Common use of CROSS-REFERENCE TABLE Clause in Contracts

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee 1939, as amended Agreement ---------------- -------------------- 310(a) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c) 310(c) ................................................ N/A 311(a) ................................................ 2.2(b) 311(b) ................................................ 2.2(b) 311(c) ................................................ N/A 312(a) ................................................ 2.2(a) 312(b) ................................................ 2.2(b) 312(c) ................................................ N/A 313 ................................................ 2.3 314(a) ................................................ 2.4 314(b) ................................................ N/A 314(c) ................................................ 2.5 314(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c) 315(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Trust Agreement ---------------- -------------------- ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c) 310(c) ................................................ N/A 311(a) ................................................ )..................................... 2.2(b) 311(b) ................................................ )..................................... 2.2(b) 311(c) ................................................ N/A 312(a) ................................................ )..................................... 2.2(a) 312(b) ................................................ )..................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) ................................................ 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) ................................................ N/A 314(c) ................................................ 2.5 314(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d315(c), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c..................................... 3.9(a) 315(d)..................................... 3.9(b) ................................................ 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) ................................................ N/A 316(a317(a)..................................... 3.8(e); 3.8(h) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terns terms or provisions. AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE TRUST V Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, _____, by the "Capital Securities Guarantee"Trustees (as defined herein), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Guarantee Agreement ---------------- -------------------- 310(a) ................................................ 4.1 ------------------- ------------------- 310 (a) 310(b.................................................. 4.01 (a) ................................................ 2.8310 (b) .................................................. 4.01 (c), 4.1 2.08 310 (c) 310(c.................................................. Inapplicable 311 (a) ................................................ N/A 311(a.................................................. 2.02 (b) ................................................ 2.2(b311 (b) 311(b.................................................. 2.02 (b) ................................................ 2.2(b) 311(c) ................................................ N/A 312(a) ................................................ 2.2(a) 312(b) ................................................ 2.2(b) 312(c) ................................................ N/A 313 ................................................ 2.3 314(a) ................................................ 2.4 314(b) ................................................ N/A 314(c) ................................................ 2.5 314(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 311 (c) 315(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 .................................................. Inapplicable 312 (a) 318(b.................................................. 2.02 (a) ................................................ 2.1 312 (b) 318(c.................................................. 2.02 (b) ................................................ 2.1 313. .................................................. 2.03 314 (a) .................................................. 2.04 314 (b) .................................................. Inapplicable 314 (c) .................................................. 2.05 314 (d) .................................................. Inapplicable 314 (e) .................................................. 1.01, 2.05, 3.02 314 (f) .................................................. 2.01, 3.02 315 (a) .................................................. 3.01 (d) 315 (b) .................................................. 2.07 315 (c) .................................................. 3.01 315 (d) .................................................. 3.01 (d) 316 (a) .................................................. 1.01, 2.06, 5.04 316 (b) .................................................. 5.03 316 (c) .................................................. Inapplicable 317 (a) .................................................. Inapplicable 317 (b) .................................................. Inapplicable 318 (a) .................................................. 2.01 (b) ---------- * This Cross-Reference Table does not constitute part of this the Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee")AGREEMENT, dated as of March 28February 5, 2001 is 1997, executed and delivered by Nara BancorpU.S.B. HOLDING CO., Inc.INC., a Delaware corporation (the "Guarantor")) having its principal office at ▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, and Wilmington Trust CompanyTHE CHASE MANHATTAN BANK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Trust Securities (as defined herein) of Nara Bancorp Capital Trust UNION STATE CAPITAL TRUST I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Agreement ---------------- -------------------- Indenture --------------------- --------- 310(a) ................................................ 4.1 (a)................................................................... 4.1(a) 310(b) ................................................ 2.8).............................................................. 4.1(c), 4.1 (c) 2.8 310(c) ................................................ N/A )........................................................... Not Applicable 311(a) ................................................ )................................................................... 2.2(b) 311(b) ................................................ )................................................................... 2.2(b) 311(c) ................................................ N/A )........................................................... Not Applicable 312(a) ................................................ )................................................................... 2.2(a) 312(b) ................................................ )................................................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ 313......................................................................... 2.3 314(a) ................................................ )...................................................................... 2.4 314(b) ................................................ N/A )........................................................... Not Applicable 314(c) ................................................ )...................................................................... 2.5 314(d) ................................................ N/A )........................................................... Not Applicable 314(e) ................................................ )........................................................... 1.1, 2.5, 3.2 2.5,3.2 314(f) ................................................ )................................................................. 2.1, 3.2 315(a) ................................................ )................................................................... 3.1(d), 3.2(a) 315(b) ................................................ )...................................................................... 2.7 315(c)...................................................................... 3.1 315(d)................................................................... 3.1(d) ................................................ 3.1 (c) 315(d) ................................................ 3.1(d316(a), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ ............................................................ 1.1, 2.6, 5.4 316(b)...................................................................... 5.3 317(a)...................................................................... 3.1 317(b)........................................................... Not Applicable 318(a)...................................................................... 2.1 318(b)...................................................................... 2.1 318(c)................................................................... 2.1(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- * Note: This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL PREFERRED SECURITIES GUARANTEE AGREEMENT This CAPITAL THIS PREFERRED SECURITIES GUARANTEE AGREEMENT (the this "Capital Preferred Securities Guarantee"), dated as of March 28___________, 2001 1997, is executed and delivered by Nara Southwest Bancorp, Inc., a Delaware an Oklahoma corporation (the "Guarantor"), and Wilmington Trust CompanySTATE STREET BANK AND TRUST COMPANY, a Delaware banking corporationtrust company organized and existing under the laws of the Commonwealth of Massachusetts, as trustee (the "Capital Securities Preferred Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Preferred Securities (as defined herein) of Nara Bancorp SBI Capital Trust ITrust, a Delaware statutory business trust (the "IssuerTrust").

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Indenture Act of Section of Guarantee Agreement 1939, as amended Agreement --------- ---------------- -------------------- 310(a) ................................................ 4.1 (a............................................................. 4.1(a) 310(b) ................................................ ............................................................. 2.8, 4.1 (c4.1(c) 310(c) ................................................ ............................................................. N/A 311(a) ................................................ ............................................................. 2.2(b) 311(b) ................................................ ............................................................. 2.2(b) 311(c) ................................................ ............................................................. N/A 312(a) ................................................ ............................................................. 2.2(a) 312(b) ................................................ ............................................................. 2.2(b) 312(c) ................................................ ............................................................. N/A 313 ................................................ ............................................................. 2.3 314(a) ................................................ ............................................................. 2.4 314(b) ................................................ ............................................................. N/A 314(c) ................................................ ............................................................. 2.5 314(d) ................................................ ............................................................. N/A 314(e) ................................................ ............................................................. 1.1, 2.5, 3.2 314(f) ................................................ ............................................................. 2.1, 3.2 315(a) ................................................ ............................................................. 3.1(d), 3.2(a) 315(b) ................................................ ............................................................. 2.7 315(c) ................................................ 3.1 (c............................................................. 3.1(c) 315(d) ................................................ ............................................................. 3.1(d), 3.2(a), 8.1 315(e) ................................................ ............................................................. N/A 316(a) ................................................ ............................................................. 1.1, 2.6, 5.4 316(b) ................................................ ............................................................. 5.3, 5.4 316(c) ................................................ ............................................................. 9.2 317(a) ................................................ ............................................................. N/A 317(b) ................................................ ............................................................. N/A 318(a) ................................................ 2.1 (a............................................................. 2.1(a) 318(b) ................................................ 2.1 (b............................................................. 2.1(b) 318(c) ................................................ 2.1 (b............................................................. 2.1(b) ---------- _________________________ * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of March 28November 20, 2001 2000 is executed and delivered by Nara Bancorp, Inc.GREATER BAY BANCORP, a Delaware California corporation (the "Guarantor"), and Wilmington Trust CompanyWILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of Nara Bancorp Capital Trust IGBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Section of Trust Indenture Act Guarantee of Section of Guarantee 1939, as amended Agreement ------------------- ---------------- -------------------- 310(a) ................................................ 4.1 (a)............................................... 4.01(a) 310(b) ................................................ 2.8, 4.1 (c)............................................... 4.01(c) 310(c) ................................................ N/A )............................................... Inapplicable 311(a) ................................................ 2.2(b)............................................... 2.02(b) 311(b) ................................................ 2.2(b)............................................... 2.02(b) 311(c) ................................................ N/A )............................................... Inapplicable 312(a) ................................................ 2.2(a)............................................... 2.02(a) 312(b)............................................... 2.02(b) ................................................ 2.2(b) 312(c) ................................................ N/A 313 ................................................ 2.3 313.................................................. 2.03 314(a) ................................................ 2.4 )............................................... 2.04 314(b) ................................................ N/A )............................................... Inapplicable 314(c) ................................................ 2.5 )............................................... 2.05 314(d) ................................................ N/A )............................................... Inapplicable 314(e) ................................................ 1.1)............................................... 1.01, 2.52.05, 3.2 3.02 314(f) ................................................ 2.1)............................................... 2.01, 3.2 3.02 315(a) ................................................ 3.1(d), 3.2(a............................................... 3.01(d) 315(b)............................................... 2.07 315(c)............................................... 3.01 315(d)............................................... 3.01(d) ................................................ 2.7 315(c316(a)............................................... 1.01, 2.06, 5.04 316(b)............................................... 5.03 316(c)............................................... 8.02 317(a)............................................... Inapplicable 317(b)............................................... Inapplicable 318(a)............................................... 2.01(b) ................................................ 3.1 (c) 315(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- -------------------------- * This Cross-Reference Table does not constitute part of this the Trust Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee 1939, as amended Agreement ---------------- -------------------- --------- 310(a) ................................................ 4.1 (a.............................................................. 4.1(a) 310(b) ................................................ .............................................................. 2.8, 4.1 (c4.1(c) 310(c) ................................................ .............................................................. N/A 311(a) ................................................ .............................................................. 2.2(b) 311(b) ................................................ .............................................................. 2.2(b) 311(c) ................................................ .............................................................. N/A 312(a) ................................................ .............................................................. 2.2(a) 312(b) ................................................ .............................................................. 2.2(b) 312(c) ................................................ .............................................................. N/A 313 ................................................ .............................................................. 2.3 314(a) ................................................ .............................................................. 2.4 314(b) ................................................ .............................................................. N/A 314(c) ................................................ .............................................................. 2.5 314(d) ................................................ .............................................................. N/A 314(e) ................................................ .............................................................. 1.1, 2.5, 3.2 314(f) ................................................ .............................................................. 2.1, 3.2 315(a) ................................................ .............................................................. 3.1(d), 3.2(a) 315(b) ................................................ .............................................................. 2.7 315(c) ................................................ 3.1 (c.............................................................. 3.1(c) 315(d) ................................................ .............................................................. 3.1(d), 3.2(a), 8.1 315(e) ................................................ .............................................................. N/A 316(a) ................................................ .............................................................. 1.1, 2.6, 5.4 316(b) ................................................ .............................................................. 5.3, 5.4 316(c) ................................................ .............................................................. 9.2 317(a) ................................................ .............................................................. N/A 317(b) ................................................ .............................................................. N/A 318(a) ................................................ 2.1 (a.............................................................. 2.1(a) 318(b) ................................................ 2.1 (b.............................................................. 2.1(b) 318(c) ................................................ 2.1 (b.............................................................. 2.1(b) ---------- ------------------------- * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. SERIES A CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES A CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series A Capital Securities Guarantee"), dated as of March 28May 19, 2001 2000 is executed and delivered by Nara Bancorp, Inc.GREATER BAY BANCORP, a Delaware California corporation (the "Guarantor"), and Wilmington Trust CompanyWILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series A Capital Securities (as defined herein) of Nara Bancorp Capital Trust IGBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Section of Trust Indenture Act Guarantee of Section of Guarantee 1939, as amended Agreement ---------------- -------------------- ------------------- ---------- 310(a) ................................................ 4.1 (a........................................................ 4.1(a) 310(b) ................................................ 2.8........................................................ 4.1(c), 4.1 (c) 2.8 310(c) ................................................ N/A ........................................................ Inapplicable 311(a) ................................................ ........................................................ 2.2(b) 311(b) ................................................ ........................................................ 2.2(b) 311(c) ................................................ N/A ........................................................ Inapplicable 312(a) ................................................ ........................................................ 2.2(a) 312(b) ................................................ ........................................................ 2.2(b) 312(c) ................................................ N/A 313 ................................................ ........................................................ 2.3 314(a) ................................................ ........................................................ 2.4 314(b) ................................................ N/A ........................................................ Inapplicable 314(c) ................................................ ........................................................ 2.5 314(d) ................................................ N/A ........................................................ Inapplicable 314(e) ................................................ ........................................................ 1.1, 2.5, 3.2 314(f) ................................................ ........................................................ 2.1, 3.2 315(a) ................................................ ........................................................ 3.1(d), 3.2(a) 315(b) ................................................ ........................................................ 2.7 315(c) ................................................ ........................................................ 3.1 (c) 315(d) ................................................ ........................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ ........................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 ........................................................ 5.3 316(c) ................................................ ........................................................ 9.2 317(a) ................................................ N/A ........................................................ Inapplicable 317(b) ................................................ N/A ........................................................ Inapplicable 318(a) ................................................ 2.1 (a........................................................ 2.1(b) 318(b) ................................................ ........................................................ 2.1 (b) 318(c) ................................................ 2.1 (b........................................................ 2.1(a) ---------- ----------------- * This Cross-Reference Table does not constitute part of this Partnership Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES PARTNERSHIP GUARANTEE AGREEMENT This CAPITAL SECURITIES PARTNERSHIP GUARANTEE AGREEMENT (the this "Capital Securities Partnership Guarantee"), dated as of March 28February __, 2001 1997, is executed and delivered by Nara BancorpHawaiian Electric Industries, Inc., a Delaware Hawaii corporation (the "Company" or the "Guarantor"), and Wilmington Trust CompanyThe Bank of New York, a Delaware New York banking corporation, as trustee (the "Capital Securities Partnership Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) holders from time to time of the Capital Partnership Preferred Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer"below).

