Coverage includes Clause Samples

Coverage includes.  Job development, job placement, job coaching, and long-term follow-along services required to maintain employment.  Consumer-run businesses (e.g., vocational components of ▇▇▇▇▇▇▇▇▇▇▇ Lodges, supported self-employment)  Transportation provided from the beneficiary’s place of residence to the site of the supported employment service, among the supported employment sites if applicable, and back to the beneficiary’s place of residence.  Employment preparation.  Services otherwise available to the beneficiary under the Individuals with Disabilities Education Act (IDEA).

Coverage includes.  Repairing or replacing the original device you outgrow or that is no longer appropriate because your physical condition changed  Replacements required by ordinary wear and tear or damage  Instruction and other services (such as attachment or insertion) so you can properly use the device Eligible health services include spinal manipulation to correct a muscular or skeletal problem, but only if your provider establishes or approves a treatment plan that details the treatment, and specifies frequency and duration.  Office visits to an ophthalmologist, optometrist or optician related to the fitting of prescription contact lenses  Eyeglass frames, prescription lenses or prescription contact lenses that are identified as preferred by a vision provider  Eyeglass frames, prescription lenses or prescription contact lenses that are not identified as preferred by a vision provider, (non-preferred)  Non-conventional prescription contact lenses that are required to correct visual acuity to 20/40 or better in the better eye and that correction cannot be obtained with conventional lenses  Aphakic prescription lenses prescribed after cataract surgery has been performed  Low vision services In any one calendar year, this benefit will cover either prescription lenses for eyeglass frames or We provide vision eyewear coverage that can help pay for eyeglasses or prescription contact lenses. If you are eligible for this coverage, you have access to an extensive network of vision locations. The vision eyewear coverage is automatically available only from network vision locations. When making your appointment, confirm your provider is a network vision location. If it is not a network vision location, you will have to pay for the eyewear and submit a claim form for reimbursement.  Office visits to an ophthalmologist, optometrist or optician related to the fitting of prescription contact lenses  Eyeglass frames, prescription lenses or prescription contact lenses  Non-conventional prescription contact lenses that are required to correct visual acuity to 20/40 or better in the better eye and that correction cannot be obtained with conventional lenses  Aphakic prescription lenses prescribed after cataract surgery has been performed  Low vision services In any one calendar year, this benefit will cover either prescription lenses for eyeglass frames or We already told you about the many health care services and supplies that are eligible for coverage under your plan in th...

Coverage includes ÿAnnual Tune Up & Cleaning* (Includes 1 visit annually. 2 visits for Heat pump customers) ___ ÿAnnual Tune Up & Cleaning*(Includes 1 visit annually. 2 visits for Heat pump customers) • Completely vacuum clean system (when applicable) • Check and clean heat exchange • Check heat anticipator • Check and test safety controls • Perform computerized eflciency test • Check thermostat calibration • Clean and adjust burner/ignition controls • Replace nozzle and oil filter • Clean and check flu for proper draft • Check fan and limit controls • Check gas/oil lines and pressures • Check for proper combustion • Check and adjust blower components • Lubricate all moving parts where required • Check and replace standard air filters • Check flame sensor, gas valve operation, and gas pressure • Check defrost contacts • Test reversing valve operation • Check for oil leaks • Check refrigerant levels and pressures • Check condensate drain & clean condenser coil • Check all capacitors & clean indoor cooling coil • Check all voltage and amps to all motors • Check blower belt tension and wear • Check starting contactor • Check outside disconnect ÿ24 Hour Service at regular rates ÿComputerized eflciency testing ÿNever an overtime charge ÿPriority dispatch for any repair call ÿThe TankSure® Program ÿParts and Labor Coverage This plan offers parts and labor coverage for the items listed below. If ÿ24 Hour Service at regular rates ÿThe TankSure® Program (Oil systems only) ÿA 15% Discount applies on repairs ÿComputerized eflciency testing ÿNever an overtime charge ÿPriority dispatch for any repair call ÿ24 Hour Service at regular rates ÿA 15% Discount applies on repairs ÿComputerized eflciency testing the item is not on the list, it will not be covered. A deductible of $50 per year would apply to first covered repair. A covered repair is a repair to any of the parts listed on this agreement. Deductible is not applied to the annual cleaning and tune-up. Additionally, a 15% discount would be applied to any non-covered repair.

Coverage includes. Transport to the nearest appropriate hospital. Physician ordered transfers from one hospital to another that require basic or advanced life support care from an EMT are also covered. Medical Transportation is based on medical necessity, not on membership status, and that patients will be transported to the closest medically appropriate facility. Non-emergency ambulance services and treat & releaseare not covered.

Coverage includes. Additional Protected Persons: real estate managers, newly acquired or formed organizations (if you own more than 50% of it), landlords, equipment lessors, employees and volunteers, vendors, persons or organizations as required by contract, unnamed subsidiaries. • Separation of Protected Persons • Premises/Operations • Independent Contractors • Products/Completed Operations • Uninsured contractors as LCC employees • Blanket Contractual • Watercraft – up to 75 feet • Personal Injury • Advertising Injury • Worldwide Coverage (If suit is brought to U.S.A.) • Host Liquor Liability • Fellow Employee • Waiver of Rights of Recovery – as required by contract • Limited Sudden & Accidental Pollution Bodily Injury and Property Damage Exclusions Include: • Intellectual Property • Computer Professional Services Exclusion • Architects, Engineers, Surveyors Exclusion • Asbestos; • Electromagnetic radiation; • Unsolicited communications liability • Mold, other fungi or bacteria; • Other Exclusions and Conditions usual to the St. P▇▇▇ Commercial General Liability Contract. Rating Basis: Per $1,000 of Revenues, subject to Audit Carrier: St. P▇▇▇ Fire & Marine Insurance Company Policy Number: TE00801487 Policy Term: December 15, 2006 to December 15, 2007 Premium: $ 0 annual (all vehicles deleted)

Coverage includes ÿAnnual Tune Up & Cleaning (Includes 1 visit annually. 2 visits for Heat pump customers)

Coverage includes ÿNever an overtime charge ÿPriority dispatch for any repair call ÿThe TankSure® Program