Common use of Collateral Type Clause in Contracts

Collateral Type. OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV COLLATERAL TYPE LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 2 YEAR ARMS 7,920 $1,360,015,809.05 80.00 356 40.58 7.715 586 74.37 FIXED 2,433 339,974,960.89 20.00 329 37.85 7.440 667 76.17 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ PRINCIPAL BALANCES AT ORIGINATION ------------------------------------------------------------------------------------------------------------------------------ % OF RANGE OF PRINCIPAL PRINCIPAL REMAINING PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE BALANCES AT MORTGAGE AS OF AS OF MATURITY INCOME RATES OLTV ORIGINATION ($) LOANS ORIGINATION ORIGINATION (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 50,000.01 - 100,000.00 3,409 $ 263,727,764.00 15.50 336 37.76 8.485 595 71.31 100,000.01 - 150,000.00 2,668 329,593,723.00 19.37 347 39.38 7.843 601 74.94 150,000.01 - 200,000.00 1,586 276,811,522.00 16.27 352 40.41 7.588 603 74.47 200,000.01 - 250,000.00 907 202,903,594.00 11.93 356 40.85 7.537 597 75.14 250,000.01 - 300,000.00 676 185,167,429.00 10.88 356 41.64 7.414 601 75.17 300,000.01 - 350,000.00 434 140,543,792.00 8.26 357 41.46 7.282 607 76.98 350,000.01 - 400,000.00 261 97,756,416.00 5.75 358 41.25 7.205 611 76.44 400,000.01 - 450,000.00 155 65,359,515.00 3.84 357 40.95 7.211 610 75.25 450,000.01 - 500,000.00 95 45,338,502.00 2.66 359 39.31 7.168 610 76.53 500,000.01 - 550,000.00 57 30,079,702.00 1.77 359 39.88 7.184 629 78.52 550,000.01 - 600,000.00 76 44,551,438.00 2.62 357 38.30 7.390 610 74.74 600,000.01 - 650,000.00 9 5,619,384.00 0.33 359 38.18 6.865 607 79.60 650,000.01 - 700,000.00 13 8,782,000.00 0.52 350 39.67 7.032 626 76.14 700,000.01 - 750,000.00 7 5,136,250.00 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== TOTAL: 10,353 $1,701,371,031.00 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ * Based on the original balances of the Mortgage Loans. PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING RANGE OF PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE BALANCES AS OF THE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV CUT-OFF DATE ($) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 50,000.01 - 100,000.00 3,412 $ 263,778,477.33 15.52 336 37.76 8.486 595 71.28 100,000.01 - 150,000.00 2,665 328,997,310.35 19.35 347 39.37 7.842 601 74.97 150,000.01 - 200,000.00 1,587 276,797,120.43 16.28 352 40.41 7.588 603 74.46 200,000.01 - 250,000.00 906 202,560,233.73 11.92 356 40.85 7.537 598 75.15 250,000.01 - 300,000.00 677 185,324,908.04 10.90 355 41.66 7.413 602 75.18 300,000.01 - 350,000.00 433 140,138,002.74 8.24 357 41.43 7.284 606 76.97 350,000.01 - 400,000.00 261 97,683,627.97 5.75 358 41.25 7.205 611 76.44 400,000.01 - 450,000.00 155 65,307,979.72 3.84 357 40.95 7.211 610 75.25 450,000.01 - 500,000.00 95 45,296,392.75 2.66 359 39.32 7.168 610 76.53 500,000.01 - 550,000.00 57 30,060,024.83 1.77 359 39.88 7.184 629 78.52 550,000.01 - 600,000.00 76 44,519,234.94 2.62 357 38.30 7.390 610 74.74 600,000.01 - 650,000.00 9 5,616,577.54 0.33 359 38.19 6.866 607 79.60 650,000.01 - 700,000.00 13 8,777,409.37 0.52 350 39.67 7.032 626 76.14 700,000.01 - 750,000.00 7 5,133,470.20 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ REMAINING TERM TO MATURITY ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF MONTHS MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV REMAINING LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 60 - 120 57 $ 5,025,211.34 0.30 119 34.86 7.971 664 69.83 120 - 180 406 41,017,835.44 2.41 179 36.72 7.688 644 72.20 180 - 240 362 41,127,750.83 2.42 239 38.70 7.673 639 74.96 240 - 300 66 8,970,438.40 0.53 299 35.13 7.165 687 75.99 300 - 360 9,462 1,603,849,533.93 94.34 359 40.20 7.661 600 74.79 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ MORTGAGE RATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF CURRENT MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV MORTGAGE RATES (%) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 5.500 - 5.999 271 $ 68,200,142.60 4.01 352 36.62 5.908 683 73.00 6.000 - 6.499 767 168,706,219.85 9.92 352 38.17 6.285 652 75.08 6.500 - 6.999 1,913 380,098,771.20 22.36 351 38.99 6.773 635 76.66 7.000 - 7.499 1,108 198,491,120.56 11.68 348 39.65 7.260 606 75.68 7.500 - 7.999 2,259 364,875,638.21 21.46 352 40.96 7.751 584 74.46 8.000 - 8.499 863 121,881,166.10 7.17 350 41.41 8.257 573 73.18 8.500 - 8.999 1,396 197,059,577.75 11.59 352 41.35 8.743 567 73.65 9.000 - 9.499 471 56,788,898.50 3.34 354 41.73 9.237 559 72.45 9.500 - 9.999 711 83,660,503.35 4.92 349 41.00 9.752 555 72.86 10.000 - 10.499 223 24,518,414.17 1.44 350 41.77 10.256 556 73.02 10.500 - 10.999 245 24,469,929.63 1.44 347 41.08 10.721 555 73.17 11.000 - 11.499 50 4,717,969.33 0.28 350 42.33 11.270 557 75.69 11.500 - 11.999 49 4,134,261.25 0.24 348 40.06 11.711 550 71.64 12.000 - 12.499 19 1,323,268.48 0.08 348 37.03 12.211 551 75.93 12.500 - 12.999 7 1,000,901.74 0.06 359 42.73 12.736 542 78.84 13.500 - 13.999 1 63,987.22 0.00 359 49.00 13.600 541 80.00 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------

Collateral Type. PRINCIPAL % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE PRINCIPAL TERM TO DEBT-TO TO- MORTGAGE OF MORTGAGE AS OF THE BALANCE AS OF THE MATURITY INCOME RATES OLTV COLLATERAL TYPE LOANS THE CUT-OFF DATE THE CUT-OFF DATE (MONTHS) (%) (%) FICO OLTV (%) ------------------------------------------------------------------------------------------------------------------------------ ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- ------- --------- 2 YEAR ARMS 7,920 $1,360,015,809.05 80.00 356 40.58 7.715 586 74.37 7,937 1,292,004,688.38 58.73 358 39.56 7.652 600 84.03 3 YEAR ARMS 2,270 394,674,116.22 17.94 358 38.52 7.506 616 85.96 FIXED 2,433 339,974,960.89 20.00 329 37.85 7.440 667 76.17 ============================================================================================================================== 3,852 513,321,409.06 23.33 348 38.25 7.409 633 80.04 ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- -------- -------- TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ 14,059 2,200,000,213.66 100 356 39.06 7.569 611 83.45 ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------ PRINCIPAL BALANCES AT ORIGINATION ------------------------------------------------------------------------------------------------------------------------------ ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- ------- --------- PRINCIPAL % OF REMAINING RANGE OF NUMBER BALANCE PRINCIPAL PRINCIPAL REMAINING PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO TO- MORTGAGE PRINCIPAL BALANCES AT OF MORTGAGE AS OF BALANCE AS OF MATURITY INCOME RATES OLTV ORIGINATION ($AT ORIGINATION($) LOANS ORIGINATION ORIGINATION (MONTHS) )* (%) )* (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ )* FICO* OLTV(%)* ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- ------- --------- Less