Common use of CRA, Anti-money Laundering and Customer Information Security Clause in Contracts

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI nor Community Bank is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause Community Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory," or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot Act") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the Gramm-Leach-Bliley Act of 0000 xxx xxxxxxxxxns promulgated thereunder as well as the provisions of the Information Security Program adopted by Community Bank pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Bank has adopted, and Community Bank has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI GNBC nor Community Grange National Bank is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause Community Grange National Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory," or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot ActPATRIOT ACT") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the Gramm-Leach-Bliley Act of 0000 xxx xxxxxxxxxns 1999 and regulations promulgated thereunder as well as the provisions xx xxxx xx xxx xxxvisions of the Information Security Program adopted by Community Grange National Bank pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Grange National Bank has adopted, and Community Grange National Bank has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI GNBC nor Community Grange National Bank is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause Community Grange National Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory," or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot Act") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the GrammXxxxx-LeachXxxxx-Bliley Xxxxxx Act of 0000 xxx xxxxxxxxxns 1999 and regulations promulgated thereunder as well as the provisions of the Information Security Program adopted by Community Grange National Bank pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Grange National Bank has adopted, and Community Grange National Bank has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI nor Community Bank is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause CBSI or Community Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") CRA and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory,;" or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot Act") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the Gramm-Leach-Bliley Act of 0000 1999 and regulations promulgated thereunder. Xxxxxxxxxxx, xxx xxxxxxxxxns promulgated thereunder as well as the provisions of the Information Security Program adopted by Community Bank pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Bank CBSI has adopted, and Community Bank CBSI has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI the Seller nor Community the Seller Bank is aware of, has been advised of, or has reason to believe that any facts or circumstances exist exist, which would cause Community the Seller Bank: (ia) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977CRA, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory,;" or (iib) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended amended, and its implementing regulations (31 CFR part C.F.R. Part 103), the USA Patriot PATRIOT Act of 2001, Public Law 107-56 (the "USA Patriot PATRIOT Act") ), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including without limitation, in Title V of the GrammXxxxx-LeachXxxxx-Bliley Xxxxxx Act of 0000 xxx xxxxxxxxxns 1999 and regulations promulgated thereunder thereunder, as well as the provisions of the Information Security Program information security program adopted by Community the Seller Bank pursuant to 12 CFR C.F.R. Part 364. Furthermore, the Board of Directors of Community the Seller Bank has adopted, adopted and Community the Seller Bank has implemented, implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures and that meets the requirements in all material respects of Section 352 of the USA Patriot PATRIOT Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI ONBC nor Community Bank ONB is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause Community BankONB: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory," or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot Act") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the Gramm-Leach-Bliley Act of 0000 xxx xxxxxxxxxns 1999 and xxxxxxtions promulgated thereunder as well as the provisions of the Information Security Program adopted by Community Bank ONB pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Bank ONB has adopted, and Community Bank ONB has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither ------------------------------------------------------------- CBSI ------------------------------------------------------------ PBI nor Community Bank OFSLA is aware of, has been advised of, or has reason to believe that any facts or circumstances exist which would cause Community BankOFSLA: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act of 1977, as amended (the "CRA") and the regulations promulgated thereunder, or to be assigned a rating for CRA purposes by federal or state bank regulators of lower than "satisfactory," or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act, as amended and its implementing regulations (31 CFR part 103), the USA Patriot Act of 2001, Public Law 107-56 (the "USA Patriot Act") and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Treasury's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the privacy of customer information requirements contained in Title V of the Gramm-Leach-Bliley Act of 0000 xxx xxxxxxxxxns xxxxxxxxons promulgated thereunder as well as the provisions of the Information Security Program adopted by Community Bank OFSLA pursuant to 12 CFR Part 364. Furthermore, the Board of Directors of Community Bank OFSLA has adopted, and Community Bank OFSLA has implemented, an anti-money laundering program that meets the requirements in all material respects of Section 352 of the USA Patriot Act and the regulations thereunder.