Common use of Coverage of Required Amount Clause in Contracts

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09

Coverage of Required Amount. (am) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (bn) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, Date plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, Period plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, Period plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (co) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09.

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period Period, plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09

Coverage of Required Amount. (am) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (bn) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, Date plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, Period plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, Period plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (co) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09.

Coverage of Required Amount. (a) On or before each Transfer Determination Date, the Servicer shall determine the amount (the "“Class A Required Amount")”) for the related Transfer Date, if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Period, plus (ii) the Class A Deficiency AmountNon-Use Fee, if any, for such Transfer Datethe related Distribution Period, plus (iii) the Class A Senior Additional InterestAmounts, if any, for such the related Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (Ev) any Class A Non-Use Fee, Class A Senior Additional Amounts and the Investor Servicing Fee included in the Class B Servicing Fee, if any, due but not paid on A Required Amount for any prior Transfer Date, Date but not yet paid exceeds the Class B Available Funds for the related Monthly Period. The “Class A Monthly Interest” for any Distribution Period shall equal the aggregate amount of interest that accrued over that Distribution Period on each Class A Funding Tranche, plus the aggregate amount of interest that accrued over any prior Distribution Period on any Class A Funding Tranche and has not yet been paid, plus additional interest (iito the extent permitted by law) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of on such overdue amounts at the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that Certificate Rate (as defined in the Class A Required Amount for such Transfer Date is greater than zeroCertificate Purchase Agreement) applicable to the related Class A Ownership Interest during that Distribution Period, all or a portion as determined by Servicer on the related Determination Date. For purposes of such determination, Servicer shall rely upon information provided by the Excess Spread with respect to such Transfer Date in an amount equal various Class A Funding Agents pursuant to the Class A Required Amount, to the extent available, Certificate Purchase Agreement. The interest accrued on any Class A Funding Tranche for such Transfer Date any Distribution Period shall be distributed from equal the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In product of the event Weighted Average Class A Funded Amount for that Class A Funding Tranche, the applicable Funding Rate (as defined in the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest Certificate Purchase Agreement) and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09applicable Day Count Fraction.

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class CLASS A Required AmountREQUIRED AMOUNT"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus PLUS (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus PLUS (iii) the Class A Additional Interest, if any, for such Transfer Date, plus PLUS (iv) the Class A Servicing Fee for the prior Monthly Period plus Collection Period, PLUS (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus PLUS (vi) the Class A Investor Default Amount, if any, for the prior Monthly Collection Period, exceeds the Class A Available Funds for the related Monthly Collection Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount on the date of computation and all or Class B Required Amount on or before such Transfer Date. In a portion of the event that Excess Spread and Shared Excess Yield Collections allocable to Series 1997-1 with respect to the related Collection Period in an amount equal to the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Collection Account on such Transfer Date pursuant to subsection Section 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of the Excess Spread with respect to such Transfer Date, the and Shared Excess Yield Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates Series 1997-1 with respect to the prior Monthly Period related Collection Period, all or a portion of the amounts, if any, to be withdrawn from the Overconcentration Account on such Transfer Date in an amount equal to such excess shall be applied as specified in Section 4.12distributed on such Transfer Date pursuant to subsection 4.18(d)(i). In the event that the Class B A Required Amount for such Transfer Date exceeds the sum of (x) the amount of the Excess Spread available and Shared Excess Yield Collections allocable to fund Series 1997-1 with respect to the Class B Required Amount related Collection Period and (y) amounts, if any, to be withdrawn from the Overconcentration Account pursuant to subsection 4.11(c)4.18(d)(i) on such Transfer Date, all or a portion of the Reallocated Principal Collections of Principal Receivables allocable with respect to the Collateral Interest (after application such Collection Period in an amount equal to the Class A Required Amount) such excess shall be applied as specified in Section 4.12; provided, however, that distributed from the sum of any payments Collection Account on such Transfer Date pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09Section 4.12(a).

