Common use of Dates on Checks Clause in Contracts

Dates on Checks. When you write a check you authorize us to pay the check regardless of the date or legends restricting payment to certain periods of time, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends are ineffective is because you are generally obligated to pay dishonored checks up to three years (or more) from the date the check is dishonored. If you notify us not to pay a check before its date (by phone, mail, online (via the Internet) or in person), that notice will only be effective if it affords us a reasonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account number, the check number, the date of the check, the name of the payee, and the amount of the check. You understand that failure to provide us with either timely notice (that affords us a reasonable amount of time to not pay the check) or the complete and accurate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required), we will charge you a fee as specified in the Rate and Fee disclosures and will not pay and return the check as postdated. You may provide us with oral notice of the postdated check that will lapse within fourteen (14) days unless you confirm that notice in writing, in which case the notice will be effective indefinitely. We have no duty to notify you when your notice will or has expired.

Dates on Checks. When you write a check check, you authorize us to agree that we may pay the check regardless of the date or legends language restricting payment to certain periods of timetime (“stale dated” or “void” check). However, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends and/or language restricting payment are ineffective is because you are 1) if your check is presented electronically it will either not contain the date and/or our processing equipment or systems may not allow us to examine your check for the date, and 2) if we do not pay your check generally obligated to pay dishonored checks any person in possession of the check has up to three (3) years (or more) from more to sue you for the date full amount of the check is dishonored(which may include interest and expenses). If you do not want us to pay your outstanding check you may notify us and place a stop payment order on that check as explained in Provi- sion 6.h. Similarly, if you notify us not to pay a check before its date (often referred to as a “postdated check”) by phone, mail, online (via the Internet) mail or in personperson and in a manner we require (which will generally require confirmation in writing), that notice will only be effective if it affords allows us a reasonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account number, the check number, the date of the check, the name of the payee, payee and the amount of the check. You understand that failure to provide us with either timely notice or confirmation in the manner required (that affords al- lows us a reasonable amount of time to not pay the check) or the complete and accurate accu- rate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required), we will return the check as postdated and charge you a fee as specified stated in the Rate and Fee disclosures and will not pay and return the check as postdateddisclosures. You If we agree you may provide pro- vide us with oral notice of the postdated check that will lapse within expire after fourteen (14) calen- dar days unless you confirm that notice in writing, . Once confirmed in which case writing the notice will be effective indefinitelyfor six (6) months, and can be renewed for an additional six (6) months for the fee as stated in the Rate and Fee disclosures. We You understand that we have no duty to notify you when your notice will or has expired.

Dates on Checks. When you write a check check, you authorize us to agree that we may pay the check regardless of the date or legends language restricting payment to certain periods of timetime (“stale dated” or “void” check). However, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends and/or language re- stricting payment are ineffective is because you are 1) if your check is presented electronically it will either not contain the date and/or our processing equipment or systems may not allow us to exam- ine your check for the date, and 2) if we do not pay your check generally obligated to pay dishonored checks any person in possession of the check has up to three (3) years (or more) from more to sue you for the date full amount of the check is dishonored(which may include interest and expenses). If you do not want us to pay your outstanding check you may notify us and place a stop payment order on that check as explained in Provision 7.h. Simi- larly, if you notify us not to pay a check before its date (often re- ferred to as a “postdated check”) by phone, mail, online (via the Internet) mail or in personperson and in a manner we require (which will generally require confirmation in writing), that notice will only be effective if it affords allows us a reasonable rea- sonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account numbernum- ber, the check number, the date of the check, the name of the payee, payee and the amount of the check. You understand that failure to provide us with either timely notice or confirmation in the man- ner required (that affords allows us a reasonable amount of time to not pay the check) or the complete and accurate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required)re- quired, we will return the check as postdated and charge you a fee as specified stated in the Rate and Fee disclosures and will not pay and return the check as postdateddisclosures. You If we agree, you may provide us with oral notice of the postdated check that will lapse within expire after fourteen (14) calendar days unless you confirm that notice in writing, . Once confirmed in which case writing the notice will be effective indefinitely. We have no duty to notify you when your notice will or has expired.effec- tive for six (6) months, and can be renewed for an additional six