than 50,000.00 822 33,714,549.20 1.53 347 33.64 9.385 616 81.62 50,000.01 - 100,000.00 3,409 $ 263,727,764.00 15.50 336 37.76 8.485 595 71.31 4,664 330,262,043.00 14.99 350 35.95 8.19 604 82.99 100,000.01 - 150,000.00 2,668 329,593,723.00 19.37 347 39.38 7.843 601 74.94 150,000 00 2,947 366,500,568.00 16.64 354 38.15 7.727 606 83.88 150,000.01 - 200,000.00 1,586 276,811,522.00 16.27 352 40.41 7.588 603 74.47 200,000 00 1,984 345,722,883.00 15.7 357 39.47 7.521 605 83.12 200,000.01 - 250,000.00 907 202,903,594.00 11.93 356 40.85 7.537 597 75.14 250,000 00 1,318 295,296,871.00 13.41 357 40.38 7.43 610 82.78 250,000.01 - 300,000.00 676 185,167,429.00 10.88 356 41.64 7.414 601 75.17 300,000 00 864 236,892,103.00 10.76 357 40.01 7.34 609 82.48 300,000.01 - 350,000.00 434 140,543,792.00 8.26 357 41.46 7.282 607 76.98 350,000 00 525 169,867,514.00 7.71 359 40.87 7.326 620 84.83 350,000.01 - 400,000.00 261 97,756,416.00 5.75 358 41.25 7.205 611 76.44 400,000 00 324 121,515,752.00 5.52 357 40.97 7.244 619 84.6 400,000.01 - 450,000.00 155 65,359,515.00 3.84 450,000 00 221 93,840,609.00 4.26 357 40.95 7.211 610 75.25 40.17 7.339 619 86.6 450,000.01 - 500,000.00 95 45,338,502.00 2.66 359 39.31 7.168 610 76.53 500,000 00 204 98,257,866.00 4.46 357 39.86 7.267 624 85.16 500,000.01 - 550,000.00 57 30,079,702.00 1.77 550,000 00 63 33,178,789.00 1.51 359 39.88 7.184 629 78.52 41.25 6.991 619 82.87 550,000.01 - 600,000.00 76 44,551,438.00 2.62 357 38.30 7.390 610 74.74 600,000 00 55 31,551,197.00 1.43 359 39.42 6.731 631 81.15 600,000.01 - 650,000.00 9 5,619,384.00 0.33 650,000 00 28 17,507,815.00 0.79 359 38.18 6.865 607 79.60 40.42 6.979 616 85.17 650,000.01 - 700,000.00 13 8,782,000.00 0.52 350 39.67 7.032 626 76.14 700,000 00 19 12,876,830.00 0.58 359 40.46 6.877 622 76.63 700,000.01 - 750,000.00 7 5,136,250.00 0.30 750,000 00 20 14,691,138.00 0.67 359 40.06 7.176 641 71.09 ============================================================================================================================== 35.43 6.493 622 76.98 850,000.01 - 900,000 00 1 880,000.00 0.04 359 41 7.35 684 80 ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- ------- --------- TOTAL: 10,353 $1,701,371,031.00 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ 14,059 2,202,556,527.20 100 356 39.06 7.569 611 83.44 ------------------------ ------------ --------------------- ----------------- ----------- ---------- ------------- ------- --------- * Based on the original balances of the Initial Mortgage Loans. PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING RANGE OF PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE BALANCES AS OF THE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV CUT-OFF DATE ($) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 50,000.01 - 100,000.00 3,412 $ 263,778,477.33 15.52 336 37.76 8.486 595 71.28 100,000.01 - 150,000.00 2,665 328,997,310.35 19.35 347 39.37 7.842 601 74.97 150,000.01 - 200,000.00 1,587 276,797,120.43 16.28 352 40.41 7.588 603 74.46 200,000.01 - 250,000.00 906 202,560,233.73 11.92 356 40.85 7.537 598 75.15 250,000.01 - 300,000.00 677 185,324,908.04 10.90 355 41.66 7.413 602 75.18 300,000.01 - 350,000.00 433 140,138,002.74 8.24 357 41.43 7.284 606 76.97 350,000.01 - 400,000.00 261 97,683,627.97 5.75 358 41.25 7.205 611 76.44 400,000.01 - 450,000.00 155 65,307,979.72 3.84 357 40.95 7.211 610 75.25 450,000.01 - 500,000.00 95 45,296,392.75 2.66 359 39.32 7.168 610 76.53 