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Trust Agreement ---------------- -------------------- ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c) 310(c) ................................................ N/A 311(a) ................................................ )..................................... 2.2(b) 311(b) ................................................ )..................................... 2.2(b) 311(c) ................................................ N/A 312(a) ................................................ )..................................... 2.2(a) 312(b) ................................................ )..................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) ................................................ 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) ................................................ N/A 314(c) ................................................ 2.5 314(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d315(c), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c..................................... 3.9(a) 315(d)..................................... 3.9(b) ................................................ 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) ................................................ N/A 316(a317(a)..................................... 3.8(e); 3.8(h) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terns terms or provisions. AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE TRUST VI Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, _____, by the "Capital Securities Guarantee"Trustees (as defined herein), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Indenture Section of Act of Section of Guarantee 1939, as amended Guarantee Agreement ---------------- -------------------- 310(a) ................................................ 4.1 (a.......................................... 4.01(a) 310(b) ................................................ 2.8.......................................... 4.01(c), 4.1 (c) 2.08 310(c) ................................................ N/A .......................................... Inapplicable 311(a) ................................................ 2.2(b.......................................... 2.02(b) 311(b) ................................................ 2.2(b.......................................... 2.02(b) 311(c) ................................................ N/A .......................................... Inapplicable 312(a) ................................................ 2.2(a.......................................... 2.02(a) 312(b) ................................................ 2.2(b.......................................... 2.02(b) 312(c313(a) ................................................ N/A 313 ................................................ 2.3 .......................................... 2.03 313(b) .......................................... 2.03 313(c) .......................................... 2.03 313(d) .......................................... 2.03 314(a) ................................................ 2.4 .......................................... 2.04 314(b) ................................................ N/A .......................................... Inapplicable 314(c) ................................................ 2.5 .......................................... 2.05 314(d) ................................................ N/A .......................................... Inapplicable 314(e) ................................................ 1.1.......................................... 1.01, 2.52.05, 3.2 3.02 314(f) ................................................ 2.1.......................................... 2.01, 3.2 3.02 315(a) ................................................ 3.1(d), 3.2(a.......................................... 3.01(d) 315(b) ................................................ 2.7 .......................................... 2.07 315(c) ................................................ 3.1 (c.......................................... 3.01(c) 315(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e.......................................... 3.01(d) ................................................ N/A 316(a) ................................................ 1.1.......................................... 1.01, 2.62.06, 5.4 5.04 316(b) ................................................ 5.3.......................................... 5.03, 5.4 5.04 316(c) ................................................ 9.2 .......................................... 8.02 317(a) ................................................ N/A .......................................... Inapplicable 317(b) ................................................ N/A .......................................... Inapplicable 318(a) ................................................ 2.1 (a.......................................... 2.01(b) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- ------------ * This Cross-Reference Table does not constitute part of this the Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").TABLE OF CONTENTS

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Trust Agreement ---------------- -------------------- ------------------------------------------- --------------- 310(a)..................................... 5.3 310(b)..................................... 5.3(c), 5.3(d) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c) 310(c) ................................................ N/A 311(a) ................................................ )..................................... 2.2(b) 311(b) ................................................ )..................................... 2.2(b) 311(c) ................................................ N/A 312(a) ................................................ )..................................... 2.2(a) 312(b) ................................................ )..................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ ..................................... 2.3 314(a)..................................... 2.4; 3.6(j) ................................................ 2.4 314(b314(c)..................................... 2.5 315(a)..................................... 3.9 315(b)..................................... 2.7(a) ................................................ N/A 314(c) ................................................ 2.5 314(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d315(c), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c..................................... 3.9(a) 315(d)..................................... 3.9(b) ................................................ 3.1(d316(a), 3.2(a..................................... 2.6 316(c), 8.1 315(e..................................... 3.6(e) ................................................ N/A 316(a317(a)..................................... 3.8(e); 3.8(h) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- )..................................... 3.8(i); 7.5 --------------- * This Cross-Reference Table does not constitute part of this Guarantee Trust Agreement and shall not affect the interpretation of any of its terns terms or provisions. AMENDED AND RESTATED TRUST AGREEMENT OF ▇▇▇▇▇▇▇ CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE TRUST IV Dated as of _______________ AMENDED AND RESTATED TRUST AGREEMENT ("Trust Agreement") dated and effective as of ______, _____, by the "Capital Securities Guarantee"Trustees (as defined herein), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders Sponsor (as defined herein) and by the holders, from time to time time, of undivided beneficial interests in the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").to be issued pursuant to this Trust Agreement;

