Common use of Community Reinvestment Act Clause in Contracts

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of Professional, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Community Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) CRA and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalCommunity, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Community Bank has complied is in compliance in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) CRA and the rules and regulations thereunder, the Bank has received a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalCommunity, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalSabal Palm, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 and the Legal Requirements related thereto (collectively, the “CRA”) and the rules and regulations thereunder), the Bank has received a CRA rating of not less than “satisfactory,” in its most recently completed exam, has not received no material criticism from regulators a Governmental Body with respect to discriminatory lending practices, and to the has no Knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers a Governmental Body with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalBusiness Bank, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the has no Knowledge of Professional, there are no any conditions, facts or circumstances that are could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“"CRA”") and the rules and regulations thereunder, the Bank has a have CRA rating ratings of not less than “"satisfactory” in its most recently completed exam, has ," and have received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge have no knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating ratings of less than “"satisfactory” " or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank Company has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the has no Knowledge of Professional, there are no any conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalFourth Street, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has, and at all times has had, a CRA rating of not less than “satisfactory,” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Company has no Knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank To the extent applicable, each of the Banks has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) ), and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory,” in its most recently completed exam, has received no material criticism from regulators Regulatory Authorities with respect to discriminatory lending practices, and to the Company has no Knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank Company has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the has no Knowledge of Professional, there are no any conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.. (r)

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalHolding, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalDxxxxxxx, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalNorthStar, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory,” in its most recently completed exam, has received no material criticism from regulators regulatory authorities with respect to discriminatory lending practices, and to the Knowledge Company is not in aware of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in the Bank receiving a CRA rating of less than “satisfactory” or a material criticism from regulators or consumers regulatory authorities with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“"CRA”") and the rules and regulations thereunder, the Bank has a CRA rating of not less than “"satisfactory” in its most recently completed exam, ," has received no material criticism from regulators with respect to discriminatory lending practices, and to the has no Knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating of less than “"satisfactory” " or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“"CRA”") and the rules and regulations thereunder, the Bank has a CRA rating of not less than “"satisfactory” in its most recently completed exam, ," has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge has no knowledge of Professional, there are no conditions, facts any conditions or circumstances that could are likely to result in a CRA rating of less than “"satisfactory” " or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Community Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) CRA and the rules and regulations thereunder, the Bank has a CRA rating of not less than “"satisfactory” " in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalCommunity, there are no conditions, facts or circumstances that could result in a CRA rating of less than “"satisfactory” " or material criticism from regulators or consumers with respect to discriminatory lending practices.

Community Reinvestment Act. The Bank has complied in all material respects with the provisions of the Community Reinvestment Act of 1977 (“CRA”) and the rules and regulations thereunder, the Bank has a CRA rating of not less than “satisfactory” in its most recently completed exam, has received no material criticism from regulators with respect to discriminatory lending practices, and to the Knowledge of ProfessionalApollo, there are no conditions, facts or circumstances that could result in a CRA rating of less than “satisfactory” or material criticism from regulators or consumers with respect to discriminatory lending practices.