Dates on Checks. When you write a check check, you authorize us to agree that we may pay the check regardless of the date or legends language restricting payment to certain periods of timetime (“stale dated” or “void” check). However, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends and/or language restricting payment are ineffective is because you are 1) if your check is presented electronically it will either not contain the date and/or our processing equipment or systems may not allow us to examine your check for the date, and 2) if we do not pay your check generally obligated to pay dishonored checks any person in possession of the check has up to three (3) years (or more) from more to ▇▇▇ you for the date full amount of the check is dishonored(which may include interest and expenses). If you do not want us to pay your outstanding check you may notify us and place a stop payment order on that check as explained in Provi- sion 6.h. Similarly, if you notify us not to pay a check before its date (often referred to as a “postdated check”) by phone, mail, online (via the Internet) mail or in personperson and in a manner we require (which will generally require confirmation in writing), that notice will only be effective if it affords allows us a reasonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account number, the check number, the date of the check, the name of the payee, payee and the amount of the check. You understand that failure to provide us with either timely notice or confirmation in the manner required (that affords al- lows us a reasonable amount of time to not pay the check) or the complete and accurate accu- rate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required), we will return the check as postdated and charge you a fee as specified stated in the Rate and Fee disclosures and will not pay and return the check as postdateddisclosures. You If we agree you may provide pro- vide us with oral notice of the postdated check that will lapse within expire after fourteen (14) calen- dar days unless you confirm that notice in writing, . Once confirmed in which case writing the notice will be effective indefinitelyfor six (6) months, and can be renewed for an additional six (6) months for the fee as stated in the Rate and Fee disclosures. We You understand that we have no duty to notify you when your notice will or has expired.

Dates on Checks. When you write a check you authorize us to pay the check regardless of the date or legends restricting payment to certain periods of time, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends are ineffective is because you are generally obligated to pay dishonored checks up to three years (or more) from the date you wrote the check is dishonoredcheck. If you notify us not to pay a check before its date (by phone, mail, online (via the Internet) or in person, as we allow), that notice will only be effective if it affords us a reasonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account number, the check number, the date of the check, the name of the payee, and the amount of the check. You understand that failure to provide us with either timely notice (that affords us a reasonable amount of time to not pay the check) or the complete and accurate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required), we will charge you a fee as specified in the Rate and Fee disclosures and will not pay and return the check as postdated. You may provide us with oral notice of the postdated check that will lapse within fourteen (14) days unless you confirm that notice in writing, in which case the notice will be effective indefinitelyfor six (6) months, and can be renewed for an additional six months for the fee as specified in the Rate and Fee disclosures. We have no duty to notify you when your notice will or has expired.

Dates on Checks. When you write a check check, you authorize us to agree that we may pay the check regardless of the date or legends language restricting payment to certain periods of timetime (“stale dated” or “void” check). However, though you agree that we are under no obligation to pay a check presented for payment before its date or more than six (6) months after its date. You understand that the reason dates or legends and/or language restricting payment are ineffective is because you are 1) if your check is presented electronically it will either not contain the date and/or our processing equipment or systems may not allow us to examine your check for the date, and 2) if we do not pay your check generally obligated to pay dishonored checks any person in pos- session of the check has up to three (3) years (or more) from more to ▇▇▇ you for the date full amount of the check is dishonored(which may include interest and expenses). If you do not want us to pay your outstanding check you may notify us and place a stop payment order on that check as explained in Provision 7.h. Similarly, if you notify us not to pay a check before its date (often referred to as a “postdated check”) by phone, mail, online (via the Internet) mail or in personperson and in a manner we require (which will generally require confirmation in writing), that notice will only be effective if it affords allows us a reasonable amount of time to act on the notice to not pay and return the check, and you provide us with your name and account ac- count number, the check number, the date of the check, the name of the payee, payee and the amount of the check. You understand that failure to provide us with either timely notice or confirmation in the manner required (that affords allows us a reasonable amount of time to not pay the check) or the complete and accurate information about the check and the account (as required), may result in payment of the check. If you provide us with timely notice and complete and accurate information about the check and the account (as required), we will return the check as postdated and charge you a fee as specified stated in the Rate and Fee disclosures and will not pay and return the check as postdateddisclosures. You If we agree, you may provide us with oral notice of the postdated check that will lapse within expire after fourteen (14) calendar days unless un- less you confirm that notice in writing, . Once confirmed in which case writing the notice will be effective indefinitelyfor six (6) months, and can be renewed for an additional six (6) months for the fee as stated in the Rate and Fee disclosures. We You understand that we have no duty to notify you when your notice will or has expired.