Avoiding Overdrafts Sample Clauses
Avoiding Overdrafts. The best way to avoid an overdraft is to make sure that you always know the available balance in your account before you make a transaction, such as withdrawing cash at an ATM, making a purchase with a debit card, or writing a check. The best way to do that is to maintain a check register in which you enter every transaction that you make and then deduct each transaction that you make from the running balance in your check register. We provide monthly statements that show your balance as of the end of the statement period. You should promptly review your statement and use it to balance your check register. We also have a number of free tools, such as online banking and telephone banking that can be used to find out your balance. You must remember to always subtract from the available balance any transactions that you have made that have not yet been posted to your account.
Avoiding Overdrafts. It is important to keep track of your Available Balance and to manage your funds responsibly by keeping track of transactions (including outstanding checks or Debit transactions you have authorized). You can avoid fees for Overdrafts and returned Items by making sure that your Account always contains enough available funds to cover all of your transactions. W hen your Account balance includes some funds that are subject to a Hold, dispute or legal process, you should note that those funds are not available to cover your transactions.