500,000.01 - 550,000.00 57 30,060,024.83 1.77 359 39.88 7.184 629 78.52 550,000.01 - 600,000.00 76 44,519,234.94 2.62 357 38.30 7.390 610 74.74 600,000.01 - 650,000.00 9 5,616,577.54 0.33 359 38.19 6.866 607 79.60 650,000.01 - 700,000.00 13 8,777,409.37 0.52 350 39.67 7.032 626 76.14 700,000.01 - 750,000.00 7 5,133,470.20 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ REMAINING TERM TO MATURITY ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF MONTHS MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV REMAINING LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 60 - 120 57 $ 5,025,211.34 0.30 119 34.86 7.971 664 69.83 120 - 180 406 41,017,835.44 2.41 179 36.72 7.688 644 72.20 180 - 240 362 41,127,750.83 2.42 239 38.70 7.673 639 74.96 240 - 300 66 8,970,438.40 0.53 299 35.13 7.165 687 75.99 300 - 360 9,462 1,603,849,533.93 94.34 359 40.20 7.661 600 74.79 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ MORTGAGE RATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF CURRENT MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV MORTGAGE RATES (%) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 5.500 - 5.999 271 $ 68,200,142.60 4.01 352 36.62 5.908 683 73.00 6.000 - 6.499 767 168,706,219.85 9.92 352 38.17 6.285 652 75.08 6.500 - 6.999 1,913 380,098,771.20 22.36 351 38.99 6.773 635 76.66 7.000 - 7.499 1,108 198,491,120.56 11.68 348 39.65 7.260 606 75.68 7.500 - 7.999 2,259 364,875,638.21 21.46 352 40.96 7.751 584 74.46 8.000 - 8.499 863 121,881,166.10 7.17 350 41.41 8.257 573 73.18 8.500 - 8.999 1,396 197,059,577.75 11.59 352 41.35 8.743 567 73.65 9.000 - 9.499 471 56,788,898.50 3.34 354 41.73 9.237 559 72.45 9.500 - 9.999 711 83,660,503.35 4.92 349 41.00 9.752 555 72.86 10.000 - 10.499 223 24,518,414.17 1.44 350 41.77 10.256 556 73.02 10.500 - 10.999 245 24,469,929.63 1.44 347 41.08 10.721 555 73.17 11.000 - 11.499 50 4,717,969.33 0.28 350 42.33 11.270 557 75.69 11.500 - 11.999 49 4,134,261.25 0.24 348 40.06 11.711 550 71.64 12.000 - 12.499 19 1,323,268.48 0.08 348 37.03 12.211 551 75.93 12.500 - 12.999 7 1,000,901.74 0.06 359 42.73 12.736 542 78.84 13.500 - 13.999 1 63,987.22 0.00 359 49.00 13.600 541 80.00 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------.

Collateral Type. PRINCIPAL % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE AS OF TERM TO DEBT-TO MORTGAGE TO- GROSS COLLATERAL MORTGAGE AS OF THE AS OF THE CUT-OFF MATURITY INCOME RATES COUPON OLTV COLLATERAL TYPE LOANS CUT-OFF DATE CUT-OFF ($) DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 2 YEAR ARMS 7,920 $1,360,015,809.05 80.00 356 40.58 7.715 586 74.37 FIXED 2,433 339,974,960.89 20.00 329 37.85 7.440 667 76.17 ============================================================================================================================== ------------------------ ----------- --------------- ---------------- ----------- -------- -------- ------ ------- 2-yr Fixed / Adjustable-Rate 724 207,690,538.75 55.47 359 39.61 7.434 600 84.36 3-yr Fixed / Adjustable-Rate 201 62,933,801.28 16.81 359 39.97 7.318 618 86.28 Fixed Rate 489 103,810,463.96 27.72 352 38.61 6.966 636 78.95 ------------------------ ----------- ---------------- ---------------- --------- --------- -------- ------- ------ TOTAL: 10,353 $1,699,990,769.94 1,414 374,434,803.99 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ 357 39.39 7.285 613 83.18 ------------------------ ----------- ---------------- ---------------- --------- --------- -------- ------- ------ PRINCIPAL BALANCES AT ORIGINATION ------------------------------------------------------------------------------------------------------------------------------ PRINCIPAL % OF PRINCIPAL REMAINING RANGE OF PRINCIPAL PRINCIPAL REMAINING PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE TO- GROSS PRINCIPAL BALANCES AT MORTGAGE AS OF THE AS OF MATURITY INCOME RATES COUPON OLTV AT ORIGINATION ($) LOANS ORIGINATION ORIGINATION($) ORIGINATION (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ ------------------------ ----------- --------------- ---------------- ----------- -------- -------- ------ ------- 50,000.01 - 100,000.00 3,409 $ 263,727,764.00 15.50 336 37.76 8.485 419 32,592,075.00 8.69 349 35.24 7.873 595 71.31 81.22 100,000.01 - 150,000.00 2,668 329,593,723.00 19.37 202 24,821,901.00 6.62 347 39.38 7.843 601 74.94 37.11 7.533 605 81.29 150,000.01 - 200,000.00 1,586 276,811,522.00 16.27 352 40.41 7.588 603 74.47 83 14,202,450.00 3.79 353 37.06 7.394 609 82.80 200,000.01 - 250,000.00 907 202,903,594.00 11.93 356 40.85 7.537 597 75.14 40 9,010,300.00 2.40 359 38.89 7.327 607 78.71 250,000.01 - 300,000.00 676 185,167,429.00 10.88 356 41.64 7.414 601 75.17 38 10,346,030.00 2.76 359 37.97 7.357 603 78.74 300,000.01 - 350,000.00 434 140,543,792.00 8.26 357 41.46 7.282 607 76.98 74 25,021,634.00 6.67 359 41.27 7.208 601 82.55 350,000.01 - 400,000.00 261 97,756,416.00 5.75 358 41.25 7.205 611 76.44 169 63,160,490.00 16.85 359 40.24 7.204 614 84.52 400,000.01 - 450,000.00 155 65,359,515.00 3.84 357 40.95 7.211 610 75.25 124 52,887,377.00 14.11 358 40.84 7.276 616 85.55 450,000.01 - 500,000.00 95 45,338,502.00 2.66 359 39.31 7.168 610 76.53 136 65,017,311.00 17.34 358 40.34 7.292 621 85.03 500,000.01 - 550,000.00 57 30,079,702.00 1.77 40 21,156,115.00 5.64 359 39.88 7.184 629 78.52 41.37 6.976 631 84.61 550,000.01 - 600,000.00 76 44,551,438.00 2.62 357 38.30 7.390 610 74.74 32 18,299,600.00 4.88 359 38.12 7.173 613 83.67 600,000.01 - 650,000.00 9 5,619,384.00 0.33 29 18,346,099.00 4.89 359 38.18 6.865 607 79.60 39.45 6.892 633 82.63 650,000.01 - 700,000.00 13 8,782,000.00 0.52 350 39.67 7.032 626 76.14 10 6,800,250.00 1.81 359 35.77 7.021 592 76.91 700,000.01 - 750,000.00 7 5,136,250.00 0.30 17 12,455,730.00 3.32 359 40.06 7.176 641 71.09 ============================================================================================================================== 40.63 7.078 599 75.50 750,000.01 - 800,000.00 1 760,000.00 0.20 359 34.00 6.150 754 80.00 ------------------------ ----------- ---------------- ---------------- --------- --------- -------- ------- ------ TOTAL: 10,353 $1,701,371,031.00 1,414 374,877,362.00 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ * 357 39.39 7.285 613 83.18 ------------------------ ----------- ---------------- ---------------- --------- --------- -------- ------- ------ *Based on the original balances of the Mortgage Loans. PRINCIPAL BALANCES BALANCE AS OF THE CUT-OFF DATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING RANGE OF PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE BALANCES AS OF THE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV CUT-OFF DATE ($) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 50,000.01 - 100,000.00 3,412 $ 263,778,477.33 15.52 336 37.76 8.486 595 71.28 100,000.01 - 150,000.00 2,665 328,997,310.35 19.35 347 39.37 7.842 601 74.97 150,000.01 - 200,000.00 1,587 276,797,120.43 16.28 352 40.41 7.588 603 74.46 200,000.01 - 250,000.00 