Common use of CRA, Anti-money Laundering and Customer Information Security Clause in Contracts

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer is not aware of, and none of Buyer and its Subsidiaries has been advised of, or has any reason to believe (because the Buyer Banks’ Home Mortgage Disclosure Act data for the year ended December 31, 2005, filed with the FDIC, or otherwise) that any facts or circumstances exist, which would cause a Buyer Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the USA Patriot Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Gramx-Xxxxx-Xxxxxx Xxx of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Buyer Banks pursuant to 12 C.F.R. Part 364. Furthermore, the Board of Directors of each of the Buyer Banks has adopted and each such bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer Company is not aware of, and none of Buyer Company and its Subsidiaries has been advised of, or has any reason to believe (because the Buyer Banks’ of Company Bank’s Home Mortgage Disclosure Act data for the fiscal year ended December 31, 20052015, filed with the FDIC, or otherwise) that any facts or circumstances exist, exist which would cause a Buyer Company Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, Act and the regulations promulgated thereunderits implementing regulations, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA Patriot PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule rule, or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulationsLaws, including, without limitation, in Title V of the GramxXxxxx-Xxxxx-Xxxxxx Xxx Act of 1999 and regulations promulgated thereunderits implementing regulations, as well as the provisions of the information security program adopted by the Buyer Banks Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the Board board of Directors directors of each of the Buyer Banks Company Bank has adopted and each such bank Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer Company is not aware of, and none of Buyer Company and its Subsidiaries has been advised of, or has any reason to believe (because of the Buyer Banks’ Company Bank’s Home Mortgage Disclosure Act data for the year ended December 31, 20052007, filed with the FDIC, or otherwise) that any facts or circumstances exist, which would cause a Buyer Company Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA Patriot Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the GramxXxxxx-Xxxxx-Xxxxxx Xxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Buyer Banks Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the Board of Directors of each of the Buyer Banks Company Bank has adopted and each such bank Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer is not aware of, and none of Buyer and its Subsidiaries has been advised of, or has any reason to believe (because the Buyer Banks’ Bank's Home Mortgage Disclosure Act data for the year ended December 31, 20052008, filed with the FDIC, or otherwise) that any facts or circumstances exist, which would cause a Buyer Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “"satisfactory”"; (ii) to be deemed to be operating in violation of the USA Patriot ActAct and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s 's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the GramxXxxxx-Xxxxx-Xxxxxx Xxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Buyer Banks Bank pursuant to 12 C.F.R. Part 364. Furthermore, the Board of Directors of each of the Buyer Banks Bank has adopted and each such bank Buyer Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot ActAct and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer Company is not aware of, and none of Buyer Company and its Subsidiaries has been advised of, or has any reason to believe (because the Buyer Banks’ of Company Bank’s Home Mortgage Disclosure Act data for the fiscal year ended December 31, 20052014, filed with the FDIC, or otherwise) that any facts or circumstances exist, which would cause a Buyer Company Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA Patriot PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulationsLaws, including, without limitation, in Title V of the GramxXxxxx-Xxxxx-Xxxxxx Xxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Buyer Banks Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the Board board of Directors directors of each of the Buyer Banks Company Bank has adopted and each such bank Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Buyer FNB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and Buyer is not aware of, and none of Buyer and its Subsidiaries has been advised of, or has any reason to believe FNB’s Knowledge (because the Buyer Banks’ of FNB’s Home Mortgage Disclosure Act data for the year ended December 31, 20052011, filed with the FDIC, or otherwise) that any ), no facts or circumstances exist, which would cause a Buyer BankFNB: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA Patriot PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the GramxXxxxx-Xxxxx-Xxxxxx Xxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Buyer Banks FNB pursuant to 12 C.F.R. Part 364. Furthermore, the Board board of Directors directors of each of the Buyer Banks FNB has adopted and each such bank FNB has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA Patriot PATRIOT Act.