Coverage Accidental Damage Sample Clauses
The Coverage Accidental Damage clause defines the insurance policy's provision for protecting insured property against unexpected and unintentional physical harm. This clause typically applies to incidents such as dropping, spilling, or otherwise damaging the covered item through unforeseen events, provided the damage was not caused deliberately or through gross negligence. Its core practical function is to offer financial protection and peace of mind to policyholders by covering repair or replacement costs for accidental mishaps that might otherwise result in significant out-of-pocket expenses.
Coverage Accidental Damage. Pays for accidental damage caused by liquid spills, drops, or any other unintentional event. Theft: Pays for loss or damage due to theft; the claim requires a police report to be filed. Fire: Pays for loss or damage of the Chromebook due to fire; the claim must be accompanied by an official fire report from the investigating authority. Electrical Surge: Pays for damage to the device due to an electrical surge. Natural Disasters: Pays for loss or damage caused by natural disasters. Exclusions Dishonest, Fraudulent, Intentional, Negligent, or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, negligent, or criminal act. The student and parent or guardian will be responsible for the full amount of the repair and/or replacement. Consumables: Including but not limited to the charger and software. Cosmetic damage that does not affect the functionality of the device. This includes but is not limited to scratches, dents, and broken plastic ports or port covers. “Jailbreaking” or otherwise voiding the manufacturer’s warranty by altering the software. Red Clay Consolidated School District is not liable for the loss, damage, or costs arising from the unauthorized use of the school issued device.
Coverage Accidental Damage. Pays for accidental damage caused by liquid spills, drops, or any other unintentional event.Theft: Pays for loss or damage due to theft; the claim requires a police report to be filed. Fire: Pays for loss or damage of the student device due to fire; the claim must be accompanied by an official fire report from the investigating authority. Natural Disasters: Pays for loss or damage caused by natural disasters. Exclusions Dishonest, Fraudulent, Intentional, Negligent, or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, negligent, or criminal act. The student and parent or guardian will be responsible for the full amount of the repair and/or replacement. Consumables: Including but not limited to the charger and software. POLYTECH School District is not liable for the loss, damage, or costs arising from the unauthorized use of the school issued device.
Coverage Accidental Damage. Pays for accidental damage caused by liquid spills, drops, or any other unintentional event. Theft: Pays for loss or damage due to theft; the claim requires a police report to be filed. Fire: Pays for loss or damage of the Chromebook due to fire; the claim must be accompanied by an official fire report from the investigating authority. Electrical Surge: Pays for damage to the device due to an electrical surge. Natural Disasters: Pays for loss or damage caused by natural disasters. Exclusions Dishonest,
Coverage Accidental Damage. Pays for accidental damage caused by liquid spills, drops, cracked screens, or any other unintentional event. ● Theft or Vandalism: Pays for loss or damage due to theft or vandalism. The claim requires a police report to be filed within 48 hours. ● Fire: Pays for loss or damage of the Chromebook due to fire. The claim must be accompanied by an official fire report from the investigating authority. ● Electrical Surge: Pays for damage to the device due to an electrical surge. ● Natural Disasters: Pays for loss or damage caused by natural disasters. *Note: Students who have 3 or more accidental repairs in one year will be referred to the office. This referral may result in voiding insurance and/or disciplinary consequences if negligence is determined. Exclusions ● Dishonest, Fraudulent or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent or criminal act. ● Intentional or Negligent Damage: Will not cover repairs which are the result of intentional or negligent actions. This includes but is not limited to the removal of keys, removal of screws, removal of any of the plastic casing or other parts of the device. ● Cosmetic: Damage that does not affect the functionality of the device. This includes but is not limited to scratches, dents, and broken plastic ports or port coverings. ● “Jailbreaking” or otherwise voiding the manufacturer’s warranty by altering the software. ● Loss: Families will be liable for any device which is lost by the student. Non-Covered item replacement costs: AC Adapter $20 NOTICE: Caution Against Fraud Any person who, with intent to defraud or knowing that s/he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud, a Federal Offense.
Coverage Accidental Damage. Pays for accidental damage caused by liquid spills, drops, or any other unintentional event. ❖ Theft: Pays for loss due to theft; the claim requires a police report to be filed. ❖ Fire: Pays for damage of the Chromebook due to fire; the claim investigating authority. ❖ Electrical Surge: Pays for damage to the device due to an electrical surge. ❖ Natural Disasters: Pays for loss or damage caused by natural disasters. *Chromebook must be kept in the provided protection case* Exclusions ❖ Dishonest, Fraudulent, Intentional, Negligent (not locked/stored in an unsecured manner, or locations) or Criminal Acts: Will not pay if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, negligent or criminal act. The student/parents will be responsible for the full amount of the repair/replacement. ❖ Consumables: USB charging cable(s), AC adapter, and software. ❖ Cosmetic damage that does not affect the functionality of the device. This includes but is not limited to scratches, dents, and broken plastic ports or port covers. ❖ “Jailbreaking” or otherwise voiding the manufacturer’s warranty by altering the device. ❖ Tintic School District is not liable for any loss, damage (including incidental, consequential or punitive damages) for expenses caused directly or indirectly by the equipment.