906 202,560,233.73 11.92 356 40.85 7.537 598 75.15 250,000.01 - 300,000.00 677 185,324,908.04 10.90 355 41.66 7.413 602 75.18 300,000.01 - 350,000.00 433 140,138,002.74 8.24 357 41.43 7.284 606 76.97 350,000.01 - 400,000.00 261 97,683,627.97 5.75 358 41.25 7.205 611 76.44 400,000.01 - 450,000.00 155 65,307,979.72 3.84 357 40.95 7.211 610 75.25 450,000.01 - 500,000.00 95 45,296,392.75 2.66 359 39.32 7.168 610 76.53 500,000.01 - 550,000.00 57 30,060,024.83 1.77 359 39.88 7.184 629 78.52 550,000.01 - 600,000.00 76 44,519,234.94 2.62 357 38.30 7.390 610 74.74 600,000.01 - 650,000.00 9 5,616,577.54 0.33 359 38.19 6.866 607 79.60 650,000.01 - 700,000.00 13 8,777,409.37 0.52 350 39.67 7.032 626 76.14 700,000.01 - 750,000.00 7 5,133,470.20 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ REMAINING TERM TO MATURITY ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF MONTHS MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV REMAINING LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 60 - 120 57 $ 5,025,211.34 0.30 119 34.86 7.971 664 69.83 120 - 180 406 41,017,835.44 2.41 179 36.72 7.688 644 72.20 180 - 240 362 41,127,750.83 2.42 239 38.70 7.673 639 74.96 240 - 300 66 8,970,438.40 0.53 299 35.13 7.165 687 75.99 300 - 360 9,462 1,603,849,533.93 94.34 359 40.20 7.661 600 74.79 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ MORTGAGE RATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF CURRENT MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV MORTGAGE RATES (%) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 5.500 - 5.999 271 $ 68,200,142.60 4.01 352 36.62 5.908 683 73.00 6.000 - 6.499 767 168,706,219.85 9.92 352 38.17 6.285 652 75.08 6.500 - 6.999 1,913 380,098,771.20 22.36 351 38.99 6.773 635 76.66 7.000 - 7.499 1,108 198,491,120.56 11.68 348 39.65 7.260 606 75.68 7.500 - 7.999 2,259 364,875,638.21 21.46 352 40.96 7.751 584 74.46 8.000 - 8.499 863 121,881,166.10 7.17 350 41.41 8.257 573 73.18 8.500 - 8.999 1,396 197,059,577.75 11.59 352 41.35 8.743 567 73.65 9.000 - 9.499 471 56,788,898.50 3.34 354 41.73 9.237 559 72.45 9.500 - 9.999 711 83,660,503.35 4.92 349 41.00 9.752 555 72.86 10.000 - 10.499 223 24,518,414.17 1.44 350 41.77 10.256 556 73.02 10.500 - 10.999 245 24,469,929.63 1.44 347 41.08 10.721 555 73.17 11.000 - 11.499 50 4,717,969.33 0.28 350 42.33 11.270 557 75.69 11.500 - 11.999 49 4,134,261.25 0.24 348 40.06 11.711 550 71.64 12.000 - 12.499 19 1,323,268.48 0.08 348 37.03 12.211 551 75.93 12.500 - 12.999 7 1,000,901.74 0.06 359 42.73 12.736 542 78.84 13.500 - 13.999 1 63,987.22 0.00 359 49.00 13.600 541 80.00 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------DATE

Collateral Type. PRINCIPAL % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO TO- MORTGAGE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV COLLATERAL TYPE LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO OLTV (%) ------------------------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------------------------------------------------------- 2 YEAR ARMS 7,920 $1,360,015,809.05 80.00 356 40.58 7.715 586 74.37 3,208 $ 752,886,942.63 58.96 360 39.29 7.486 598 84.62 3 YEAR ARMS 1,091 268,054,734.31 20.99 360 39.33 7.359 609 84.55 FIXED 2,433 339,974,960.89 20.00 329 37.85 7.440 667 76.17 ============================================================================================================================== 960 255,985,288.38 20.05 353 38.47 6.464 652 77.91 -------------------------------------------------------------------------------------------------------------------------------- TOTAL: 10,353 5,259 $1,699,990,769.94 1,276,926,965.32 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ 358 39.13 7.255 611 83.26 -------------------------------------------------------------------------------------------------------------------------------- PRINCIPAL BALANCES AT ORIGINATION ------------------------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------------------------------------------------------- PRINCIPAL % OF REMAINING RANGE OF PRINCIPAL PRINCIPAL REMAINING PRINCIPAL NUMBER OF BALANCE BALANCE PRINCIPAL TERM TO DEBT-TO TO- MORTGAGE PRINCIPAL BALANCES AT MORTGAGE AS OF BALANCE AS OF MATURITY INCOME RATES OLTV AT ORIGINATION ($) LOANS ORIGINATION ORIGINATION (MONTHS) )* (%) )* (%)* FICO OLTV(%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------------------------------------------------------- <= 50,000.00 67 $ 2,787,976.00 0.22 341 35.22 9.134 613 50.15 50,000.01 - 100,000.00 3,409 $ 263,727,764.00 15.50 336 37.76 8.485 595 71.31 1,294 98,150,735.00 7.68 355 35.81 8.763 599 76.33 100,000.01 - 150,000.00 2,668 329,593,723.00 19.37 347 39.38 7.843 601 74.94 887 108,792,505.00 8.52 357 37.27 8.113 590 84.66 150,000.01 - 200,000.00 1,586 276,811,522.00 16.27 352 40.41 7.588 603 74.47 575 99,566,251.00 7.80 359 39.43 7.963 596 84.54 200,000.01 - 250,000.00 907 202,903,594.00 11.93 356 40.85 7.537 597 75.14 276 61,472,104.00 4.81 359 38.27 7.869 595 85.19 250,000.01 - 300,000.00 676 185,167,429.00 10.88 356 41.64 7.414 601 75.17 185 50,730,066.00 3.97 359 39.36 7.617 610 84.39 300,000.01 - 350,000.00 434 140,543,792.00 8.26 357 41.46 7.282 607 76.98 345 115,974,742.00 9.08 359 39.47 7.065 614 82.47 350,000.01 - 400,000.00 261 97,756,416.00 5.75 358 41.25 7.205 611 76.44 604 226,392,959.00 17.73 360 41.05 6.896 616 83.39 400,000.01 - 450,000.00 155 65,359,515.00 3.84 357 40.95 7.211 610 75.25 384 163,416,013.00 12.79 359 40.32 6.875 622 84.10 450,000.01 - 500,000.00 95 45,338,502.00 2.66 359 39.31 7.168 610 76.53 295 141,372,100.00 11.07 358 39.22 6.882 622 82.79 500,000.01 - 550,000.00 57 30,079,702.00 1.77 359 39.88 7.184 629 78.52 108 56,973,465.00 4.46 357 39.29 6.439 625 81.83 550,000.01 - 600,000.00 76 44,551,438.00 2.62 357 38.30 7.390 610 74.74 104 59,878,243.00 4.69 358 39.55 6.519 620 80.82 600,000.01 - 650,000.00 9 5,619,384.00 0.33 359 38.18 6.865 607 79.60 57 35,883,401.00 2.81 357 36.33 6.495 614 79.20 650,000.01 - 700,000.00 13 8,782,000.00 0.52 350 39.67 7.032 626 76.14 31 21,027,152.00 1.65 360 39.65 6.544 617 78.16 700,000.01 - 750,000.00 7 5,136,250.00 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== 47 34,774,930.00 2.72 357 37.07 6.595 613 76.81 -------------------------------------------------------------------------------------------------------------------------------- TOTAL: 10,353 5,259 $1,701,371,031.00 1,277,192,642.00 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ * 358 39.13 7.255 611 82.47 -------------------------------------------------------------------------------------------------------------------------------- *Based on the original balances of the Mortgage Loans. PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING RANGE OF PRINCIPAL NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE BALANCES AS OF THE MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV CUT-OFF DATE ($) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 50,000.01 - 100,000.00 