Common use of CRA, Anti-money Laundering and Customer Information Security Clause in Contracts

CRA, Anti-money Laundering and Customer Information Security. Neither Target nor any of the Target Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, which would cause Target: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target pursuant to 12 C.F.R. Part 208. Furthermore, the Board of Directors of Target has adopted and Target has implemented an anti-money laundering program that contains customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target MT nor any of the Target Subsidiaries Bank is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, and no facts or circumstances exist, which would cause Targetthe Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target the Bank pursuant to 12 C.F.R. Part 208364, except where the failure to be in such compliance would not reasonably be expected to have a Material Adverse Effect. Furthermore, the Board board of Directors directors of Target the Bank has adopted and Target the Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency governmental agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target Merchants nor any of the Target Subsidiaries Merchants Bank is a party to any agreement with any individual or group regarding Community Reinvestment CRA matters and Merchants has no Knowledge of, and none of Merchants and its Subsidiaries has been advised of, or has any reason to believe (because of Merchants Bank’s Home Mortgage Disclosure Act matters anddata for the year ended December 31, to Target’s knowledge2014, no filed with the FDIC, or otherwise) that any facts or circumstances exist, which would cause TargetMerchants Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators of lower than “satisfactorySatisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act BSA and its implementing regulations (31 C.F.R. CFR Part 1031000 et seq.), the USA PATRIOT ActAct and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy and data security laws and regulations, including, without limitation, in Title V of the XxxxxGxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target Merchants Bank pursuant to 12 C.F.R. Part 208. Furthermore, the Board of Directors of Target has adopted and Target has implemented an anti-money laundering program that contains customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.C.F.R.

CRA, Anti-money Laundering and Customer Information Security. Neither Target nor C&N is not aware of, has not been advised of, and has no reason to believe, that any of the Target Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, exist which would cause Target: C&N Bank (ia) to be deemed not to be in satisfactory compliance in any respect with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the USA PATRIOT Act, the Bank Secrecy Act and its implementing any regulations (31 C.F.R. Part 103), or rules promulgated under either of the USA PATRIOT Actforegoing statutes, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the XxxxxGxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target C&N Bank pursuant to 12 C.F.R. Part 208364. Furthermore, the Board board of Directors directors of Target C&N Bank has adopted and Target has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification certification procedures that has not been deemed ineffective in any material respect by any Governmental Entity or Regulatory Agency Authority and that meets the requirements in all material respects of Sections 352 and 326 Section 353 of the USA PATRIOT ActAct and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither Target nor Except as disclosed on Citizens Disclosure Schedule 2.22, Citizens is not aware of, has not been advised of, and has no reason to believe, that any of the Target Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, exist which would cause Target: CTC (ia) to be deemed not to be in satisfactory compliance in any respect with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators Regulatory Authorities of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the USA PATRIOT Act, the Bank Secrecy Act and its implementing any regulations (31 C.F.R. Part 103), or rules promulgated under either of the USA PATRIOT Actforegoing statutes, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the XxxxxGxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target Citizens pursuant to 12 C.F.R. Part 208364. Furthermore, the Board board of Directors directors of Target CTC has adopted and Target has implemented an anti-money laundering program that contains customer identification verification certification procedures that has not been deemed ineffective in any material respect by any Governmental Entity or Regulatory Agency Authority and that meets the requirements in all material respects of Sections 352 and 326 Section 353 of the USA PATRIOT Act.Act and the regulations thereunder. 18

CRA, Anti-money Laundering and Customer Information Security. Neither Target Other than investments to satisfy regulatory requirements, neither AEB nor any of the Target Subsidiaries Bank is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, and no facts or circumstances exist, which would cause Targetthe Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Xxxxx-XxxxxGramm- Lxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target the Bank pursuant to 12 C.F.R. Part 208364, except where the failure to be in such compliance would not reasonably be expected to have a Material Adverse Effect. Furthermore, the Board board of Directors directors of Target the Bank has adopted and Target the Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency governmental agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target The Bank is not aware of, nor has it been advised of, nor has reason to believe that any of the Target Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, which exist that would cause Targetthe Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators of lower than “"satisfactory”; ;" or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s 's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, including without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target the Bank pursuant to 12 C.F.R. Part 208364. Furthermore, the Board Bank's board of Directors of Target directors has adopted adopted, and Target the Bank has implemented an anti-money laundering program that contains customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements in all material respects of Sections 352 and 326 of the USA PATRIOT ActAct and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither Target nor any of the Target Subsidiaries is not a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, exist which would cause Target: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target pursuant to 12 C.F.R. Part 208364. Furthermore, the Board of Directors of Target has adopted and Target has implemented an anti-money laundering program that contains customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target nor any of the Target Subsidiaries Subsidiary is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, exist which would cause TargetTarget or the Target Subsidiary: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target pursuant to 12 C.F.R. Part 208364. Furthermore, the Board board of Directors directors of the Target Subsidiary has adopted and the Target Subsidiary has implemented an anti-money laundering program that contains customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target Company nor any of the Target its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters andand neither Company nor any of its Subsidiaries is aware of or has Knowledge (because of Company Bank’s Home Mortgage Disclosure Act data for the year ended December 31, to Target’s knowledge2013, no filed with the FDIC, or otherwise), that any facts or circumstances exist, which would cause TargetCompany or Company Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target Company Bank pursuant to 12 C.F.R. Part 208364. Furthermore, the Board board of Directors directors of Target Company Bank has adopted and Target Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency Authority and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.

CRA, Anti-money Laundering and Customer Information Security. Neither Target the Seller nor the Seller Bank is aware of, has been advised of, or has reason to believe that any of the Target Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters and, to Target’s knowledge, no facts or circumstances exist, which would cause Targetthe Seller Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators of lower than “"satisfactory”; ;" or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT ActAct of 2001, Public Law 107-56 (the "USA PATRIOT ACT"), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s 's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy laws and regulations, including, including without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target the Seller Bank pursuant to 12 C.F.R. Part 208364. Furthermore, the Board of Directors of Target the Seller Bank has adopted and Target the Seller Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency and that meets the requirements in all material respects of Sections Section 352 and 326 of the USA PATRIOT ActAct and the regulations thereunder.

CRA, Anti-money Laundering and Customer Information Security. Neither Target Company nor any of the Target its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters andand neither Company nor any of its Subsidiaries is aware of or has Knowledge (because of Company Bank’s Home Mortgage Disclosure Act data for the year ended December 31, to Target’s knowledge2014, no filed with the FDIC, or otherwise), that any facts or circumstances exist, which would cause TargetCompany or Company Bank: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy laws Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Target Company Bank pursuant to 12 C.F.R. Part 208364. Furthermore, the Board board of Directors directors of Target Company Bank has adopted and Target Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Entity or Regulatory Agency Authority and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act.