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period Collection Period, plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Collection Period, exceeds the Class A Available Funds for the related Monthly Collection Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount on the date of computation and all or Class B Required Amount on or before such Transfer Date. In a portion of the event that Excess Spread and Shared Excess Yield Collections allocable to Series 1997-1 with respect to the related Collection Period in an amount equal to the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Collection Account on such Transfer Date pursuant to subsection Section 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of the Excess Spread and Shared Excess Yield Collections allocable to Series 1997-1 with respect to the related Collection Period, all or a portion of the Reallocated Principal Collections with respect to such Transfer Date, the Collections of Principal Receivables allocable Collection Period in an amount equal to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period such excess shall be applied as specified in Section 4.12. In distributed from the event that the Class B Required Amount for Collection Account on such Transfer Distribution Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(cSection 4.12(a), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09.

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the ------------ amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1999-Y Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. (am) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (bn) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, Date plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, Period plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, Period plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (co) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period Period, plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, plus (vii) the Net Swap Payment, if any, for such Transfer Date, plus (viii) the Net Swap Payments, if any, due but not paid on any prior Transfer Date exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the ------------ amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1999-X Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. for the Class A Certificates. -------------------------------------------------------- (a) On or before each Transfer Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1997-U Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the ------------ amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1998-V Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, Date plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, Period plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, Period plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Class C Investor Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Class C Investor Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.09.

Coverage of Required Amount. (a) for the Class A Certificates. -------------------------------------------------------- On or before each Transfer Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1997-T Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1996-S Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. (a) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, exceeds the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, Date plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, Period plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B Available Funds for the related Monthly Period, Period plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread and Shared Excess Finance Charge Collections allocable to Series 1999-1 with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread and Shared Excess Finance Charge Collections allocable to Series 1999-1 with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available and Shared Excess Finance Charge Collections allocable to fund Series 1999-1 with respect to such Transfer Date and not applied toward the Class B A Required Amount pursuant to subsection 4.11(c)Amount, the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.9

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination ------------ Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1996-Q Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the ------------ amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1998-Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.

Coverage of Required Amount. for the Class A ------------------------------------------- Certificates. (a) On or before each Transfer Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Datethe related Distribution Date payable with respect to the Class A Invested Amount, plus (ii) any Class A Monthly Interest previously due but not paid to the Class A Deficiency AmountCertificateholders, if any, for such Transfer Date, plus (iii) the any Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for such Distribution Date and (v) to the prior Monthly Period, exceeds extent payable to a Successor Servicer that is not an Affiliate of the Class A Available Funds for the related Monthly Period. (b) On or before each Transfer DateSeller, the Servicer shall also determine the amount Monthly Servicing Fee (the "Class B Required Amount"), if any, equal to the sum of (i) through (v), the amount, if any, by which "Class A Covered Amount") exceeds the sum of (Ax) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any prior Transfer Date, exceeds the Class B A Available Funds for such Distribution Date which are available to pay (i) through (v) (after taking into consideration the related pro rata portion of the Monthly PeriodServicing Fee payable in accordance with the first proviso to subsection 4.07(a) of the Agreement), plus (iiy) Excess Spread available pursuant to Section 4.09 of the Class B Investor Default Agreement and (z) Excess Finance Charge Collections allocable to the Series 1996-R Certificates pursuant to subsection 4.04(c) of the Agreement (up to the Shortfall Amount, if any, for the prior Monthly Period). (c) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount Amount, specifying therein the amount to be withdrawn pursuant to this subsection 4.06(a), on or before after the Determination Date but in no event later than three Business Days prior to such Distribution Date. On the Transfer Date, the Trustee (or the Servicer on the Trustee's behalf) shall withdraw the Withdrawal Amount from the Cash Collateral Account and immediately deposit such amount into the Collection Account. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of exceeds the Excess Spread Available Cash Collateral Amount with respect to such Transfer Distribution Date, Reallocated Principal Collections with respect to such Distribution Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date excess shall be distributed from the Finance Charge Collection Account on such Transfer Distribution Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount. SECTION 4.094.10.