COMMON EXCLUSIONS Clause Samples
The 'Common Exclusions' clause defines specific situations, events, or types of losses that are not covered under an agreement or insurance policy. Typically, this clause lists items such as intentional misconduct, pre-existing conditions, or damages resulting from war or natural disasters, thereby clarifying the boundaries of coverage. Its core practical function is to allocate risk by clearly stating what is not protected or compensated, thus preventing misunderstandings and disputes between the parties involved.
COMMON EXCLUSIONS. The following exclusions apply to “Coverage C and D”, as well as to “Extensions of Coverage”. They apply in addition to all other exclusions indicated in this insurance policy.
COMMON EXCLUSIONS. COVERAGES A, C AND D
COMMON EXCLUSIONS. The following exclusions apply to “Coverage E, F, G and H”, as well as to the “Additional Agreements”. They apply in addition to all other exclusions indicated in this insurance policy.
COMMON EXCLUSIONS. (Applicable to Coverage A. Bodily Injury and Property Damage Liability, Coverage B. Personal and Advertising Injury Liability, Coverage C. Medical Payments and Coverage D. Tenants' Legal Liability) This insurance does not apply to:
COMMON EXCLUSIONS. Property Exclusions
COMMON EXCLUSIONS. This form does not insure against loss or damage caused directly or indirectly by the exclusions below as defined on the Commercial Common Agreements, Definitions, Exclusions and Conditions Form (COMM) which form part of this policy. Automobile Aircraft By-law Data Disease, Illness or Infection Electrical Current Fungi and Spores Exclusion Nuclear Incident Pollution Terrorism Vacant Property War Unmanned Air Vehicle Systems
COMMON EXCLUSIONS. The following exclusions are additional to those contained elsewhere in this policy, WE DO NOT INSURE for claims arising from:
COMMON EXCLUSIONS. Plaintiff’s counsel should always be mindful of the exclusions in the standard automobile policy. Failure to identify a possibly applicable exclusion may lead to pleadings and testimony which bar coverage that would otherwise apply. When evaluating any exclusion, keep in mind that “[i]n North Carolina, the general rule is that when an insured claims benefits under a policy, the burden is on him to prove coverage. But the burden of showing an exclusion or exception is on the insurer. A showing by an insured that he is covered establishes a prima facie case that shifts the burden to the insurer.” Reliance Ins. Co. ▇. ▇▇▇▇▇▇▇▇, 59 ▇.▇.▇▇▇. 524, 525-26, 297 S.E.2d 187, 188 (1982) (internal citations omitted). Moreover, exclusions are not favored by the Court, Allstate Ins. Co. ▇.
COMMON EXCLUSIONS. This insurance does not apply to: