Common use of Continuing Disclosure Clause in Contracts

Continuing Disclosure. The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

Continuing Disclosure. The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe interest The Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.. Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault Charges Default interest is calculated at the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.. An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs Consumer). Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

Continuing Disclosure. The Creditor creditor may be required to provide you with regular statementsstatements which will be emailed to you or posted if you do not have an email address recorded on your file. The statements will give you information about your account. Statements to be sent Half Yearly on day 25. WHAT COULD HAPPEN IF YOU FAIL TO MEET YOUR COMMITMENTS Security interest(s) This is secured credit. If you fail to meet your commitments under the contract, the creditor may be entitled to repossess and sell this property. Description of security interest(s): • IF A SECURITY VALUATION HAS NOT BEEN DONE- Property which is (or will be provided every six months if requiredbe) subject to a security interest is the items YOU DECLEARED IN THE ATTACHED SECURITY DECLARATION or POST-VALUATION FORM to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. What Could Happen if You Fail • IF A SECURITY VALUATION HAS BEEN DONE - Property which is (or will be) subject to Meet Your Commitments: Security interestThe Creditor has an a security interest in is the property items listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. Household Chattels Xxxxxxxxxxxxxxxxxxxxxxxx Xxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor Direct Cash Orders Limited t/a DCO FINANCE may be entitled to repossess and sell this property. If Should the sale of the property does these items not cover the whole unpaid balance of your liability to the Creditoraccount, you will remain be liable for this. The extent to which your obligations are secured to the shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ property noted above is the unpaid balance of your account. Default Interest Charges interest charges and Default FeesIn default fees In the event of a default in payment payment, and while the default continues continues, you must pay the Default Interest Chargesdefault interest charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees default fees specified below are payable. Your credit contract allows may allow the Creditor creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at charged from the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If time you fail to make any a due payment (whether until the arrears are paid. Default interest or otherwise) on charges are calculated by multiplying the due date, you must, upon demand amount in arrears at the end of the day by the Creditor, pay the Creditor a daily default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment failsrate. The fee daily default interest rate is payable and will be debited calculated by dividing the annual default interest rate by 365. Interest is charged to your account at the time the relevant payment was due. $ late payment fee, in respect every end of each payment which is not made on its due date and remains outstanding for seven days after its due datemonth. The fee Annual Default interest rate is payable and will be debited 10.00%. This amount is charged ONLY ON THE ARREARS PORTION in addition to your account seven days after the due date for paymentnormal interest as outlined on page 3. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below Additional Default fees These fees may be payable by you on varied with a minimum of TWO MONTHS written notice from the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basiscreditor.

Continuing Disclosure. The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe interest The Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.. Year: _______________ Make: __________ _ Model: Year: _ Registration No.: ___________________ Vin No .: ______________________ Chassis / Serial No.: Vin No: ______________________ Colour: __________________ Default Interest Charges and Default FeesIn Fees In the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault Charges Default interest is calculated at the rate of _% per annum plus the annual interest rate referred to in the “"Interest” " section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ _ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ _ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ _ repossession action fee, in respect of the Creditor commencing repossession of the Goodsrelevant property. The fee is payable and will be debited to your account at the time such repossession is commenced. $ _ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods relevant property or abandonment of realisation.. An early repayment recovery amount as described in the “"Full Prepayment” " section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs Consumer). Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

Continuing Disclosure. The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.Make: _________________________ Model: _____________________ _ Year: _ Registration No.: ______________________________ Chassis / Serial No.: _________________________________Vin No: _ _ _ Colour: ___________________________________________ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at the rate of _ % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ _ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ _ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ _ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ _ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

Continuing Disclosure. The Creditor SBS may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if requiredmonthly. What Could Happen if You Fail to Meet Your Commitments: WHAT COULD HAPPEN IF YOU FAIL TO MEET YOUR COMMITMENTS Security interestThe Creditor interest SBS has an interest in (or will have) the property securities listed below to secure performance of all of your obligations under the contractobligations, or and the payment of all money payable owing from time to time, under the contract, Agreement: ● A registered mortgage in favour of SBS over the following property of the Borrower: [ ] ● All existing securities and guarantees already given by a Borrower to SBS You must not grant a security interest in any property or bothland listed above to any other person without SBS's prior written consent. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another personAgreement, then to the extent of the security interestinterest under any of the above securities, the Creditor SBS may be entitled to repossess and sell this propertythe property the subject of the relevant security interest. If the Loan Repayment Guarantee applies and there are insufficient sale of proceeds to repay all amounts you owe SBS under the property does not cover the whole of your liability to the CreditorAgreement, you will remain not be liable to SBS for the any shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ . Default Interest Charges interest charges and Default FeesIn default fees In the event of a default in payment and while the default continues you must pay interest at the Default Interest ChargesRate on the overdue amount. Default interest will be calculated on a daily basis from the date the amount became due until the date it is actually paid, and is payable on each monthly anniversary of the Date of Advance. In the event of a breach of the contract or on the enforcement of the contractAgreement, the Default default fees specified in the Fees specified below Schedule are payable. Your credit contract allows the Creditor SBS to vary these fees and charges. Default Interest ChargesDefault interest is calculated FULL OR PARTIAL PREPAYMENT You may at any time repay the rate of % per annum plus the annual interest rate referred Loan in whole or part and SBS may, in addition to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand other Charges payable by the CreditorBorrower, pay charge the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full Borrower an Early Repayment Charge if such payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment failsmade during a Fixed Rate Period. The fee is payable and Early Repayment Charge will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect amount of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount determined by SBS as described in the “Full Prepayment” section below may be payable by advised to you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant from time to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.time being:

Continuing Disclosure. The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.