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee of 1939, as amended Agreement ---------------- -------------------- Declaration 310(a) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c)............................................................................... 4.1(a) 310(c) ................................................ N/A 311(a) ................................................ 2.2(b) 311(b) ................................................ 2.2(b) )............................................................................... Inapplicable 311(c) ................................................ N/A )............................................................................... Inapplicable 312(a) ................................................ )............................................................................... 2.2(a) 312(b) ................................................ )............................................................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ 313................................................................................... 2.3 314(a) ................................................ )............................................................................... 2.4 314(b) ................................................ N/A )............................................................................... Inapplicable 314(c) ................................................ )............................................................................... 2.5 314(d)............................................................................... Inapplicable 314(f)................................................................................ Inapplicable 315(a)............................................................................... 3.1(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d315(c), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c............................................................................... 3.1(c) 315(d)............................................................................... 3.1(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- * _______________ *This Cross-Reference Table does not constitute part of this the Capital Securities Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28May 23, 2001 2006, is executed and delivered by Nara Bancorp, Inc.BANK OF AMERICA CORPORATION, a Delaware corporation (the "Guarantor"), and Wilmington Trust CompanyTHE BANK OF NEW YORK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp BAC Capital Trust IXI, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act of Section of Guarantee 1939, as amended Agreement ---------------- -------------------- --------- 310(a) ................................................ 4.1 (a...................................... 4.1(a) 310(b) ................................................ ...................................... 2.8, 4.1 (c4.1(c) 310(c) ................................................ ...................................... N/A 311(a) ................................................ ...................................... 2.2(b) 311(b) ................................................ ...................................... 2.2(b) 311(c311 (c) ................................................ ...................................... N/A 312(a) ................................................ ...................................... 2.2(a) 312(b) ................................................ ...................................... 2.2(b) 312(c312 (c) ................................................ ...................................... N/A 313 ................................................ ...................................... 2.3 314(a) ................................................ ...................................... 2.4 314(b) ................................................ ...................................... N/A 314(c) ................................................ ...................................... 2.5 314(d) ................................................ ...................................... N/A 314(e) ................................................ ...................................... 1.1, 2.5, 3.2 314(f) ................................................ ...................................... 2.1, 3.2 315(a) ................................................ ...................................... 3.1(d), 3.2(a) 315(b) ................................................ ...................................... 2.7 315(c) ................................................ 3.1 (c...................................... 3.1(c) 315(d) ................................................ ...................................... 3.1(d), 3.2(a), 8.1 315(e315 (e) ................................................ ...................................... N/A 316(a) ................................................ ...................................... 1.1, 2.6, 5.4 316(b) ................................................ ...................................... 5.3, 5.4 316(c) ................................................ ...................................... 9.2 317(a) ................................................ ...................................... N/A 317(b) ................................................ ...................................... N/A 318(a) ................................................ 2.1 (a...................................... 2.1(a) 318(b) ................................................ 2.1 (b...................................... 2.1(b) 318(c) ................................................ 2.1 (b...................................... 2.1(b) ---------- -------------- * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28, 2001 is executed and delivered by Nara Bancorp, Inc., a Delaware corporation (the "Guarantor"), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp Capital Trust I, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Section of Guarantee Indenture Act of Section of Guarantee Agreement 1939, as amended Agreement --------- ---------------- -------------------- 310(a) ................................................ 4.1 (a.......................................... 4.1(a) 310(b) ................................................ .......................................... 2.8, 4.1 (c4.1(c) 310(c) ................................................ .......................................... N/A 311(a) ................................................ .......................................... 2.2(b) 311(b) ................................................ .......................................... 