Common use of Borrowings Guide Clause in Contracts

Borrowings Guide. The Borrower shall, based on the guarantee by the Tokyo Credit Guarantee Corporation No. [*] dated October 28, 2019 after approving the separately concluded the Bank transaction agreement, enter into the loan agreement (hereinafter referred to as the “Agreement”) with Kiraboshi Bank, Ltd. (hereinafter referred to as the “Bank”) as follows: This Agreement shall come into effect when the Borrower receives the money specified below from the Bank. Amount Three thousand five hundred (35,000,000) Yen Borrowing date <blank> Use of funds Working capital Final repayment date November 12, 2024 Repayment method The Borrower shall pay 583,000Yen on December 31, 2019 as the first payment, and thereafter the Borrower shall pay 583,000Yen at the last day of each month and the payment shall be completed when the Borrower pays 603,000Yen on the final due date. Interest rate 1.60000% per year (Daily calculation with 365 days in a year) Timing and method of interest payment The loan date shall be the date of the first-time payment and December 31, 2019 shall be the date of the second time payment and thereafter the Borrower shall pay the amount to be paid for the next payment date in advance on the last day of each month. Damages If the Borrower fails to perform the obligations under this Agreement, the Borrower shall pay damages at 14% per annum (calculated on a daily basis with 365 days in a year) against the overdue principal. Repayment Deposit Account Branch Name Type of deposit Account number Registered seal for deposit Nihonbashi Branch Ordinary deposit [*] <seal> Holiday category If the principal repayment date or interest payment date falls on the Bank holiday, the payment date shall be the next business day. Items Loan basic account No. Handling No. Approval No. Goods Customer No. Name of customer Date of the establishment Remarks 44 [*] [*] [*] 7021 [*] Earlyworks Co., Ltd. May 01, 2018 <blank> Borrowed amount: Three thousand five hundred (35,000,000) Yen RQ 44713 Short-term prime rate long-term lending rate “For business use: For equal principal” (Revised March 2020) L.11-.870 Proof mark after the fact Proof mark before the fact Seal verification Seal of the person in charge

Borrowings Guide. The Borrower shall, based on the guarantee by the Tokyo Credit Guarantee Corporation No. [*] dated October 28April 06, 2019 2020 after approving the separately concluded the Bank transaction agreement, enter into the loan agreement (hereinafter referred to as the “Agreement”) with Kiraboshi Bank, Ltd. (hereinafter referred to as the “Bank”) as follows: This Agreement shall come into effect when the Borrower receives the money specified below from the Bank. Amount Three thousand five hundred Fifty million (35,000,00050,000,000) Yen Borrowing date <blank> April 16, 2020 Use of funds Working capital Final repayment date November 12March 31, 2024 2030 Repayment method The Borrower shall pay 583,000Yen 417,000Yen on December 31April 30, 2019 2020 as the first payment, and thereafter the Borrower shall pay 583,000Yen 417,000Yen at the last day of each month and the payment shall be completed when the Borrower pays 603,000Yen 377,000Yen on the final due date. Interest rate 1.60000% per year (Daily calculation with 365 days in a year) Timing and method of interest payment The loan date shall be the date of the first-time payment and December 31April 30, 2019 2020 shall be the date of the second time payment and thereafter the Borrower shall pay the amount to be paid for the next payment date in advance on the last day of each month. Damages If the Borrower fails to perform the obligations under this Agreement, the Borrower shall pay damages at 14% per annum (calculated on a daily basis with 365 days in a year) against the overdue principal. Repayment Deposit Account Branch Name Type of deposit Account number Registered seal for deposit Nihonbashi Branch Ordinary deposit [*] <sealSeal> Holiday category If the principal repayment date or interest payment date falls on the Bank holiday, the payment date shall be the next business day. Items Loan basic account No. Handling No. Approval No. Goods Customer No. Name of customer Date of the establishment Remarks 44 [*] [*] [*] 7021 5058 [*] Earlyworks Co., Ltd. May 01, 2018 <blank> Borrowed amount: Three thousand five hundred Fifty million (35,000,000) Yen 50,000,000)Yen RQ 44713 Short-term prime rate long-term lending rate “For business use: For equal principal” (Revised March 2020) L.11-.870 Proof mark after the fact Proof mark before the fact Seal verification Seal of the person in charge