Common use of BASIC BALANCED FUND Clause in Contracts

BASIC BALANCED FUND. NET ASSETS ANNUAL RATE ------------------ ----------- First $150 million 0.75% Over $150 million 0.50%

BASIC BALANCED FUND. NET ASSETS ANNUAL RATE ------------------ ----------- ------------ First $150 million 0.75% Over $150 million 0.50%

BASIC BALANCED FUND. NET ASSETS ANNUAL RATE ------------------ ---------- ----------- First $150 million million................................................ 0.75% Over $150 million million................................................. 0.50%