2.2(b) 311(c) ................................................ .......................................... N/A 312(a) ................................................ .......................................... 2.2(a) 312(b) ................................................ .......................................... 2.2(b) 312(c) ................................................ .......................................... N/A 313 ................................................ .......................................... 2.3 314(a) ................................................ .......................................... 2.4 314(b) ................................................ .......................................... N/A 314(c) ................................................ .......................................... 2.5 314(d) ................................................ .......................................... N/A 314(e) ................................................ .......................................... 1.1, 2.5, 3.2 314(f) ................................................ .......................................... 2.1, 3.2 315(a) ................................................ .......................................... 3.1(d), 3.2(a) 315(b) ................................................ .......................................... 2.7 315(c) ................................................ 3.1 (c.......................................... 3.1(c) 315(d) ................................................ .......................................... 3.1(d), 3.2(a), 8.1 315(e) ................................................ .......................................... N/A 316(a) ................................................ .......................................... 1.1, 2.6, 5.4 316(b) ................................................ .......................................... 5.3, 5.4 316(c) ................................................ .......................................... 9.2 317(a) ................................................ .......................................... N/A 317(b) ................................................ .......................................... N/A 318(a) ................................................ 2.1 (a.......................................... 2.1(a) 318(b) ................................................ 2.1 (b.......................................... 2.1(b) 318(c) ................................................ 2.1 (b.......................................... 2.1(b) ---------- _________________________ * This Cross-Reference Table does not constitute part of this Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT This SERIES B CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Series B Capital Securities Guarantee"), dated as of March 28_________________, 2001 2000 is executed and delivered by Nara Bancorp, Inc.GREATER BAY BANCORP, a Delaware California corporation (the "Guarantor"), and Wilmington Trust CompanyWILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Series B Capital Securities (as defined herein) of Nara Bancorp Capital Trust IGBB CAPITAL IV, a Delaware statutory business trust (the "Issuer").

CROSS-REFERENCE TABLE. Section of Trust Indenture Act Section of| of Section of Guarantee 1939, as amended Agreement ---------------- -------------------- Declaration 310(a) ................................................ 4.1 (a) 310(b) ................................................ 2.8, 4.1 (c)............................................................................... 4.1(a) 310(c) ................................................ N/A 311(a) ................................................ 2.2(b) 311(b) ................................................ 2.2(b) )............................................................................... Inapplicable 311(c) ................................................ N/A )............................................................................... Inapplicable 312(a) ................................................ )............................................................................... 2.2(a) 312(b) ................................................ )............................................................................... 2.2(b) 312(c) ................................................ N/A 313 ................................................ 313................................................................................... 2.3 314(a) ................................................ )............................................................................... 2.4 314(b) ................................................ N/A )............................................................................... Inapplicable 314(c) ................................................ )............................................................................... 2.5 314(d)............................................................................... Inapplicable 314(f)................................................................................ Inapplicable 315(a)............................................................................... 3.1(d) ................................................ N/A 314(e) ................................................ 1.1, 2.5, 3.2 314(f) ................................................ 2.1, 3.2 315(a) ................................................ 3.1(d315(c), 3.2(a) 315(b) ................................................ 2.7 315(c) ................................................ 3.1 (c............................................................................... 3.1(c) 315(d)............................................................................... 3.1(d) ................................................ 3.1(d), 3.2(a), 8.1 315(e) ................................................ N/A 316(a) ................................................ 1.1, 2.6, 5.4 316(b) ................................................ 5.3, 5.4 316(c) ................................................ 9.2 317(a) ................................................ N/A 317(b) ................................................ N/A 318(a) ................................................ 2.1 (a) 318(b) ................................................ 2.1 (b) 318(c) ................................................ 2.1 (b) ---------- * _______________ *This Cross-Reference Table does not constitute part of this the Capital Securities Guarantee Agreement and shall not affect the interpretation of any of its terns terms or provisions. CAPITAL SECURITIES GUARANTEE AGREEMENT This CAPITAL SECURITIES GUARANTEE AGREEMENT (the "Capital Securities Guarantee"), dated as of March 28August 2, 2001 2006, is executed and delivered by Nara Bancorp, Inc.BANK OF AMERICA CORPORATION, a Delaware corporation (the "Guarantor"), and Wilmington Trust CompanyTHE BANK OF NEW YORK, a Delaware New York banking corporation, as trustee (the "Capital Securities Guarantee Trustee" or "Trustee"), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Nara Bancorp BAC Capital Trust IXII, a Delaware statutory business trust (the "Issuer").