3,412 $ 263,778,477.33 15.52 336 37.76 8.486 595 71.28 100,000.01 - 150,000.00 2,665 328,997,310.35 19.35 347 39.37 7.842 601 74.97 150,000.01 - 200,000.00 1,587 276,797,120.43 16.28 352 40.41 7.588 603 74.46 200,000.01 - 250,000.00 906 202,560,233.73 11.92 356 40.85 7.537 598 75.15 250,000.01 - 300,000.00 677 185,324,908.04 10.90 355 41.66 7.413 602 75.18 300,000.01 - 350,000.00 433 140,138,002.74 8.24 357 41.43 7.284 606 76.97 350,000.01 - 400,000.00 261 97,683,627.97 5.75 358 41.25 7.205 611 76.44 400,000.01 - 450,000.00 155 65,307,979.72 3.84 357 40.95 7.211 610 75.25 450,000.01 - 500,000.00 95 45,296,392.75 2.66 359 39.32 7.168 610 76.53 500,000.01 - 550,000.00 57 30,060,024.83 1.77 359 39.88 7.184 629 78.52 550,000.01 - 600,000.00 76 44,519,234.94 2.62 357 38.30 7.390 610 74.74 600,000.01 - 650,000.00 9 5,616,577.54 0.33 359 38.19 6.866 607 79.60 650,000.01 - 700,000.00 13 8,777,409.37 0.52 350 39.67 7.032 626 76.14 700,000.01 - 750,000.00 7 5,133,470.20 0.30 359 40.06 7.176 641 71.09 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ REMAINING TERM TO MATURITY ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF MONTHS MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV REMAINING LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 60 - 120 57 $ 5,025,211.34 0.30 119 34.86 7.971 664 69.83 120 - 180 406 41,017,835.44 2.41 179 36.72 7.688 644 72.20 180 - 240 362 41,127,750.83 2.42 239 38.70 7.673 639 74.96 240 - 300 66 8,970,438.40 0.53 299 35.13 7.165 687 75.99 300 - 360 9,462 1,603,849,533.93 94.34 359 40.20 7.661 600 74.79 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------ MORTGAGE RATE ------------------------------------------------------------------------------------------------------------------------------ % OF PRINCIPAL PRINCIPAL REMAINING NUMBER OF BALANCE BALANCE TERM TO DEBT-TO MORTGAGE RANGE OF CURRENT MORTGAGE AS OF THE AS OF THE MATURITY INCOME RATES OLTV MORTGAGE RATES (%) LOANS CUT-OFF DATE CUT-OFF DATE (MONTHS) (%) (%) FICO (%) ------------------------------------------------------------------------------------------------------------------------------ 5.500 - 5.999 271 $ 68,200,142.60 4.01 352 36.62 5.908 683 73.00 6.000 - 6.499 767 168,706,219.85 9.92 352 38.17 6.285 652 75.08 6.500 - 6.999 1,913 380,098,771.20 22.36 351 38.99 6.773 635 76.66 7.000 - 7.499 1,108 198,491,120.56 11.68 348 39.65 7.260 606 75.68 7.500 - 7.999 2,259 364,875,638.21 21.46 352 40.96 7.751 584 74.46 8.000 - 8.499 863 121,881,166.10 7.17 350 41.41 8.257 573 73.18 8.500 - 8.999 1,396 197,059,577.75 11.59 352 41.35 8.743 567 73.65 9.000 - 9.499 471 56,788,898.50 3.34 354 41.73 9.237 559 72.45 9.500 - 9.999 711 83,660,503.35 4.92 349 41.00 9.752 555 72.86 10.000 - 10.499 223 24,518,414.17 1.44 350 41.77 10.256 556 73.02 10.500 - 10.999 245 24,469,929.63 1.44 347 41.08 10.721 555 73.17 11.000 - 11.499 50 4,717,969.33 0.28 350 42.33 11.270 557 75.69 11.500 - 11.999 49 4,134,261.25 0.24 348 40.06 11.711 550 71.64 12.000 - 12.499 19 1,323,268.48 0.08 348 37.03 12.211 551 75.93 12.500 - 12.999 7 1,000,901.74 0.06 359 42.73 12.736 542 78.84 13.500 - 13.999 1 63,987.22 0.00 359 49.00 13.600 541 80.00 ============================================================================================================================== TOTAL: 10,353 $1,699,990,769.94 100.00 351 40.03 7.660 603 74.73 ------------------------------------------------------------------------------------------------------------------------------.