.14 209.85 204.01 200.50 195.93 190.01 60 64 221.91 208.43 203.38 196.39 192.18 186.50 179.02 62 66 219.55 204.99 199.50 191.72 186.96 180.56 171.88 65 69 216.52 200.49 194.31 185.42 179.85 172.21 161.64 70 74 212.71 194.65 187.42 176.84 170.06 160.43 146.43 Option E - -- Payment for a Designated Period Years of Payment Years of Payment Years of Payment ---------------- ---------------- ---------------- 1 $ $11.81 6 $ 65.15 11 $110.01 2 23.23 22.23 7 74.74 12 118.20 3 34.26 8 84.03 13 125.94 4 44.90 9 93.02 14 133.51 5 55.19 10 101.73 15 140.85
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