Common use of Basic Internet Banking Services Clause in Contracts

Basic Internet Banking Services. The basic features currently available through the Service include: • Up to 24 months of complete Internet transactional detail and history • Account inquiries for balances, rates, etc. • Copies of monthly account statements and check images • Transfers between your accounts at this financial institution • Transfers to and from your accounts at other financial institutions • Person to Person Transfers • Secure e-mails via the Service’s messaging system • Secure file transfers • View loan balances • Payments to loans at this financial institution • Assign transaction categories • Request automatic email notification of specific account activity and service messages • Online check reorders • Stop payments on checks that you have written • Transaction downloads into select third-party applications • Ability to communicate and share your online banking view with Farmer National Bank as you allow • External Transfers We may add or remove certain features and/or functionality from time to time. You can use the Service seven days a week, 24 hours a day, although some or all features may not be available occasionally due to emergencies or scheduled system maintenance. In addition, access to the Service may be slower at times due to high Internet traffic or other factors beyond our control.

Basic Internet Banking Services. The basic features currently available through the Service include: • Up to 24 months of complete Internet transactional detail and history • Account inquiries for balances, rates, etc. • Copies of monthly account statements and check images • Transfers between your accounts at this financial institution • Transfers to and from your accounts at other financial institutions • Person to Person Transfers • Secure e-mails via the Service’s 's messaging system • Secure file transfers • View loan balances • Payments to loans at this financial institution • Assign transaction categories • Request automatic email notification of specific account activity and service messages • Online check reorders • Stop payments on checks that you have written • Transaction downloads into select third-party applications • Ability to communicate and share your online banking view with Farmer National Bank staff as you allow • External Transfers We may add or remove certain features and/or functionality from time to time. You can use the Service seven days a week, 24 hours a day, although some or all features may not be available occasionally due to emergencies or scheduled system maintenance. In addition, access to the Service may be slower at times due to high Internet traffic or other factors beyond our control.